Quote Originally Posted by jut703 View Post
Diversification isn't the problem bro, no doubt your portfolio is well-diversified. In fact, maybe too diversified. General rule of thumb is to keep 5-8 stocks of varying industries. For example, any particular reason why you hold BDO, Metrobank, and Unionbank? You can keep it to 1-2 companies per industry, depending on what industries you want your portfolio to be heavily invested in.

Index funds are a kind of UITF/MF. Unlike other mutual funds which are actively managed (i.e. a fund manager tries to beat the market by making his own decisions on what to buy, when to buy, and in what percentages), index funds simply follow the PSEi. It follows the PSEi in terms of the number of stocks and the percentage allocation for each stock.

I'm a fan of index funds because even if they're boring, they're pretty reliable in the long run. The PSEi is growing year on year as we are Asia's bright star. While some actively managed funds can beat the index in the short run (3-5 years), very few (if any) have beaten the market in a 10-20 year timeframe.

If you're not too aggressive with your investment goals, an index fund will give you a nice and comfortable ride which leaves you with more time to focus on work or business.

Sent from my SM-N9208 using Tapatalk
thanks bro for the advice, I was looking to sell some of my positions para mas maliit ung portfolio ko but to my surprise sila pa yung strong ngayon. Now debating if I should take small profits or soldier on with those. mabuti nalang meron din ako index funds + Exchange traded fund that tracks the index na rin. Its true what you said, talagang maganda ang outlook for the economy so hopefully makikiride lang ang pera naten sa PSEi. I also have bond funds, but that's another story.