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  1. Join Date
    Feb 2011
    Posts
    563
    #11
    You will be blacklisted by the credit bereau and hindi ka na makakakuha ng whatever loan until you settle your obligations. Kahit new credit card di ka makakakuha.

    Yebo is right yan yung mga nag avail ng low dp and was blinded by the low cash out not realizing that kaya nila bayaran yung terms

  2. Join Date
    Oct 2002
    Posts
    17,335
    #12
    I remember before, i was just a start-up staff at a local bank. I tried to apply for a loan under those low d/p schemes for a 1st-Gen Everest m/t just to see the process. Na-approve pa ako. :rofl:

    If i took that deal i would have been repoed by the first month.

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    I remember before, i was just a start-up staff at a local bank. I tried to apply for a loan under those low d/p schemes for a 1st-Gen Everest m/t just to see the process. Na-approve pa ako. :rofl:

    If i took that deal i would have been repoed by the first month.

  3. Join Date
    Nov 2009
    Posts
    11,680
    #13
    Yes hindi dahil hindi ka satisfied ipapa repo mo na, credit standing mo mag suffer dyan. Ang dali kaya ma-approve sa car loan, dyan madami napapaso. Owning a car comes with additional expense, even your lifestyle in a way will change dahil andali na lumabas.

    Siguro hirap din ibenta ng everest kaya madami na rerepo.


    Sent from my iPhone using Tapatalk

  4. Join Date
    May 2006
    Posts
    8,277
    #14
    mahirap nga daw ibenta ang Everest sabi ng mga ahente fortuner at montero pa rin ang pinakamabenta kung SUV sa AUV naman Revo pa rin daw pinamakamabilis idispose.

  5. Join Date
    Sep 2013
    Posts
    268
    #15
    siyempre ano ba kayo, masarap kaya yung feeling ng may everest. Sikat ka lalu na sa mga ka-officemate at friends mo. That's one way to fame.

  6. Join Date
    Mar 2012
    Posts
    433
    #16
    So kung ganun dapat bagsak presyo? Talo ang bank dyan habang nabubulok sa garahe nila yung unit.

  7. Join Date
    Feb 2008
    Posts
    10,591
    #17
    That tells a lot about the character of the car owner (ex-owner)

  8. Join Date
    Jan 2014
    Posts
    85
    #18
    Yup, dami nga eve na repossessed ng PSbank, nakita ko nung nagpunta kame sa warehouse nila 2-3 months ago... Yung iba wala pang plaka... Baka ito nga yung mga natempt sa low down payment scheme, biruin mo wala pang 100k may eve ka na! Hehe yun lang, sira na ang name mo sa mga bank kapag narepo unit mo... Sayang

  9. Join Date
    Apr 2011
    Posts
    928
    #19
    Quote Originally Posted by rqawayan View Post
    Yup, dami nga eve na repossessed ng PSbank, nakita ko nung nagpunta kame sa warehouse nila 2-3 months ago... Yung iba wala pang plaka... Baka ito nga yung mga natempt sa low down payment scheme, biruin mo wala pang 100k may eve ka na! Hehe yun lang, sira na ang name mo sa mga bank kapag narepo unit mo... Sayang
    Same lang ba yung record mo if for example voluntary surrender yung ginawa mo sa car as against sa na repo siya because of delinquent payments? Wala bang cleansing period yung ganun?

  10. Join Date
    Jan 2015
    Posts
    491
    #20
    Quote Originally Posted by yebo View Post
    Hindi naman new eve mga yun, kakalaunch pa lang ng new eve alangan naman may reposessed na e 1 week pa lang nga lumabas.

    Those are the old model everest that were disposed off by ford dealerships last year for as low as P59k down payment all-in. And yes mga hindi na nakabayad mga yan. Kayang-kaya palusutin ng mga dealerships sa banks kahit di qualified. Even bank managers collude with them, e may commission kaya mga bank managers for every loan. Kahit tamang-tama lang kita ng loan applicant at wala nang pang PMS o pambayad ng next year insurance papalusutin nila. At sino ba naman magsosoli ng kotse dahil lang ayaw na nya ng features? Sisirain mo credit history mo, e pwede mo naman ibenta na assume balance kung talagang ayaw mo na.

    Well, that, or mga balikbayan ang kumuha. Avail of the P59k down, use the car while on vacation, leave the car in front of the bank when vacation is finished hehehe! Imagine having a car for 1 month at only P59k, parang nag-rent ka at P2k/day lang.
    +100 may mga kakilala ako na ganyan na na repossessed ang mga kotse dahil na enganyo sa low down without even computing the expenses of owning a car. Sad to say mentality ng iba akala nila pag afford nila ang low down e financially stable na sila to own a car.

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Ang daming ford everest na repossessed