BPI Bank still offline, what's going on?

[papi smith]

I reported it na. Di ko masyado naintindihan yung paliwanag. Naalala ko lang eh it's client initiated daw and they forwarded it to Ewan ko. She gave me a refrenece number and 5 working days daw.

It's actually my Meralco Bill I paid with credit card na nag double post. I only did the transaction once and only got one confirmation email. The CSR is being hard and seems not aware sa double posting error nila. Dalawa beses ko daw ginawa. I don't really mind paying Meralco twice Kung tulad sila ng ibang merchant na pag sobra bayad mo eh may credit ka sa kanila at magbabawas sa billing Next month. But I would hate it kung double post lang at double charge sa kin tapos Meralco one payment lang sa kanila.

Yes, MERALCO will treat it as an advance, but you should also be getting 2 email confirmations from MERALCO

[papi smith]

Binalik naman na ng BPI sa saving account , na doble yung withdrawal nung 30 Dec.

On their trading account, binalik din yung transaction ng 27 Dec. Buti na lang maganda stocks movement yesterday hehe.


Sent from my iPhone using Tapatalk

Ung BPI trade ko sobra nh 59k kahapon, kinabig na kanina [emoji16]

[Akky M]

Ung BPI trade ko sobra nh 59k kahapon, kinabig na kanina [emoji16]

Pag sobra mabilis kunin hehe.

Bought a bdo stocks on 27-dec at 106 per share, dinoble charge ng 212K. Mabait naman at binalik agad hehe.


Sent from my iPhone using Tapatalk

[makelovenotwar]

Ang pagkaka-intindi ko sa mga "Debit / Credit Memo" postings ay result sila ng end-of-day/year balancing programs ng mga banks.

Kasi diba dapat laging balanse yung each transaction.
Credit P500 yung bank
Debit P500 yung client

So malamang ay nagka-problem somewhere dun sa pag-balance dahil sa pag-change ng year.
Baka gumamit yung BPI ng bagong module for end-of-year balancing tapos ito yung first time na nag-change ng year sa live/production environment.
Or baka nagka-problem yung logic kasi yung Jan1 ay holiday at non-banking day at the same time.

Ang biruan namin jan sa BPI ay karma sa kanila yan.
Mahilig kasi sila magpa-present ng mga IT products from 3rd party IT vendors tapos kapag nagustuhan nila yung idea, instead na bilhin nila from 3rd party ay ipapagawa na lang nila sa in-house IT nila.

[dreamur]

Bato2 sa langit...

Sent from my SM-S908E using Tsikot Forums mobile app

[BratPAQ]

Yes, MERALCO will treat it as an advance, but you should also be getting 2 email confirmations from MERALCO

My Meralco app shows 0 na. Meaning nag credit na yung binayad ko. Pero kung nag double I'm expecting it to be on the negative, not 0, which will mean I have extra credit on Meralco. But my BPI still shows double post.

I wish they can see this. Dalawa charge nila sa kin but isa lang dumating sa Meralco. Since 5 banking days next week ko pa ma follow up. [emoji17]

[papi smith]

Hindi ata lalabas na negative sa app ang balance, IIRC, hindi nag ganun sa app ko, even if palagi advance payment ko because of the Shopee coins promo back then. You can email MERALCO to check, pwede call pero ang hirap maka get through, tapos medyo slow pa ung sasagot maiinis ka lang hehe

[BratPAQ]

Hindi ata lalabas na negative sa app ang balance, IIRC, hindi nag ganun sa app ko, even if palagi advance payment ko because of the Shopee coins promo back then. You can email MERALCO to check, pwede call pero ang hirap maka get through, tapos medyo slow pa ung sasagot maiinis ka lang hehe

Thanks for the info. Medyo bapayapa ako, I hope it's true. They might have a hard time getting it back from Meralco. I'm ok not paying my Meralco bill next cycle.

[glenn_duke]

Thanks for the info. Medyo bapayapa ako, I hope it's true. They might have a hard time getting it back from Meralco. I'm ok not paying my Meralco bill next cycle.

Sa electronic bill ko sa meralco if I overpaid my last bill the extra payment will appear in my bill. Sa pldt app if I overpaid my internet it will appear as negative in the app. I suggest you follow up sa bpi.

Sa bpi credit card ko yung hotel bills I paid on Dec 30 and 31 na post lang nung Jan 3 and 4, walang duplicate charge.

[baludoy]

Nagkaka problems kagabi sa grocery iyong ibang gumagamit Ng bpi debit card. Hindi agad process Ng terminal nila for some reason. Humahaba tuloy iyong linya.

Sent from my RMX3690 using Tsikot Forums mobile app

[papi smith]

Kami kahapon BPI CC naman, declined.

[BratPAQ]

Money transfer is currently down. May mga nagsasabi na na deduct yung transfer pero hindi dumarating. I think this is for all the bank that used instapay including gcash and maya.

[Monseratto]

Money transfer is currently down. May mga nagsasabi na na deduct yung transfer pero hindi dumarating. I think this is for all the bank that used instapay including gcash and maya.

Got "server error" for 2 transactions tapos na deduct from my account yung pinatransfer pero didn't receive confirmatory email... ngayon di ko alam if pumasok or hinde yung transaction.

[Mask Rider Blac]

OT

Tumawag si BPI RM kanina.
Summary:
Preferred client status will continue until yearend, despite falling below P1M maintaining balance (consolidated);
Need to maintain P1M by Jan 1 next year to continue benefits of Preferred client (ung no service charge on bank transfers madalas ko nagagamit dito);
5.02% net on 35-day TD, min P5M;
3.5% gross on 32-day TD, min P2M

Sent from my CPH1911 using Tsikot Forums mobile app

[papi smith]

May TD ba na 6% net?

[Mask Rider Blac]

Hindi ko na natanong kasi sa P5M pa lang waley nko hehe
Pag tumawag ulit itatanong ko.

Sent from my CPH1911 using Tsikot Forums mobile app

[papi smith]

Baka kasi longer time frame meron [emoji28]

[dreamur]

May TD ba na 6% net?

Meron. UNO 6.5%

Sent from my SM-S908E using Tsikot Forums mobile app

[dreamur]

Sample calc...

Deym, wont allow attachment, but it's on their app when you open a TD.

Sent from my SM-S908E using Tsikot Forums mobile app

[Tha_Mann]

may issue ba sa BPI mobile ngayon? yung iba nde maka login, tapos yung ibang naka login eh walang details duon sa account.