FYI guys

Kung naka insured ka at naka bangga ka, yun nabangga mo is the third party. Kung magclaim ka sa insurance mo for tge damage ng car mo ikaw naman yun OD or own damage claim.

Puede mo claim sa mandatory CTPL mo yan accident. You just need to prepare all the paper works and pray........ Pray hard......... With lots of patience bago labasin yun check. dont forget to have the owner of the SUV to sign the affidavit of quit claim and affidavit of desistance before releasing the unit for your own protection. He might have an insurance in the first place but decided not to inform you about it but behind your back he is already claiming an very same accident claim sa insurance niya..... Double claim tawag dyan and its illegal kung mahuli.