Selling a car loaned from the bank

[jodski]

Update:

I talked to her in person and she said that she will pay the downpayment next month. tanong ko lang, if ever na nagbigay sya para sa downpayment and sa mga upcoming monthly payments but later on hindi na sya makapagbigay ng mga monthly payments for 3 consecutive months at gusto ko nang "batakin" ang sasakyan sa kanya, pwede nya ba ipanglaban na nakapag bigay naman sya ng cash para sa car para hindi ko mabawi? wala pa din syang laban dahil sa akin naka pangalan yung car, right? I wanna make it sure before making decisions. Thanks!

Sorry ha...

Pero ewan ko ba sa iyo at nagpapaniwala ka pa sa sinabi ng balasubas mong kumare.

Ano meron at hindi ka maka diskarte ng ayos? Clear as day na ginagago ka na eh wala ka pa kadala dala...

Sent from my ASUS ZenFone 4 using Tapatalk

[_Cathy_]

Sorry ha...

Pero ewan ko ba sa iyo at nagpapaniwala ka pa sa sinabi ng balasubas mong kumare.

Ano meron at hindi ka maka diskarte ng ayos? Clear as day na ginagago ka na eh wala ka pa kadala dala...

Sent from my ASUS ZenFone 4 using Tapatalk

Baka sa sobrang ganda at ***y ni kumare, hindi na makapag isip ng tama

Seriously, bakit hindi yung asawang lalaki ang makipagusap?

[jodski]

Baka sa sobrang ganda at ***y ni kumare, hindi na makapag isip ng tama

Seriously, bakit hindi yung asawang lalaki ang makipagusap?

Katal tuhod sa gigil? [emoji848][emoji848][emoji848][emoji3][emoji3][emoji3][emoji3]

Sent from my ASUS ZenFone 4 using Tapatalk

[alvinladen]

LOL! no, hindi maganda yung girl.

tinanong ko lang kasi if ever na makapagbigay sya ng dp at monthly payments kahit papaano makaka kuha ako ng cash and mababawi ko pa yung sasakyan. sa pagkakaintindi ko pwede ko gawin yun, sinisigurado ko lang na wala akong nilalabag na batas.

[dr. d]

LOL! no, hindi maganda yung girl.

tinanong ko lang kasi if ever na makapagbigay sya ng dp at monthly payments kahit papaano makaka kuha ako ng cash and mababawi ko pa yung sasakyan. sa pagkakaintindi ko pwede ko gawin yun, sinisigurado ko lang na wala akong nilalabag na batas.

your name is on the CR?
you can break the glass in broad daylight and drive it away! the police will side with you!

bakit kayo ang nakiki-usap sa kanya?

take the car already! you're being taken for a ride.

[alvinladen]

yep! its in my name.

Im thinking of getting a few money from her as a "rental fee" before getting the car.

[dr. d]

yep! its in my name.

Im thinking of getting a few money from her as a "rental fee" before getting the car.

how can you even dream of actually receiving rental fee from her, when you can not even get back the car in the first place?
wake up, my man!
inu-uto ka niya!

let me predict what's going to happen...
she will hand you some amount of money that is obviously less than the actual amount necessary.
you will be satisfied with this money, and "will give her more time".
the subsequent monies she will hand to you, will be erratic and below the amount agreed upon.
and this will go on and on...
all this time, you will be faithful in remiting your monthlies to the bank...
after 5 years, fully paid na ang car, you still haven't logged an hour behind its wheel.

[alvinladen]

I havent attempted to get the car from her yet pero pina blotter ko na sa baranggay nila. last time na binanggit ko sa kanya naging ma drama at naiyak pa. badly needed nila ang sasakyan kasi before gumagastos sila 30-40k monthly sa rent a car. sa city hall nagwo work yung live in partner at may kilala ako na pwede kong kausapin para hindi nila maitakas ang sasakyan.

[dr. d]

I havent attempted to get the car from her yet pero pina blotter ko na sa baranggay nila. last time na binanggit ko sa kanya naging ma drama at naiyak pa. badly needed nila ang sasakyan kasi before gumagastos sila 30-40k monthly sa rent a car. sa city hall nagwo work yung live in partner at may kilala ako na pwede kong kausapin para hindi nila maitakas ang sasakyan.

tahimik na ako.
bahala ka na, TS.
pinag-tatakpan mo pa yung uma-abuso sa iyo.

[alvinladen]

how can you even dream of actually receiving rental fee from her, when you can not even get back the car in the first place?
wake up, my man!
inu-uto ka niya!

let me predict what's going to happen...
she will hand you some amount of money that is obviously less than the actual amount necessary.
you will be satisfied with this money, and "will give her more time".
the subsequent monies she will hand to you, will be erratic and below the amount agreed upon.
and this will go on and on...
all this time, you will be faithful in remiting your monthlies to the bank...
after 5 years, fully paid na ang car, you still haven't logged an hour behind its wheel.

thanks for this.

our agreement is only 1 year monthly payments and then i cash out na nila. hindi ako papayag na lumagpas, if not babawiin ko yung car. that way i can get a free dp and a few monthly payments and Im comfortable with that. maybe im missing something pls enlighten me some more.

thanks for your concern.

[dcvingkamotekid]

come on "my friend", di paba sapat ang mga advice ng mga tsikot members dito na bawiin mo na ng sapilitan yung oto? wala kang mapapala dyan sa "kumare" mong hilaw. 30-40k pala monthly binabayad sa monthly car rent pero yung monthly ng oto na ni-loan di kaya bayaran?

[arvs18]

Baka sundalo yung asawa :D Or someone na pwede sya ipatumba anytime.

Mukhang hindi naman mahirap situation eh, kasi sa kanya naman lahat nakapangalan.

[dcvingkamotekid]

i give up after reading all the advices from our tsikoteers here. like what *dr. d said, "tatahamik nadin ako" hahaha! bahala kana TS mag-decide

[papi smith]

ok guys, this answers all your questions, it was not what we all thought in the first place, though my theory was that the friend was an in-law (bayaw/hipag) rather than the ***y kind....

it was a miscalculated risk pala...

LOL! no, hindi maganda yung girl.

tinanong ko lang kasi if ever na makapagbigay sya ng dp at monthly payments kahit papaano makaka kuha ako ng cash and mababawi ko pa yung sasakyan. sa pagkakaintindi ko pwede ko gawin yun, sinisigurado ko lang na wala akong nilalabag na batas.