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  1. Join Date
    Aug 2017
    Posts
    321
    #21
    [QUOTE=alvinladen;2888422]I paid the downpayment and the OR/CR is under my name. wala pang monthly payments kasi wala pang 1 month nailabas. ang ayos na ng usapan namin kaso biglang ang dami nang dahilan para di bayaran at sa december na lang daw.


    U-N-B-E-L-I-E-V-A-B-L-E !

  2. Join Date
    Jul 2013
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    7,303
    #22
    Quote Originally Posted by alvinladen View Post
    I already informed the bank. Im willing to take a bit of a loss.

    Lesson learned.
    Just wondering... anong sabi ng bank and may magagawa ba sila to help?

  3. Join Date
    Oct 2010
    Posts
    199
    #23
    ^puro comments lang sila at wala namang naitulong mga taga banks. i talked to a lawyer and sabi nya hindi daw pasok for carnapping. he advised me to file a replevin case para maisoli sa akin ang sasakyan pero mukhang magtatagal pa at another gastos nanaman sa lawyer. looks like hihingi na lang ako assistance sa mga police and baranggays.

    i just remembered na last payment ko na sa isa kong sasakyan next month. yun na lang ang ibenta ko then ako na lang gagamit ng fortuner.

    Ninong ahahaha....

    Seriously though, hindi kaibigan yan...

    _______________ ka na nyan. <-- fill in the blanks
    ginawa akong ninong ng bunso nya last april lang at madalas ako invited sa bahay nila pag may birthdays and other events. kapag nagbabakasyon sila lagi sila may dalang pasalubong for me.

    mahirap talaga magtiwala sa mga tao today lalo na pag malaking pera ang involved. nakipagtalo pa sya sa BM ko ng di ko alam dahil antagal daw nila i process ang paglabas ng unit.

    again, lesson learned.

  4. Join Date
    Jan 2013
    Posts
    178
    #24
    Quote Originally Posted by alvinladen View Post
    ^puro comments lang sila at wala namang naitulong mga taga banks. i talked to a lawyer and sabi nya hindi daw pasok for carnapping. he advised me to file a replevin case para maisoli sa akin ang sasakyan pero mukhang magtatagal pa at another gastos nanaman sa lawyer. looks like hihingi na lang ako assistance sa mga police and baranggays.

    i just remembered na last payment ko na sa isa kong sasakyan next month. yun na lang ang ibenta ko then ako na lang gagamit ng fortuner.



    ginawa akong ninong ng bunso nya last april lang at madalas ako invited sa bahay nila pag may birthdays and other events. kapag nagbabakasyon sila lagi sila may dalang pasalubong for me.

    mahirap talaga magtiwala sa mga tao today lalo na pag malaking pera ang involved. nakipagtalo pa sya sa BM ko ng di ko alam dahil antagal daw nila i process ang paglabas ng unit.

    again, lesson learned.
    Punta ka lang barangay at Kahit barangay tanod lang isama mo makukuha mo kotse mo. Sayo nakapangalan diba. Magdala ka lang na magpapatunay na sayo yun kotse. Kung ampaw naman yung so called friend mo, eh di brasuhin mo.

    Sa barangay nila hah hehe. Pag di kinaya ng barangay, sa pulis na.

  5. Join Date
    Mar 2013
    Posts
    6,160
    #25
    Tell your friend about your plans. Do this amicably. It is legally your car and all the funds came from you anyway. But be prepared to repocess the car and have some barangay official back you up.




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    Last edited by EQAddict; October 24th, 2017 at 02:32 PM.

  6. Join Date
    Dec 2014
    Posts
    99
    #26
    Quote Originally Posted by alvinladen View Post
    if ever na may kilala kayo na willing sumalo ng car just let me know. I already informed the bank. Im willing to take a bit of a loss.

    Lesson learned.
    I rarely know someone getting assume balance unless family member. Why would anyone pay full price for a secondhand/used car.

