Pls Suggest Car Insurance Companies

[dingbadong]

ok po ba ung united insurance company? magrerenew na kasi ako ng insurance. my first was standard thru inhouse, and last year was people's general. nagkaproblem kasi ako sa agent sa people's plus sa nabasa ko dito sa site kaya magpapalit na ako. thanks for anyone who will reply

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ok po ba ung united insurance company? magrerenew na kasi ako ng insurance. my first was standard thru inhouse, and last year was people's general. nagkaproblem kasi ako sa agent sa people's plus sa nabasa ko dito sa site kaya magpapalit na ako. thanks for anyone who will reply

[derf8666]

I used to deal with United.. Good luck Please check your PM.

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I used to deal with United.. Good luck Please check your PM.

[wongjm]

Anyone here knows about CPAIC insurance (metrobank group)? Eto kasi binibigay sakin ng banko na insurance for my Car Loan (innova J D) first year.

OK napo ba itong bigay nila?

Term of Insurance: ONE YEAR
Deductible on OD PHP 4,365.00
Deductible on AOG PHP 4,365.00
Premium Due : PHP 24,504.79
Coverages Limit of Liability Premium
CTPL 100,000.00
O/D THEFT 873,000.00 Php 12,222.00
Acts of God 873,000.00 4,365.00
VTPL-Bodily Injury 100,000.00 270.00
VTPL-Property Damage 100,000.00 1,095.00
Unnamed Passenger Accident 100,000.00 250.00
Standard Accessories Cover BUILT-IN

PREMIUM Php 18,202.00
Doc. Stamps 2,275.25
E-Vat 2,184.24
LGT 27.30
ROAD ASSIST 150.00
CTPL (3 YEARS) 1,666.00
TOTAL PREMIUM Php 24,504.79

[derf8666]

yes, that is a reasonable rate.

[wongjm]

Thanks derf8666.

CPAIC (Charter Ping An Insurance Corporation) is the same as PhilCharter (Philippine Charter Insurance Corp).

Ok naman kaya yung claims sa kanila?

[derf8666]

Yup, they are ok. I also represent them.

[roelrpt]

Pioneer insurance. Ok ba sila??

[Valenciacheeny]

Kung 3 yrs na yung car ikuha ko paba ng insurance? Okay lang ba na hindi na?

[mark_t]

Kung 3 yrs na yung car ikuha ko paba ng insurance? Okay lang ba na hindi na?

Kindly read thru

http://tsikot.com/forums/car-insuran...daw-kmi-91517/

http://tsikot.com/forums/car-insuran...ats-tpl-62513/

http://tsikot.com/forums/car-insuran...eficial-86099/


if you can self insure your liabilities then ok lang na hindi na. Have enough savings.

Insurance is just savings. If you can project some savings in say a 10 year ownership of a car ie liabilities vs your money in the
bank to cover these liabilities then kuha ka.

Kung palagay mo kalookohan lang ito dahil wala ka naman nito dati, ok din lang yan.
Pero walang kamutan ng ulo pag nakasagi ka.

Car ownership is a whole different lifestyle, if you embrace it then embrace it completely in my opinion.

Take care of everything.

[lakers24]

Mga sir tanung ko lang kung anong advantage ng insurance pag sa dealer kinuha? base kasi sa mga nabasa ko maganda feedback sa bpi-ms pero may nag quote sakin sa Peak Motors Abad Santos na pag sa kanila daw ako kumuha ng insurance eh mismong service center daw po nila ang mag aasist sakin. Pag sa bpi-ms po ba bale yung accredited talyer-shop lang nila pwede and hindi pwede sa casa? and yung 26k for 2013 strada glx mt good deal na ba yun? thanks

[mark_t]

