car loan

[weezing]

yes pwede. just ask your agent, he/she know what to do and mas gusto ng ahente ang in house financing


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Spoke with one of the SA's. They do allow it pero panibagong approval na naman with bank and worst they can't guarantee that you'll be approved. Hahaha.

[OscarCharlie12]

Gusto ko lang magpasalamat ulit kay Sir Kishan!!

Got my unit before matapos ang bakasyon ko sa pinas hehehe ngayon balik trabaho na ulit.

[chaoticxz]

asked po. same lang din ba pag second hand car ang ififinance?

[macroll]

Up sa page na to. Page 22 pa lang nababasa ko pero dami ko na din natutunan. Newbie here. Planning to have a brand new car. May suggestion po ba kayong suzuki dealer shop na okay ang service and tapat ang mga agent. Thanks po.

[giang pham]

Try to use this app to help calculate expense car loan
Link : Auto Loan Calculator (Car Loan) on the App Store

[bryan19]

Hi, I have already Full bank P.O from PBcom but the problem is the dealer na napuntahan ng broker ko parang iniipit yun kukunin na unit. I/we are getting a Hyundai Accent hatchback A/T color Black which is since November pa unang dealer is Hyundai Q.Ave unang mga week is meron but di nila marelease release for a certain reason. take note nasa dealer na un unit. so I advise my broker to transfer it to other Hyundai dealer so we transfer it to Hyundai Commonwealth and meron din un color black na unit but still it take for us 2 weeks more or less di nila marelease release. same nasa dealer na din un unit that time. so I advise again my broker to transfer it to other dealership so now it's Hyundai North edsa na and almost 1week na din kami nag iintay maayos un release nung unit. same din nasa kanila na din un unit for almost a week na din pero di pa din nirerelease. ask ko lang ganun ba talaga katagal pag hindi ka inhouse financing sa dealer?diba pag bank P.O consider as cash na un? Ang sabi kasi ng broker ko is mas preferred ni dealer un mga inhouse from them kesa sa bank P.O kasi maliit lng daw % ng dealer sa bank is that true?

[unmarked]

Yup thats true. Hindi priority ang cash buyers at bank p.o. sa mga ahente dahil mas maliit ang komisyon nila. Stand your ground kawalan nila yan.

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[dr. d]

Hi, I have already Full bank P.O from PBcom but the problem is the dealer na napuntahan ng broker ko parang iniipit yun kukunin na unit. I/we are getting a Hyundai Accent hatchback A/T color Black which is since November pa unang dealer is Hyundai Q.Ave unang mga week is meron but di nila marelease release for a certain reason. take note nasa dealer na un unit. so I advise my broker to transfer it to other Hyundai dealer so we transfer it to Hyundai Commonwealth and meron din un color black na unit but still it take for us 2 weeks more or less di nila marelease release. same nasa dealer na din un unit that time. so I advise again my broker to transfer it to other dealership so now it's Hyundai North edsa na and almost 1week na din kami nag iintay maayos un release nung unit. same din nasa kanila na din un unit for almost a week na din pero di pa din nirerelease. ask ko lang ganun ba talaga katagal pag hindi ka inhouse financing sa dealer?diba pag bank P.O consider as cash na un? Ang sabi kasi ng broker ko is mas preferred ni dealer un mga inhouse from them kesa sa bank P.O kasi maliit lng daw % ng dealer sa bank is that true?

show them how you feel. go to the competing brand and buy their product, instead.

[kishAn]

Hi, I have already Full bank P.O from PBcom but the problem is the dealer na napuntahan ng broker ko parang iniipit yun kukunin na unit. I/we are getting a Hyundai Accent hatchback A/T color Black which is since November pa unang dealer is Hyundai Q.Ave unang mga week is meron but di nila marelease release for a certain reason. take note nasa dealer na un unit. so I advise my broker to transfer it to other Hyundai dealer so we transfer it to Hyundai Commonwealth and meron din un color black na unit but still it take for us 2 weeks more or less di nila marelease release. same nasa dealer na din un unit that time. so I advise again my broker to transfer it to other dealership so now it's Hyundai North edsa na and almost 1week na din kami nag iintay maayos un release nung unit. same din nasa kanila na din un unit for almost a week na din pero di pa din nirerelease. ask ko lang ganun ba talaga katagal pag hindi ka inhouse financing sa dealer?diba pag bank P.O consider as cash na un? Ang sabi kasi ng broker ko is mas preferred ni dealer un mga inhouse from them kesa sa bank P.O kasi maliit lng daw % ng dealer sa bank is that true?

What your bank can do is increase the dealer incentives. Ask your agent kung ano require nilang DI para naprioritize ka, then ask your bank if they have that option.


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[dr. d]

but if you really like that car, anubanaman ang dalawang linggo? hinahabol mo siguro ang Pasko, 'no?... heh heh.

[bryan19]

but if you really like that car, anubanaman ang dalawang linggo? hinahabol mo siguro ang Pasko, 'no?... heh heh.

Well to be honest sir almost or lagpas 2months na ko nag hihintay since october inaayos na ng broker ko un nasabing unit until now even paiba iba un dealer same story. Kaya lang din naman nag mamadali oo kasi mag papasko at higit sa lahat un pag ka rare nun kulay halos 1 or 2 lang meron ang dealer at take note its already last shipment na ng unit kaya wala na dadating for this year.

