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  1. zippo_d_frog
    zippo_d_frog is offline Verified Tsikot Member
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    March 8th, 2012 07:29 PM #1
    I got into an accident with an SUV. The SUV braked suddenly and my car skidded and hit his rear. It damaged his bumper plus a small portion of the rear door.

    So the MMDA got in and we initially decided to swap numbers and go on without the official MMDA police report.

    Here now is the problem.

    The driver sent the quotations but nothing was attached through email on Tuesday. But I told him to wait for my supplier who can repair the car also even at a faster time. However, just to be sure, my repair people would want to see the vehicle first but gave me a range of cost. On Wednesday, he sent the car to his desired repair shop already and told me that he has given me sufficient time to thresh out the issue.

    The repair cost now is way above the quote of my supplier. My supplier only quoted 5,900 for the bumper damage while his supplier's cost is 18,000! The same supplier repaired by car (which had a bigger damage) for only 8,000.

    The driver is now insisting that I pay the full 18,000. Is this fair and legal? What are my options?
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  2. Ginnova's Avatar
    Ginnova
    Ginnova is offline Tsikoteer
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    March 8th, 2012 07:32 PM #2
    check if the SUV owner has comprehensive insurance which i believe he should have. makiusap ka na lang na declare as own damage and just pay for the participation fee. that should cost around 3-5K.
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  3. _Qwerty_'s Avatar
    _Qwerty_
    _Qwerty_ is offline COO - Child of Owner
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    March 8th, 2012 08:09 PM #3
    oo nga.. i'm sure may comprehensive insurance yan.. bakit hindi na lang pinadaan don..
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  4. shadow's Avatar
    shadow
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    March 8th, 2012 09:23 PM #4
    Quote Originally Posted by Ginnova View Post
    check if the SUV owner has comprehensive insurance which i believe he should have. makiusap ka na lang na declare as own damage and just pay for the participation fee. that should cost around 3-5K.
    Quote Originally Posted by _Qwerty_ View Post
    oo nga.. i'm sure may comprehensive insurance yan.. bakit hindi na lang pinadaan don..
    pag pinadaan as own damage, baka lumaki premium niya next year pag nag renew siya
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  5. zippo_d_frog
    zippo_d_frog is offline Verified Tsikot Member
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    March 8th, 2012 09:39 PM #5
    Quote Originally Posted by _Qwerty_ View Post
    oo nga.. i'm sure may comprehensive insurance yan.. bakit hindi na lang pinadaan don..
    Thanks for responses. I checked with him already and he does not have comprehensive insurance. Kaya ang instructions niya is to pay the whole amount.

    What do you think are my options?
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  6. erj22
    erj22 is offline Tsikoteer
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    March 8th, 2012 09:46 PM #6
    convince him na sa repair men mo na lang pagawa. since wala naman siyang comprehensive insurance. pineperahan ka niyan.
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  7. _Qwerty_'s Avatar
    _Qwerty_
    _Qwerty_ is offline COO - Child of Owner
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    March 8th, 2012 09:52 PM #7
    i dont think that's true.. madami ako kilala nag claim nang malaki.. even myself.. hindi naman tumaas ang premium ko the next year..

    Quote Originally Posted by shadow View Post
    pag pinadaan as own damage, baka lumaki premium niya next year pag nag renew siya
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  8. shadow's Avatar
    shadow
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    March 8th, 2012 09:55 PM #8
    Quote Originally Posted by _Qwerty_ View Post
    i dont think that's true.. madami ako kilala nag claim nang malaki.. even myself.. hindi naman tumaas ang premium ko the next year..
    hinde rin lumiit?
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  9. zippo_d_frog
    zippo_d_frog is offline Verified Tsikot Member
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    March 8th, 2012 10:01 PM #9
    The problem is pinasok na for repair even without an agreement. Naku kaya masakit sa ulo
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  10. Retz's Avatar
    Retz
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    March 8th, 2012 10:33 PM #10
    bakit ang mahal ng repair shop niya? 18K compared to around 6K? ano ba ung gagawin na repair worth 18k?
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