  7. Join Date
    Oct 2010
    Posts
    199
    #27
    Update:

    I talked to her in person and she said that she will pay the downpayment next month. tanong ko lang, if ever na nagbigay sya para sa downpayment and sa mga upcoming monthly payments but later on hindi na sya makapagbigay ng mga monthly payments for 3 consecutive months at gusto ko nang "batakin" ang sasakyan sa kanya, pwede nya ba ipanglaban na nakapag bigay naman sya ng cash para sa car para hindi ko mabawi? wala pa din syang laban dahil sa akin naka pangalan yung car, right? I wanna make it sure before making decisions. Thanks!

  8. Join Date
    Jul 2013
    Posts
    7,303
    #28
    IMO, naka pangalan syo, better na kunin mo yung car...

    Or talk to the bank kung pwede nila itransfer sa kanya yung car (once mabayaran nya yung DP syo)...

    If maka disgrasya yung car and takbuhan nya, palaging name mo lalabas everytime mag check mga pulis sa LTO

    Sent from Zenfone 3 on Tsikot mobile app

  9. Join Date
    Oct 2002
    Posts
    10,819
    #29
    wala na yan. #1 technique ng mga balasubas ay mangako na magbabayad next day/week/month. then wala, nganga. pinapaasa ka lang nyan at nakikita na naniniwala ka pa.

    take possesion of the car now. then dispose mo or gamitin mo. and lastly isoli mo na yung kandila (sa binyag).
    Last edited by yebo; October 26th, 2017 at 09:53 PM.

  10. Join Date
    Sep 2012
    Posts
    2,809
    #30
    Quote Originally Posted by alvinladen View Post
    Update:

    I talked to her in person and she said that she will pay the downpayment next month. tanong ko lang, if ever na nagbigay sya para sa downpayment and sa mga upcoming monthly payments but later on hindi na sya makapagbigay ng mga monthly payments for 3 consecutive months at gusto ko nang "batakin" ang sasakyan sa kanya, pwede nya ba ipanglaban na nakapag bigay naman sya ng cash para sa car para hindi ko mabawi? wala pa din syang laban dahil sa akin naka pangalan yung car, right? I wanna make it sure before making decisions. Thanks!
    Sorry ha...

    Pero ewan ko ba sa iyo at nagpapaniwala ka pa sa sinabi ng balasubas mong kumare.

    Ano meron at hindi ka maka diskarte ng ayos? Clear as day na ginagago ka na eh wala ka pa kadala dala...

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  11. Join Date
    Jul 2007
    Posts
    57,760
    #31
    Quote Originally Posted by jodski View Post
    Sorry ha...

    Pero ewan ko ba sa iyo at nagpapaniwala ka pa sa sinabi ng balasubas mong kumare.

    Ano meron at hindi ka maka diskarte ng ayos? Clear as day na ginagago ka na eh wala ka pa kadala dala...

    Sent from my ASUS ZenFone 4 using Tapatalk
    Baka sa sobrang ganda at ***y ni kumare, hindi na makapag isip ng tama

    Seriously, bakit hindi yung asawang lalaki ang makipagusap?

  12. Join Date
    Sep 2012
    Posts
    2,809
    #32
    Quote Originally Posted by _Cathy_ View Post
    Baka sa sobrang ganda at ***y ni kumare, hindi na makapag isip ng tama

    Seriously, bakit hindi yung asawang lalaki ang makipagusap?
    Katal tuhod sa gigil? [emoji848][emoji848][emoji848][emoji3][emoji3][emoji3][emoji3]

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  13. Join Date
    Oct 2002
    Posts
    40,599
    #33
    Grabe. Ikaw na naglabas ng DP sa pangalan mo pa yun loan.

