Quote Originally Posted by carxynogen View Post
Parang mas makatipid ata si insurance if ma file agad as total loss kahit hindi ma check internals.
Because they have an option to sell it and coup the losses of the Total Loss claim.
Compare dun sa repair lang na if aabot sa 200k+, sakit sa bulsa ni insurer yan.
in my opinion,
let's not think of the insurer. let's talk about us.


owning a submerged-but-repaired car, is a potential headache.
i'd probably choose to buy a replacement car that has good provenance, even if it will cost me more.

but let's wait for posters who had their submerged cars fixed, for their tales.