Regarding sa pag increase ng DI ng bank ayaw na pumayag nun bank kasi sagad na daw bigay nila maliit kasi un bigay sakin interest rate eh. At sabi sakin ng broker ko 1% lang daw makukuha ni dealer sa P.O ko eh ang gusto ni dealer 3%

[dr. d]

Well to be honest sir almost or lagpas 2months na ko nag hihintay since october inaayos na ng broker ko un nasabing unit until now even paiba iba un dealer same story. Kaya lang din naman nag mamadali oo kasi mag papasko at higit sa lahat un pag ka rare nun kulay halos 1 or 2 lang meron ang dealer at take note its already last shipment na ng unit kaya wala na dadating for this year.

Regarding sa pag increase ng DI ng bank ayaw na pumayag nun bank kasi sagad na daw bigay nila maliit kasi un bigay sakin interest rate eh. At sabi sakin ng broker ko 1% lang daw makukuha ni dealer sa P.O ko eh ang gusto ni dealer 3%

tama pala si kish!
lipat na lang kayo ng brand.
show your displeasure via your wallet.
you might even get better after-sales service, from the other brand.
heh heh.

[kishAn]

Well to be honest sir almost or lagpas 2months na ko nag hihintay since october inaayos na ng broker ko un nasabing unit until now even paiba iba un dealer same story. Kaya lang din naman nag mamadali oo kasi mag papasko at higit sa lahat un pag ka rare nun kulay halos 1 or 2 lang meron ang dealer at take note its already last shipment na ng unit kaya wala na dadating for this year.

Regarding sa pag increase ng DI ng bank ayaw na pumayag nun bank kasi sagad na daw bigay nila maliit kasi un bigay sakin interest rate eh. At sabi sakin ng broker ko 1% lang daw makukuha ni dealer sa P.O ko eh ang gusto ni dealer 3%

Yung rate kasi na ibibigay sayo is based din sa DI, Pag mataas ang DI tataasan din yung rate mo. Parang dati yan nung hotcake pa yung montero 4%DI require ng Mitsu pag direct bank financing


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[kishAn]

Hi, I have already Full bank P.O from PBcom but the problem is the dealer na napuntahan ng broker ko parang iniipit yun kukunin na unit. I/we are getting a Hyundai Accent hatchback A/T color Black which is since November pa unang dealer is Hyundai Q.Ave unang mga week is meron but di nila marelease release for a certain reason. take note nasa dealer na un unit. so I advise my broker to transfer it to other Hyundai dealer so we transfer it to Hyundai Commonwealth and meron din un color black na unit but still it take for us 2 weeks more or less di nila marelease release. same nasa dealer na din un unit that time. so I advise again my broker to transfer it to other dealership so now it's Hyundai North edsa na and almost 1week na din kami nag iintay maayos un release nung unit. same din nasa kanila na din un unit for almost a week na din pero di pa din nirerelease. ask ko lang ganun ba talaga katagal pag hindi ka inhouse financing sa dealer?diba pag bank P.O consider as cash na un? Ang sabi kasi ng broker ko is mas preferred ni dealer un mga inhouse from them kesa sa bank P.O kasi maliit lng daw % ng dealer sa bank is that true?

Natry mo din bang kausapin directly yung ahente? I talked to my agent sa Hyundai north edsa and 1DI lang nman yung requirement nila. Magaantay lang daw kung wala talagang unit.


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[bryan19]

Natry mo din bang kausapin directly yung ahente? I talked to my agent sa Hyundai north edsa and 1DI lang nman yung requirement nila. Magaantay lang daw kung wala talagang unit.


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Well in north edsa 2 un black nila 1 is already in there stockyard sa may kaingin ba un tapos un isa nasa planta pa. Naka tutok doon un broker ko doon sa nasa stockyard. Nag hintay kami kasi sabi wala pa Csr from Lto pero as of now may csr na still di pa rin marelease release. Mag frfriday nanaman and it will be 3 weeks na sa north edsa .

Ayoko naman mag palit ng car of choice kasi magiging back to zero ako at un monthly ng accent lang ang tingin ko kaya ko. Ayoko naman kumuha ng innova na dsl kasi malaki MA. Btw mas gusto ko dsl rather gas hehe almost 5k din dagdag sa MA pag ganun tsk tsk ayoko mapasubo

[noctiscaelum]

Hello po. trying to get my first car, honda civic dito sa may trinoma ung 15% down, 23k monthly. Palagay nyo po mataas chance ko ma approve?

1. No credit card
2. No co maker
3. 60k per month gross income

[pjcunom]

Sa metrobank po ba 9.32 % lang talaga for 5 year term? Ang baba po.. planning to buy car next years any inputs po for metrobank autoloan? Thanks

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[JJ All Day]

*60k monthly gross income, and 23k monthly amortization, parang mababa ang chance mo na maapprove

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[kishAn]

Sa metrobank po ba 9.32 % lang talaga for 5 year term? Ang baba po.. planning to buy car next years any inputs po for metrobank autoloan? Thanks

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Iba computation ng metrobank sa rate pero if ikocompare sa ibang bank rates nila for 5 years is around 24-25%. Mbtc is one of the lowest rates around and most of the time meron silang promo na free chattel mortgage fee and insurance. When it comes to approval medyo matagal lalo na na if you dont have banking relationship


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[JJ All Day]

9.32% what? Per year? In 5 years? Effective rate? Add on rate?

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