    Parang sa a slapstick Comedy lang nangyayari yan

    Baka hinde ka lang ninong ng bunsong anak ikaw talaga tatay. [emoji23]

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  14. Join Date
    Mar 2008
    Posts
    54,619
    #34
    Quote Originally Posted by alvinladen View Post
    Update:

    I talked to her in person and she said that she will pay the downpayment next month. tanong ko lang, if ever na nagbigay sya para sa downpayment and sa mga upcoming monthly payments but later on hindi na sya makapagbigay ng mga monthly payments for 3 consecutive months at gusto ko nang "batakin" ang sasakyan sa kanya, pwede nya ba ipanglaban na nakapag bigay naman sya ng cash para sa car para hindi ko mabawi? wala pa din syang laban dahil sa akin naka pangalan yung car, right? I wanna make it sure before making decisions. Thanks!
    get the car away from her already.
    even this far away, i sense she is not interested in living up to her agreement with you.
    she has nothing to lose. she's even confident, that you will not be able to get the car away from her for some time.
    ...libre bayad... libre gamit...

    ano ba means of livelihood niya, that makes one think she can pay you the down, and keep up with the monthlies?

  15. Join Date
    Aug 2008
    Posts
    498
    #35
    Linta yan, nagkatawanan tao.


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  16. Join Date
    Oct 2010
    Posts
    199
    #36
    LOL! no, hindi maganda yung girl.

    tinanong ko lang kasi if ever na makapagbigay sya ng dp at monthly payments kahit papaano makaka kuha ako ng cash and mababawi ko pa yung sasakyan. sa pagkakaintindi ko pwede ko gawin yun, sinisigurado ko lang na wala akong nilalabag na batas.

  17. Join Date
    Mar 2008
    Posts
    54,619
    #37
    Quote Originally Posted by alvinladen View Post
    LOL! no, hindi maganda yung girl.

    tinanong ko lang kasi if ever na makapagbigay sya ng dp at monthly payments kahit papaano makaka kuha ako ng cash and mababawi ko pa yung sasakyan. sa pagkakaintindi ko pwede ko gawin yun, sinisigurado ko lang na wala akong nilalabag na batas.
    your name is on the CR?
    you can break the glass in broad daylight and drive it away! the police will side with you!

    bakit kayo ang nakiki-usap sa kanya?

    take the car already! you're being taken for a ride.

  18. Join Date
    Oct 2010
    Posts
    199
    #38
    yep! its in my name.

    Im thinking of getting a few money from her as a "rental fee" before getting the car.

  19. Join Date
    Jan 2016
    Posts
    6,813
    #39
    ok guys, this answers all your questions, it was not what we all thought in the first place, though my theory was that the friend was an in-law (bayaw/hipag) rather than the ***y kind....

    it was a miscalculated risk pala...

    Quote Originally Posted by alvinladen View Post
    LOL! no, hindi maganda yung girl.

    tinanong ko lang kasi if ever na makapagbigay sya ng dp at monthly payments kahit papaano makaka kuha ako ng cash and mababawi ko pa yung sasakyan. sa pagkakaintindi ko pwede ko gawin yun, sinisigurado ko lang na wala akong nilalabag na batas.

  20. Join Date
    Mar 2008
    Posts
    54,619
    #40
    Quote Originally Posted by alvinladen View Post
    yep! its in my name.

    Im thinking of getting a few money from her as a "rental fee" before getting the car.
    how can you even dream of actually receiving rental fee from her, when you can not even get back the car in the first place?
    wake up, my man!
    inu-uto ka niya!

    let me predict what's going to happen...
    she will hand you some amount of money that is obviously less than the actual amount necessary.
    you will be satisfied with this money, and "will give her more time".
    the subsequent monies she will hand to you, will be erratic and below the amount agreed upon.
    and this will go on and on...
    all this time, you will be faithful in remiting your monthlies to the bank...
    after 5 years, fully paid na ang car, you still haven't logged an hour behind its wheel.
    Last edited by dr. d; October 27th, 2017 at 09:19 AM.

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Selling a car loaned from the bank