car loan

[jul08]

try mo sa metrobank, so far sya ang may pinakamababang rate ngayon dahil sa promo nila.

Thanks!any ideas on what rates kya cla for 5yrs?

[eph11]

Thanks!any ideas on what rates kya cla for 5yrs?

check mo dito bro. Metrobank
nagsisi nga ko kasi nakakuha na ako sa ibang bank nung nalaman ko yung promo eh.

[jul08]

check mo dito bro. Metrobank
nagsisi nga ko kasi nakakuha na ako sa ibang bank nung nalaman ko yung promo eh.

Thanks buddy! Anung bank b nkuha m if u dnt mind? Hehe

[eph11]

Thanks buddy! Anung bank b nkuha m if u dnt mind? Hehe

psbank yung nakuha ko. ok din ang rates nya and very accomodating yung agent ko dun.

[jul08]

psbank yung nakuha ko. ok din ang rates nya and very accomodating yung agent ko dun.

Thanks. May chance kaya ko maapprove kpag may co-maker pako?.. Planning to buy accent.. Thanks ulit!

[eph11]

Thanks. May chance kaya ko maapprove kpag may co-maker pako?.. Planning to buy accent.. Thanks ulit!

di ko lang alam eh. you can try. kung gusto mo bigay ko sayo yung number nung naghandle ng loan ko. pm mo lang ako.

[dhennis20]

hi sir eph11 , how much po ang interest rate sa psbank -- im looking into 20% dp then 60 months term sana at since PSBank po kayo pano po ung rebate promo nila? TIA sa reply po

[JUNFLO76]

hi sir. I'm from PSBank. Yes its true that Metrobank, as of this date, offer a much lower price (promo rate nila) but sa history nman ng consumer banking, competitive po rates ng PSBank, At the same time since nabanggit yung prime rebates nmen, yan yung isang way para mapababa ang binabayaran nyong interest. Bast you have an advance or excess payments, PSBank will give you a rebates katumbas ng rate na binigay po sa inyo ng car loan ex (5%pa)

also for the readers who are interested eto na rin po rates ng PSBank

STANDARD ONE MONTH ADVANCE

12 MOS 5.05% 4.33%
18 MOS 7.60% 6.83%
24 MOS 11.02% 10.17%
36 MOS 16.90% 15.96%
48 MOS 22.96% 21.94%
60 MOS 29.61% 28.48%

By the way, we can have the credit decision as fast as 24 to 48 hours
try nyo PSBank...
you can reach me at
junflo76*yahoo.com or bmflorencio*psbank.com.ph

[jul08]

^thanks jun! Btw possible ba maapprove kung may comaker ako? Planning to buy an hyundai accent or toyota avanza *20% dp..

[yamyam]

Got my auto loan approved from Unionbank. I was approved the price for a car without deducting the discount yet. Now Ford is offering me a 30k discount. If I just apply the whole 30k discount to include accessories for the car, di ba magkakaproblema yung loan ko? TIA peeps.

[incisor]

pwede mo parecompute sa bank yan kung wala pa P.O.

[nucleus24]

question on early payoff ng car loan, pwede pa bang irequest na bawasan ng interest yung balance? 2 yrs pa sana itatakbo nung car loan e magreresign na sa current company.

[Tatzkie]

Guys, sa mga kakaloan pa lang... saang bank kayo nag loan at what rate?

[schitz]

Guys, sa mga kakaloan pa lang... saang bank kayo nag loan at what rate?

try metrobank. Promo extended to dec 31

[Joe_Satch]

Guys, sa mga kakaloan pa lang... saang bank kayo nag loan at what rate?

BPI - 27.38% * 60 months OMA with free insurance for the 1st year

[Retz]

^

Is is reasonable. I remember loaning about 35% * 5 years.

[JUNFLO76]

try nyo PSBank for your auto loans application
I can seek approval within 24 to 48 hours
you can reach me at these numbers
3628189 or 91
09228407027
bmflorencio*psbank.com.ph
junflo76*yahoo.com

TIA for considering PSBank

Jun Florencio

[mbaker]

visit site.

[cal0i]

Hi Guys,

I have a question, medyo nakakalito lang kasi yung inhouse financing ng mga auto dealers

when you say inhouse kasi, diba dapat yung dealer magpapa-utang? bakit idadaan din nila sa bangko? and would that mean different rates? so why not go directly to the bank? tama ba ako?

Also, i tried visiting a hyundai car dealer BDO last time. I requested for a computation sa hyundai salesman, after getting the quote, I went to BDO and requested one as well for comparison. Since mas mababa offer ni BDO, i txted the salesman saying that I will use the BDO autoload instead, he replied requesting me to present him BDO's computation and tatapatan daw nya.

Is that how inhouse financing really works? and if tapatan nya talaga yung quote ni BDO, ok na ba if dun ako sa dealer considering the amount of freebies na makukuha ko??

thanks in advance guys!

[rockiee_s]

oo ganyan nga yan.

pag sinabing "in house", ibig sabihin lang, ang dealership ang maglalakad ng mga papers mo with the bank. pero bank pa rin ang magpapautang sa yo.

when i buying my vehicle, i did the whole exercise of comparing all the quotations given by the dealers and the banks. in the end, the bank rate is much lower than any dealer's rate.

sasabihin lang sa yo nya na tatapatan, pero di naman nila talaga kaya kasi wala na silang kikitain.