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  1. Join Date
    Mar 2014
    Posts
    901
    #31
    Quote Originally Posted by lsalapare View Post
    siyempre ano ba kayo, masarap kaya yung feeling ng may everest. Sikat ka lalu na sa mga ka-officemate at friends mo. That's one way to fame.
    Pampasikat lang pala.

    Sent from my UP+ using Tapatalk

  2. Join Date
    Mar 2014
    Posts
    901
    #32
    Sabi nga ni TS, sa PSBank marami sya nakita ang mga model ng Everest na he thinks was repossessed. Would the registered owner that applied for a car loan in that bank, cannot apply for another car loan to some other bank?

    Sent from my UP+ using Tapatalk

  3. Join Date
    Oct 2009
    Posts
    102
    #33
    Quote Originally Posted by Gumusut_Amige View Post
    ^when i was in brunei you can drove home a new car without forking out any single dollar from your pocket. Ang siste kasi yung mga monthly amortizations ay halos parehas lang sa mga monthly car rental rates.
    Kaso yung iba, pagkatapos na ang kontrata ay iniiwanan na lang basta sa airport o sa mga kaibigan before their final exit.
    Parang sa dubai rin, yung mga foreigners nagwawaldas ng pera at bumibili ng mga high end luxury cars. Kapag nabankrupt at di na makabayad ng utang sa banko, iiwan na yung kotse sa airport tapos sakay sa eroplano at wala ng balikan. Kulong yata parusa sa deep debt eh

  4. Join Date
    Oct 2009
    Posts
    102
    #34
    Marami talaga nagogoyo sa low DP. Even some of my colleagues na medyo bata bata pa. Sa kagustuhan magkakotse, gagawa ng rason bakit kailangan nila ng kotse at all cost. Tapos kapag bayaran na ng monthly, makikita mo di rin nila magamit yung kotse kasi mas mura magcommute kaysa magdala at magbayad ng parking. Ang taas kasi ng monthly nila tapos ubos rin pera

    That is why I always tell my younger colleagues not to be enticed with low DP.

  5. Join Date
    Apr 2007
    Posts
    2,280
    #35
    Quote Originally Posted by RandMcnally View Post
    Marami talaga nagogoyo sa low DP. Even some of my colleagues na medyo bata bata pa. Sa kagustuhan magkakotse, gagawa ng rason bakit kailangan nila ng kotse at all cost. Tapos kapag bayaran na ng monthly, makikita mo di rin nila magamit yung kotse kasi mas mura magcommute kaysa magdala at magbayad ng parking. Ang taas kasi ng monthly nila tapos ubos rin pera

    That is why I always tell my younger colleagues not to be enticed with low DP.
    Sa Akin lang, kung talagang kailangan mo ng sasakyan pero gipit talaga sa budget, bumili ka na lang ng 2nd hand na pasok sa budget, at least bayaran mo ng isang bagsak tapos wala ka nang iisiping utang na babayaran.

  6. Join Date
    Aug 2013
    Posts
    1,093
    #36
    Quote Originally Posted by rodetor View Post
    Sabi nga ni TS, sa PSBank marami sya nakita ang mga model ng Everest na he thinks was repossessed. Would the registered owner that applied for a car loan in that bank, cannot apply for another car loan to some other bank?
    As far as I know yes he cannot apply for another loan in other banks. Ilalagay kasi yung name nya sa negative data bank na accessible sa lahat ng bangko.

  7. Join Date
    Oct 2002
    Posts
    33,634
    #37
    Quote Originally Posted by ronw123w124 View Post
    Sa Akin lang, kung talagang kailangan mo ng sasakyan pero gipit talaga sa budget, bumili ka na lang ng 2nd hand na pasok sa budget, at least bayaran mo ng isang bagsak tapos wala ka nang iisiping utang na babayaran.
    Ano poor? Ang daming ford everest na repossessed

  8. Join Date
    Feb 2008
    Posts
    10,596
    #38
    Kapag sa Makati or BGC ang office kailangan mag budget na ng 3K to 4K para sa parking. Office namin is offering free parking pero dumadami nagkaroon ng new car dahil sa low DP mgmt is now thinking of pulling the plug for non-managers.

  9. Join Date
    Sep 2014
    Posts
    8,481
    #39
    PS bank should dispose these repossed Everest fast kasi pag naabutan yan ng release ng new Forts/Monteros/ Everest, sigurado madami babagsak sa market ng used current gen Monteros and Forts.

    Lugi sila dyan, baka ma bank-run sila ala lehman brothers

  10. Join Date
    Jul 2007
    Posts
    45,922
    #40
    Quote Originally Posted by ronw123w124 View Post
    Sa Akin lang, kung talagang kailangan mo ng sasakyan pero gipit talaga sa budget, bumili ka na lang ng 2nd hand na pasok sa budget, at least bayaran mo ng isang bagsak tapos wala ka nang iisiping utang na babayaran.
    Bilib talaga ako sa malakas ang loob mag loan, lalo na yung 20% down. I really want an SUV but I was only given 1M max budget by my family for my car. I would have to pay for the difference if I wanted a more expensive car so that meant I had to loan at least 300k if I wanted an SUV. I opted for a sedan, at least I have no debt to worry about. Minsan pag umuulan or pag may dinadaanan ako na baha, iniisip ko sana I loaned the 300k na lang. Pero pag naiisip ko na yung interest and monthly, I don't feel so bad anymore.

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Ang daming ford everest na repossessed