Accident Compromise - Please Share your thoughts

[zippo_d_frog]

I got into an accident with an SUV. The SUV braked suddenly and my car skidded and hit his rear. It damaged his bumper plus a small portion of the rear door.

So the MMDA got in and we initially decided to swap numbers and go on without the official MMDA police report.

Here now is the problem.

The driver sent the quotations but nothing was attached through email on Tuesday. But I told him to wait for my supplier who can repair the car also even at a faster time. However, just to be sure, my repair people would want to see the vehicle first but gave me a range of cost. On Wednesday, he sent the car to his desired repair shop already and told me that he has given me sufficient time to thresh out the issue.

The repair cost now is way above the quote of my supplier. My supplier only quoted 5,900 for the bumper damage while his supplier's cost is 18,000! The same supplier repaired by car (which had a bigger damage) for only 8,000.

The driver is now insisting that I pay the full 18,000. Is this fair and legal? What are my options?

[Ginnova]

check if the SUV owner has comprehensive insurance which i believe he should have. makiusap ka na lang na declare as own damage and just pay for the participation fee. that should cost around 3-5K.

[_Qwerty_]

oo nga.. i'm sure may comprehensive insurance yan.. bakit hindi na lang pinadaan don..

[shadow]

check if the SUV owner has comprehensive insurance which i believe he should have. makiusap ka na lang na declare as own damage and just pay for the participation fee. that should cost around 3-5K.

oo nga.. i'm sure may comprehensive insurance yan.. bakit hindi na lang pinadaan don..

pag pinadaan as own damage, baka lumaki premium niya next year pag nag renew siya

[_Qwerty_]

i dont think that's true.. madami ako kilala nag claim nang malaki.. even myself.. hindi naman tumaas ang premium ko the next year..

pag pinadaan as own damage, baka lumaki premium niya next year pag nag renew siya

[shadow]

i dont think that's true.. madami ako kilala nag claim nang malaki.. even myself.. hindi naman tumaas ang premium ko the next year..

hinde rin lumiit?

[zippo_d_frog]

oo nga.. i'm sure may comprehensive insurance yan.. bakit hindi na lang pinadaan don..

Thanks for responses. I checked with him already and he does not have comprehensive insurance. Kaya ang instructions niya is to pay the whole amount.

What do you think are my options?

[erj22]

convince him na sa repair men mo na lang pagawa. since wala naman siyang comprehensive insurance. pineperahan ka niyan.

[zippo_d_frog]

The problem is pinasok na for repair even without an agreement. Naku kaya masakit sa ulo

[Retz]

bakit ang mahal ng repair shop niya? 18K compared to around 6K? ano ba ung gagawin na repair worth 18k?

[flakez]

tulad nung ibang poster gusto ko din sa shop na gusto ko ipapagawa yung kotse ko pag nabangga ako.

yung quote ba sayo na 6k eh na kita nila mismo yung damage? sabi mo kasi nagbigay lang sila ng estimate and still have to look at damage itself. mahirap pag estimate lang ng hindi nakikita mismo yung damage. baka maraming papalitan pala na wala don sa pag kaka describe mo kaya umabot ng ganon kalaki yung quotation.

[Noel Salisipan]

So the MMDA got in and we initially decided to swap numbers and go on without the official MMDA police report.

Here now is the problem.

The driver sent the quotations but nothing was attached through email on Tuesday. But I told him to wait for my supplier who can repair the car also even at a faster time.

The repair cost now is way above the quote of my supplier. My supplier only quoted 5,900 for the bumper damage while his supplier's cost is 18,000! The same supplier repaired by car (which had a bigger damage) for only 8,000.

The driver is now insisting that I pay the full 18,000. Is this fair and legal? What are my options?

Kung verbal lang usapan, it is your words against his word.

Pwede mo ipaglaban na ikaw nakabangga kaya ikaw magpapagawa. Kaya kung iiinsist nya na dun ipagawa sa gusto nya at ganun ang presyo at malayo sa inaakala nating standard na presyuhan. E di pwede mong ideny na hindi ganun ang usapan nyo.

Unless yun ang agreement nyo in the first place!

[bmwrp8]

What kind of SUV did you hit? Post some pictures so we can give you a much accurate advice.

[foresterx]

Kung verbal lang usapan, it is your words against his word.

Pwede mo ipaglaban na ikaw nakabangga kaya ikaw magpapagawa. Kaya kung iiinsist nya na dun ipagawa sa gusto nya at ganun ang presyo at malayo sa inaakala nating standard na presyuhan. E di pwede mong ideny na hindi ganun ang usapan nyo.

Unless yun ang agreement nyo in the first place!

this is the kind of mentality we should avoid, kaya di umuunlad bansa natin dahil pang-gugulang ang nauuna. utak talangka lang gumagawa ng ganyan style. i could understand if PUV driver ka, pero since you own a car and you could use the internet and post in a public forum sigurado ako may pinag aralan ka. you should know better.

as a motorist sharing the road you should take responsibility for your actions, no matter what you say if you hit a car from the back it is your fault not his no matter what his reason for stopping is. hitting somebody from the back means you we're following too close. unless the car in front of you has a broken tail light then that could be an excuse.

