Credit card application

[unmarked]

Btw sa lahat ng credit card ko, bpi has the worst customer service. Aabutin ka ng ilang oras para may makausap ka sa hotline nila. Mabubulok na lang ako sa kakahintay para yang concern ko mapa abot ko sa kanila 😤

Kaya may reservations din ako sa pag recommend ng bpi

to be or not to be, that always confuses me!

I am loyal to bpi, but i have to agree with this. To be fair once makausap mo na, wala naman issue. Sobrang tagal lang ng wait time.

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[L1quid]

ang maganda lang sa bpi, kapag ayos ka magbayad, di ka na kelangan mag request na waive ang annual fee, automatic na.

I have a petron-bpi card, used exclusively for paying for fuel, never been delinquent and what not, pero nirerequest ko pa iwave ang annual fee tapos half lang winewaive nila, dahil kaya i rarely use it? I've been considering cancelling it na nga and stick with my citibank cards nalang.




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[unmarked]

I have a petron-bpi card, used exclusively for paying for fuel, never been delinquent and what not, pero nirerequest ko pa iwave ang annual fee tapos half lang winewaive nila, dahil kaya i rarely use it? I've been considering cancelling it na nga and stick with my citibank cards nalang.




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I would kung wala masyadong benefit sayo.

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[kaidemitsui]

I have citi shell and rewards. Ayaw nila waive annual fee na 2.5k and 2k respectively. Ni ayaw nila ko bigyan ng waive option. Ayun, pinapa close ko na. Sa hsbc na cc ko for almost 10 yrs na, never ako nagbayad ng annual fee.

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[Walter]

Citibank automatically waives annual fee if you meet the minimum spend criteria ... it's 180T annually for the Cashback Card ...

[Yatta]

BDO ang pinakamadali mag-approve followed by BPI in my experience. Yung Citibank, yung unang apply ko declined din. Pero nung nakuha ko na yung BDO at BPI, sinubukan ko ulit, approved na. So I guess you only need to get 1 CC and the rest will follow.

[dr. d]

BDO ang pinakamadali mag-approve followed by BPI in my experience. Yung Citibank, yung unang apply ko declined din. Pero nung nakuha ko na yung BDO at BPI, sinubukan ko ulit, approved na. So I guess you only need to get 1 CC and the rest will follow.

"no credit history..."

[badkuk]

If you make a large enough investment in a bank, sila pa mismo ang mag aalok sayo ng card. Of course a certain amount may be large for a smaller bank than it is to a bigger bank.

[badkuk]

^ meant to say, an amount may be large for a small bank, small for a big bank.

[boybi]

Define "konti" in Boybi terms?

We usually use the discount promos for our CC (50% discount sa resto, some retails stores, etc.).

1 month na minimum wage salary

[vinj]

1 month na minimum wage salary

Yan ba monthly allowance sa yo ni Mrs. Boybi?

Don't worry, malapit na 13th month.

[crazy_boy]

Define "konti" in Boybi terms?

We usually use the discount promos for our CC (50% discount sa resto, some retails stores, etc.).

Madalas ko nga makita mag ad sa newspaper yang bank na yan for the 50% resto discount. Hindi ko lang alam if madali ba magpa waive ng annual fees


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[vinj]

Madalas ko nga makita mag ad sa newspaper yang bank na yan for the 50% resto discount. Hindi ko lang alam if madali ba magpa waive ng annual fees


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Message me. Open minded ka ba?

J/K.

In my case, madali naman magpa-waive. I also started with one CC with a small limit then lumaki siya until na-upgrade to a platinum. I just charge most stuff sa card (including tuition ng kids) then payoff at month-end.

[boybi]

Message me. Open minded ka ba?

J/K.

In my case, madali naman magpa-waive. I also started with one CC with a small limit then lumaki siya until na-upgrade to a platinum. I just charge most stuff sa card (including tuition ng kids) then payoff at month-end.

Yan ang big time! Malapit ka na rin siguro ma-upgrade sa by invitation only na Black card!

[boybi]

Madalas ko nga makita mag ad sa newspaper yang bank na yan for the 50% resto discount. Hindi ko lang alam if madali ba magpa waive ng annual fees


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Sobra sulit yang mga 50% discount sa mga restos. Yan lang chance ko makakain sa mga fine restos.

[WallyWest]

How easy is it to waive annual fees sa BPI? Just call and straight up ask for them to waive it or do you need to come up with an excuse?

Tapatalked

[_Cathy_]

How easy is it to waive annual fees sa BPI? Just call and straight up ask for them to waive it or do you need to come up with an excuse?

Tapatalked

Mine is automatic. I only spend an average of 3% of my credit limit per month.

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[Wh1stl3r2]

If you make a large enough investment in a bank, sila pa mismo ang mag aalok sayo ng card. Of course a certain amount may be large for a smaller bank than it is to a bigger bank.

True. Minsan lang nakakainis kasi may CC ka na sa kanila, bibigyan ka ulit ng isa pa. Other banks even give you CC's even if you don't apply for them. Tapos sisingilin ka ng annual fee kahit di mo gamitin.

[vinj]

Yan ang big time! Malapit ka na rin siguro ma-upgrade sa by invitation only na Black card!

Nakalimutan mo na extension ako sa card mo.

[myas110]

Kanina may nag offer sa akin ng CC ang isang agent ng Citibank while looking for phones sa Samsung Store. Asked me if may current CC ako... sabi ko oo, then sabi pa ng agent na they're offering balance transfer from my current CC to Citibank.

Tanong: ano ang balance Transfer at ano ang benefits, pros and cons nito?

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