Mga sir tanung ko lang kung anong advantage ng insurance pag sa dealer kinuha? base kasi sa mga nabasa ko maganda feedback sa bpi-ms pero may nag quote sakin sa Peak Motors Abad Santos na pag sa kanila daw ako kumuha ng insurance eh mismong service center daw po nila ang mag aasist sakin. Pag sa bpi-ms po ba bale yung accredited talyer-shop lang nila pwede and hindi pwede sa casa? and yung 26k for 2013 strada glx mt good deal na ba yun? thanks

1. Make sure you are buying your insurance from a coded broker or agent. So the fine print could be explained to you.
2. Sa inyo pa rin kukunin lahat ng documents na kailangan sa claim na hihingin nila lahat sa iyo and sila ang mag su-submit.
So parang bola lang iyon, dahil sa iyo lahat manggagaling ng kailangan nila i submit.

Yon ang ibig sabihin nila ng assist.

Pa explain po ninyo sa kanila kung paano nila gagawin itong pag assist sa inyo na gagawin nila step by step?

[lakers24]

1. Make sure you are buying your insurance from a coded broker or agent. So the fine print could be explained to you.
2. Sa inyo pa rin kukunin lahat ng documents na kailangan sa claim na hihingin nila lahat sa iyo and sila ang mag su-submit.
So parang bola lang iyon, dahil sa iyo lahat manggagaling ng kailangan nila i submit.

Yon ang ibig sabihin nila ng assist.


Pa explain po ninyo sa kanila kung paano nila gagawin itong pag assist sa inyo na gagawin nila step by step?

Salamat sir, btw Malayan & Standard daw po insurance nila, pwede ko po bang i request sa dealer na ako ang humarap sa agent ng insurance and hindi yung sila lang ang makikipagusap or dumiretso nalang ako sa insurance mismo? hindi po kaya magalit si dealer sakin pag dumiretso ako at mahirapan ako sa after sales? baka kasi may dagdag kita sila dun and mawala pag dumiretso ako & direct bank financing kasi ako and diba maliit lang kita nila dun.

[BratPAQ]

Mga boss patanong lang kung anong insurance to comprehensive or tpl?


Its about to expire this april at ngayon ko lang binabasa. Any suggestion kung ok ba yung rate for a bnew car, balak ko kasi magrenew.

[derf8666]

*BratPAQ, thats comprehensive. Comprehensive usually refers to OD theft coverage with voluntary third party property and body injury coverage. Optional coverage yung personal accident and acts of nature or acts of God. What unit is that?

[BratPAQ]

*BratPAQ, thats comprehensive. Comprehensive usually refers to OD theft coverage with voluntary third party property and body injury coverage. Optional coverage yung personal accident and acts of nature or acts of God. What unit is that?

Vios 1.3e sir. Dagdag tanong sir, bat sa resibo ala ako nakita sa CTPL, zero nakalagay sa tapat nya.

[blacksun25]

Vios 1.3e sir. Dagdag tanong sir, bat sa resibo ala ako nakita sa CTPL, zero nakalagay sa tapat nya.

baka separate yung policy mo for TPL. ganito yung sa akin nung kinuha ko yung car. may policy ako for compre good for 1 yr and may separate policy ako for TPL na good for 3 yrs.

[roycruz]

Any suggestions for a 5 year old car? Yung reasonably priced and no hassle claims? Same lang ba ang premium ng old and new cars? Thanks!

[roycruz]

*roycruz. Sir, mag iiba ang premium per year kc nag ddepreciate ang value per year. Thanks

Tnx renewed my insurance mas mura na nga sya :-)

[achuatak]

mga sir baka may makabasa nito baka pedeng mag pa quote innova 2012 june ang due ko baka pedeng pm sa achuatak*ymail.com or text 09328884466

[shekyna]

mga sir baka may makabasa nito baka pedeng mag pa quote innova 2012 june ang due ko baka pedeng pm sa achuatak*ymail.com or text 09328884466

sir, san mo napa insure ang car mo? june din nag expire and insurance ko pero hindi ako nainform ng anak ko and even the insurer itself. tnx 4d help.