Thanks for the reply. I put my siblings and parents as beneficiary though... now, its clear to me...im saving for them just incase while waiting for the one... [emoji3][emoji3][emoji3]

Daming type ng insurance pala... tama yung iba dito puro sales agent yung nasa insurance ngayon... it’s like in the casa, explain lang nila ang nakikita mo, like ito sir naka leather na, ito sir malaki na screen... para maka close lang ng sale bah...

Also, i have few friends they apply multiple life insurance... di ko gets bakit kailangan madami...

Thanks a lot!!!


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