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  1. Join Date
    Sep 2003
    Posts
    1,398
    #1
    meron po ba kayo alam na mas mababa pa sa rate na to?

    Metrbnk
    1year OMA 5.16%
    2yearsOMA 11.7%
    3yearsOMA 19.17%
    4yearsOMA 26.97%

  2. Join Date
    Oct 2006
    Posts
    148
    #2
    9% per annum sa afpslai for a 3-year car loan, pero dapat member ka ng afpslai para makapag loan.

  3. Join Date
    Nov 2003
    Posts
    92
    #3
    try BPI family it is lower.
    1 year is sub 5%

  4. Join Date
    May 2006
    Posts
    688
    #4
    I think BPI family has the lowest rate. with additional discounts and promos during August their anniversary month.

  5. Join Date
    Jun 2005
    Posts
    4,313
    #5
    I took a carloan from BPI Family Saving last year. However, I'm now encountering a problem with them which I'm still resolving.

    On my previous car, it was loaned from Metrobank. They had good service and always reminded me of my obligations.

  6. Join Date
    Aug 2006
    Posts
    29
    #6
    bpi family savings bank for me is the lowest

  7. Join Date
    Jul 2012
    Posts
    1
    #7
    Quote Originally Posted by j_avonni View Post
    I took a carloan from BPI Family Saving last year. However, I'm now encountering a problem with them which I'm still resolving.

    On my previous car, it was loaned from Metrobank. They had good service and always reminded me of my obligations.
    i had mine with metrobank as well and i'm not having any problem at all. btw, they gave me 22% interest rate for 4 yrs.
    hope this helps

  8. Join Date
    Sep 2003
    Posts
    1,398
    #8
    Quote Originally Posted by maverickjazzy View Post
    9% per annum sa afpslai for a 3-year car loan, pero dapat member ka ng afpslai para makapag loan.
    so it's way above metrobank's 5.16%


    Quote Originally Posted by Hanren View Post
    Try mo sa Banco De Oro...yung autoloan program. They also have a personal loan paylite program (0.98% per month, the lowest in the industry, I think). Pero pahirapan ata yung pag approve dun.
    that translates to 11.76%p.a.


    Quote Originally Posted by asag View Post
    try BPI family it is lower.
    1 year is sub 5%

    nakausap ko kanina BPI, basta ang ibibigay daw nilang ay "lowest there is"





    thanks guys for the replies

  9. Join Date
    Feb 2003
    Posts
    324
    #9
    a friend was able to get 6% p.a. for a 2 yr P1M car loan from metrobank. although it might be a break-even arrangement w/ hold-out for their time deposit.

  10. Join Date
    May 2012
    Posts
    1
    #10
    I recommend PSBank Balintawak for bank auto loan. Sobrang bilis ng approval.. 3-DAY STEP:
    1. MOnday afternoon, i called the branch manager Mr. Benamor Florencio to inquire, nagemail cya ng list of requirements at may finill-up-an lang ako na form through email din. Wala pa akong sinasubmit na requirements.
    2. Tuesday morning (kinabukasan lang), approved na raw ang loan.
    3. Wednesday morning i submitted all the requiremnts, down payment... And in the afternoon, release of the car na.

    Sobrang bilis at mababa ang rate ng PSBank. You may contact Mr. Florencio for loan assistance :
    09228407027

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