[Noel Salisipan]

this is the kind of mentality we should avoid, kaya di umuunlad bansa natin dahil pang-gugulang ang nauuna. utak talangka lang gumagawa ng ganyan style. i could understand if PUV driver ka, pero since you own a car and you could use the internet and post in a public forum sigurado ako may pinag aralan ka. you should know better.

as a motorist sharing the road you should take responsibility for your actions, no matter what you say if you hit a car from the back it is your fault not his no matter what his reason for stopping is. hitting somebody from the back means you we're following too close. unless the car in front of you has a broken tail light then that could be an excuse.

Galing mo Bro, "utak-talangka" pinatulan mo, judge ka agad ng conclusion!
Sino ngayon mas utak talangka sa atin?

Maliwanag naman na may agreement na sila at admitted ni TS yung fault nya. Ang problema mukhang di tumutupad sa usapan yung nabangga.

The fact na walang MMDA report, may itinatago yung nabangga. At pag di na tumutupad sa usapan yung nabangga at pakiramdam mo inoonse ka na e papayag ka ng ganun?!

Anong advice mo ngayon?

(hirap dito e, gusto mong tumulong e ang daming sablay na kritiko. Daming sinabi wala namang nai-contribute tungkol sa problema!)

[mda]

The fact na walang MMDA report, may itinatago yung nabangga.

With all due respect sir,

This is not always the case. If I trusted the other party and would not want to have to put up with the roadside crocs, then I too would forgo the MMDA report.

In this case however, mukhang not getting the MMDA/police report worked against the TS at pinagsamantala lang siya.

[renzo_d10]

Syempre siguro yung SUV owner gusto i-assure na yung job na magagawa ay A++ . Hindi naman natin masisi siya kasi kung talagang pinangangalagaan niya talaga yung kotse niya at ayaw niyang repair lang kundi palit talaga ng buong panel.

Nung ako nabunggo, ganyan din gusto nung nakabunggo. Siya magpapagawa. Nag-contest ako, bakit ganun. Parang sila pa masusunod eh sila na nga nakabangga. Eh wala daw sila pera bla bla. So naawa naman ako (since kalapit bahay ko lang sila) at sabi ko, pag yan hindi nag-tugma ang gawa ipapaulit ko yan sa gusto ko. Oo daw. Edi yun, sakanila ko pinagawa. Thankfully ok naman gawa

[mda]

Syempre siguro yung SUV owner gusto i-assure na yung job na magagawa ay A++ . Hindi naman natin masisi siya kasi kung talagang pinangangalagaan niya talaga yung kotse niya at ayaw niyang repair lang kundi palit talaga ng buong panel.

Nung ako nabunggo, ganyan din gusto nung nakabunggo. Siya magpapagawa. Nag-contest ako, bakit ganun. Parang sila pa masusunod eh sila na nga nakabangga. Eh wala daw sila pera bla bla. So naawa naman ako (since kalapit bahay ko lang sila) at sabi ko, pag yan hindi nag-tugma ang gawa ipapaulit ko yan sa gusto ko. Oo daw. Edi yun, sakanila ko pinagawa. Thankfully ok naman gawa

Spot on sir.

[userfriendly]

Remember that shops charge differently. Your neighbor hood talyer will be cheaper than a well known shop and casa. Paint and parts will also have different prices. Better known brands or original parts are always priced at a premium.

I was in a car accident last month. I insisted that they pay for all damages and that the casa will be the repair shop. The other party had insurance and agreed to it. Total estimate by casa is almost 80K. If it will be done outside, i'm sure it will cost less but they may or may not use original parts. Too bad that Honda is having supply issues and they are still waiting for parts for my car. Too bad I did not charge them for down time.

BTW, dont you have insurance? Your TPL should cover it. Or see if you have 3rd party property damage. That should pay for the damage to the other car.

[foresterx]

Galing mo Bro, "utak-talangka" pinatulan mo, judge ka agad ng conclusion!
Sino ngayon mas utak talangka sa atin?

read my post again, never called you utak talangka. sabi ko lang mga gumagawa lang non utak talangka. my post was merely saying advices like your should never be given dahil pang gugulang yon.

Maliwanag naman na may agreement na sila at admitted ni TS yung fault nya. Ang problema mukhang di tumutupad sa usapan yung nabangga.

i don't know about you but if someone hit my car, i should be the one doing the request not the guy who hit me. di naman ata tama na ikaw na nga naka bangga ikaw pa madami request at ikaw pa masusunod. and as you can see others aree with this as well.

The fact na walang MMDA report, may itinatago yung nabangga. At pag di na tumutupad sa usapan yung nabangga at pakiramdam mo inoonse ka na e papayag ka ng ganun?!

there could be a number of reasons why there was no MMDA report. number one would be bawas ablaa. in my experience lalo pa tumatagal dahil sa mga report report na yan so if matino naman kausap yung kausap ko kami na lang mag uusap ng bumangga sa akin para di na maabala pa lalo.

Anong advice mo ngayon?

like i said on my previous post, take responsibility for his action. so all he can do is makisuap sa na bangga niya na pumayag sa plan niya but if di pumayag then there is nothing he can do but agree with the condition of the other party. that's the only right thing to do.

(hirap dito e, gusto mong tumulong e ang daming sablay na kritiko. Daming sinabi wala namang nai-contribute tungkol sa problema!)

it's a lot better to not give a wrong advice than to give one that is wrong and malicious which makes our roads worse than it already is.

this will be my last reply to you, no need to argue anymore since it's clear naman na what you said was wrong. just look at all the other post everyone is saying he should pay up and you're the only one saying otherwise.