Total Loss Declaration on Flooded Cars

[dr. d]

Just want to inquire lg if may similar experience kau. My 1 month old car got flooded. On this case hindi sya nakapark. I am driving it. Maraming dumadaan sa area nung time na yun. Baka nadaanan ko lg yung pinakamalalim. Nag stop yung engine at yun na.
Covered yung AOG ng insurance ko. Question ko lg, can the insurance have reason to decline covering my claim? Dahil inilusong ko sya sa bahA? Anong masasuggest nyo. Thanks.


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"self inflicted" is normally covered in comprehensive insurance.
marami namang dumadaan nang nakaka-lusot.. hindi mo naman alam na i-titirik ka, 'di ba?
total loss versus repair... that may be up to them, depending on the estimated costs.

[dr. d]

But if you knowingly drove through flood like this guy, can you still claim?

i loved the hitler spoof they made, based on this.

[_Cathy_]

OT: I saw that

Anyway, I realised that is important to get a good agent and insurance company. I am more than happy on my recent claim.