Credit card application

[peter_pan30]

okay ba yung union bank credit card para makakuha ng Get Go points ng Cebu Pacific ?

[jaggerx3]

Wala na yan. That's unsecured loan, wrieteoff na ng bank yan, they will not go through the hassle of filing a case and get it from the estate.







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Ayan nga nakikita nila na lusot.
Kasi nga diba pag 2 months or 3 months ka di nagbayad ng bill sa collection agency na nila pinapasa. Na wala din naman magawa

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[ray_noel]

Should it be quits? May inheritance din pala ang utang?


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Its just proper. Ang utang binabayaran.

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Just what i thought... wala na nga babayaran yung family members sa credit card ng mother nila.... pero pag buhay kapa, talagang babayaran mo talaga...


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[jaggerx3]

Wala na Yan, Yung iba nga baon SA utang nagpapakamatay nalang para wala nang habol.
Hindi na madadamay pamilya

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Ilang months ba bago ma forward sa collection agency yung utang sa credit card?

Pati totoo ba or panakot lang yung kaso kaso daw na yan pag di nagbabayad

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[shadow]

Ilang months ba bago ma forward sa collection agency yung utang sa credit card?

Pati totoo ba or panakot lang yung kaso kaso daw na yan pag di nagbabayad

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Marami na dapat nakakulong na mga delinquent accounts pag totoo sinasabi ng mga collecting agency. [emoji23]




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[jaggerx3]

Marami na dapat nakakulong na mga delinquent accounts pag totoo sinasabi ng mga collecting agency. [emoji23]




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So, yung harassment ay collection agency lang d bank mismo?

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[ninjababez]

So, yung harassment ay collection agency lang d bank mismo?
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yes bro and hawak sila ng law firms kuno

[shadow]

So, yung harassment ay collection agency lang d bank mismo?

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Yes. Kikita lang sila pag meron sila nasingil kaya masigasig.

Pag meron tumatawag sayo collecting agency sabihin mo mag demanda na lsng sila para matapos na na at hinde na sila mapagod. [emoji23] huwag mo na kasi basahin yun mga letters na binibigay nila. Tapon mo na agad.


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[dreamur]

Banks/financial institutions have enough reserves to cover for delinquent creditors. Tutuo na walang nakulong sa utang pero your credit standing will be affected. I suggest you offer to restructure your loan to show good faith.

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[jaggerx3]

Yes. Kikita lang sila pag meron sila nasingil kaya masigasig.

Pag meron tumatawag sayo collecting agency sabihin mo mag demanda na lsng sila para matapos na na at hinde na sila mapagod. [emoji23] huwag mo na kasi basahin yun mga letters na binibigay nila. Tapon mo na agad.


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Inaalala naman nila ngayon ay pag na published na namatay na yung mother nila. Kasi kailangan yata yun for extra judicial settlement. Para yung mga inutangan makahabol. Sabi ko nga bayaran lang nila minimum hanggang ma transfer na sa pangalan nila ung bahay at lupa na naiwan

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[shadow]

Banks/financial institutions have enough reserves to cover for delinquent creditors. Tutuo na walang nakulong sa utang pero your credit standing will be affected. I suggest you offer to restructure your loan to show good faith.

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Yun lang affected talaga credit standing. Pero in this case yun nanay na namatay naman ang may utang sa card. I don't think malaking amount naman yun. So bayaan na nila yun.


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[aioshin]

Tanong lang sana, isa din ako sa merong di nabayaran na CC tagal na, lately merong nag contact sa akin, taga Terrigenbiz, tapos client daw nila Collectius 1ag na bumili ng mga for collection g CC. Baka may naka rinig na dito about this, if ligit ba sila, di kasi nakokontak number nila na nasa website ni collectius.com.

aio....

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[shadow]

Tanong lang sana, isa din ako sa merong di nabayaran na CC tagal na, lately merong nag contact sa akin, taga Terrigenbiz, tapos client daw nila Collectius 1ag na bumili ng mga for collection g CC. Baka may naka rinig na dito about this, if ligit ba sila, di kasi nakokontak number nila na nasa website ni collectius.com.

aio....

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Huwag mo na pansinin mga yan. Ano yan? Collecting agency ng collecting agency? [emoji23]


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[dr. d]

Tanong lang sana, isa din ako sa merong di nabayaran na CC tagal na, lately merong nag contact sa akin, taga Terrigenbiz, tapos client daw nila Collectius 1ag na bumili ng mga for collection g CC. Baka may naka rinig na dito about this, if ligit ba sila, di kasi nakokontak number nila na nasa website ni collectius.com.

aio....

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i have no such experience, but,
why would i pay to a company i have no previous agreement with?
do i have written proof, that such and such company has been authorized by the CC company to act in its behalf?

[Rob@143]

Paano ka na contact? Thru personal fone, by mail sa bahay? If yes, bawal yun under the Data Privacy Law coz personal contact details are considered "personal identifiable information" thus cannot be shared to a third party without your permission.

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[ninjababez]

i have no such experience, but,
why would i pay to a company i have no previous agreement with?
do i have written proof, that such and such company has been authorized by the CC company to act in its behalf?

ang alam ko sa bank ka parin naman magbabayad dyan di sa singilero nila

[aioshin]

Salamat sa mga puntos nyo.

aio....

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[sean-archer]

Tanong lang sana, isa din ako sa merong di nabayaran na CC tagal na, lately merong nag contact sa akin, taga Terrigenbiz, tapos client daw nila Collectius 1ag na bumili ng mga for collection g CC. Baka may naka rinig na dito about this, if ligit ba sila, di kasi nakokontak number nila na nasa website ni collectius.com.

aio....

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Mag bayad ka kung kanino kay may utang, hindi kung kanino man.

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[jaggerx3]

May nabasa ako sa isang website na hindi daw siya nakbayad ng credit card tapos pnuntahan daw bahay niya kasi i aasses na daw property nya. Kawawa naman yun. Hahaa
Pero alam ko bawal yon di ba.

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[_Cathy_]

May nabasa ako sa isang website na hindi daw siya nakbayad ng credit card tapos pnuntahan daw bahay niya kasi i aasses na daw property nya. Kawawa naman yun. Hahaa
Pero alam ko bawal yon di ba.

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Panakot lang yan. Kapag wala ng mapiga ang collections department, they will endorse it to a collections agency. Pag walang nakuha write off na yun as bad debt.

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