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  1. Join Date
    Aug 2015
    Posts
    862
    #41
    Quote Originally Posted by baludoy View Post
    Btw sa lahat ng credit card ko, bpi has the worst customer service. Aabutin ka ng ilang oras para may makausap ka sa hotline nila. Mabubulok na lang ako sa kakahintay para yang concern ko mapa abot ko sa kanila 😤

    Kaya may reservations din ako sa pag recommend ng bpi

    to be or not to be, that always confuses me!
    I am loyal to bpi, but i have to agree with this. To be fair once makausap mo na, wala naman issue. Sobrang tagal lang ng wait time.

    Sent from my SM-N9005 using Tapatalk

  2. Join Date
    Sep 2004
    Posts
    423
    #42
    Quote Originally Posted by papi smith View Post
    ang maganda lang sa bpi, kapag ayos ka magbayad, di ka na kelangan mag request na waive ang annual fee, automatic na.
    I have a petron-bpi card, used exclusively for paying for fuel, never been delinquent and what not, pero nirerequest ko pa iwave ang annual fee tapos half lang winewaive nila, dahil kaya i rarely use it? I've been considering cancelling it na nga and stick with my citibank cards nalang.




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  3. Join Date
    Aug 2015
    Posts
    862
    #43
    Quote Originally Posted by L1quid View Post
    I have a petron-bpi card, used exclusively for paying for fuel, never been delinquent and what not, pero nirerequest ko pa iwave ang annual fee tapos half lang winewaive nila, dahil kaya i rarely use it? I've been considering cancelling it na nga and stick with my citibank cards nalang.




    Sent from my iPhone using Tapatalk
    I would kung wala masyadong benefit sayo.

    Sent from my SM-N9005 using Tapatalk

  4. Join Date
    Feb 2015
    Posts
    174
    #44
    I have citi shell and rewards. Ayaw nila waive annual fee na 2.5k and 2k respectively. Ni ayaw nila ko bigyan ng waive option. Ayun, pinapa close ko na. Sa hsbc na cc ko for almost 10 yrs na, never ako nagbayad ng annual fee.

    Sent from my ASUS_Z00AD using Tapatalk

  5. Join Date
    Mar 2004
    Posts
    9,989
    #45
    Citibank automatically waives annual fee if you meet the minimum spend criteria ... it's 180T annually for the Cashback Card ...

  6. Join Date
    Oct 2006
    Posts
    5,700
    #46
    BDO ang pinakamadali mag-approve followed by BPI in my experience. Yung Citibank, yung unang apply ko declined din. Pero nung nakuha ko na yung BDO at BPI, sinubukan ko ulit, approved na. So I guess you only need to get 1 CC and the rest will follow.

  7. Join Date
    Mar 2008
    Posts
    52,731
    #47
    Quote Originally Posted by Yatta View Post
    BDO ang pinakamadali mag-approve followed by BPI in my experience. Yung Citibank, yung unang apply ko declined din. Pero nung nakuha ko na yung BDO at BPI, sinubukan ko ulit, approved na. So I guess you only need to get 1 CC and the rest will follow.
    "no credit history..."

  8. Join Date
    Aug 2003
    Posts
    9,720
    #48
    If you make a large enough investment in a bank, sila pa mismo ang mag aalok sayo ng card. Of course a certain amount may be large for a smaller bank than it is to a bigger bank.

  9. Join Date
    Aug 2003
    Posts
    9,720
    #49
    ^ meant to say, an amount may be large for a small bank, small for a big bank.

  10. Join Date
    Oct 2002
    Posts
    21,253
    #50
    Quote Originally Posted by vinj View Post
    Define "konti" in Boybi terms?

    We usually use the discount promos for our CC (50% discount sa resto, some retails stores, etc.).
    1 month na minimum wage salary
    Signature

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