I got mine from Suzuki Caloocan through Lui. He is a member of this forum. PM him so that he can assist you. He is okay and very helpful. I got it cash, 359K + 11K insurance + 7K 3 year registration. Sayang pa kasi iyong chattel mortgage which this car would go to about 10K more. pero alam ko pag financing you can go as low as 10% down right now so basically P36K. Safe na siguro if you allot 50K for your downpayment. Most Bank Financing offers more or less the same rate, . Since wala pa silang binibigay na discount, might as well ask quotations from all the suzuki dealers. Tell them how much downpayment you want to pay and how many years you want to pay the balance. Typical multiplying factor for 1 year to pay is 1.08. for 2 years it is 1.189 it goes progressively higher as you pay longer. I think you can choose up to 6 years to pay. BTW if you are monitoring the Cherry Tread (Iseway motors) in Cars forum, This July1 they will release the Chery QQ which according to the grapevine will be price approximately 250K (no confirmation on the price, tsismis lang ito

). If you are not in a hurry, it might be better to wait for the release of the QQ. The QQ looks more modern than the Alto but has no track record yet because it is made in China. Initial feedback is that quality is not so good but it looks attractive. Personally, I decided not to wait for it because, I feel that the Alto will have lesser headaches than the QQ plus dealership support is more widespread. I don't want to go to Makati just to have a budget car serviced.
Judging from the performance of motorcycles made in china, They look good, perform well but they breakdown more often than the equivalent hondas. "Madaling Masira" is the most common comments of those who buy China made motorcycles. Of course, they usually add the fact also that spare parts are available and quite cheap.