needs advice on buying a car or not

[KERSMcRae]

4...Hyundai Getz...(498,000 brand new). This is a good deal, specially now that they offer huge discounts. But...air con is weak, suspension is stiff so you feel every bump on the road, and a lot has been complaining about "kalampag" here and there.

5...Hyundai i10...(around 478,000 brand new). Excellent car, but NOT fuel efficient. This car is a gas guzzler.

Or wait for the i20 if the TS is not on a hurry. Just dont know when will HARI brings this new Getz. Besides, 4Q of 2009 is near. Madaming discounts at "pagandahan" din ng presyo ang mga dealers.

[quote=pachut;1315182]
....my boyfriend doesn't want me to buy a car instead get a place like a condo. some friends tells me get a new car, others just second hand since i'll just use it to and from work and konting lakad on the side. quote]

I would say buy a car first instead of a condo.
OT: Maybe your BF prefers to drive for you that's why he ranks condo first before car.

[Sarsi]

if the TS's living near Welcome Rotonda and works in west avenue, that's quite accessible. IMO, she can spend a few thousand bucks to have her "old car" repaired.

Spend around 20k to 30k, and i think you can have your car running smoothly that will get you to your destination safe. No need for a brand new car if you will be going abroad in a few years time.

If you really don't like your "old car", take a cab. you wont spend more than 200 bucks from your home to your office/clinic/hospital. That amount will be equal to your gas consumption if you drive your car.

Spend the rest buying a condo or a townhouse, it's a geat investment since it appreciates over time unlike an automobile who depreciates its value the time you drive it from your friendly neighborhood dealer.

Based on experience, i never regretted that i have chosen to invest in a condo/house over a brand new car. I still use my 10 year old car to date.

[p_borj]

if the TS's living near Welcome Rotonda and works in west avenue, that's quite accessible. IMO, she can spend a few thousand bucks to have her "old car" repaired.

Spend around 20k to 30k, and i think you can have your car running smoothly that will get you to your destination safe. No need for a brand new car if you will be going abroad in a few years time.

If you really don't like your "old car", take a cab. you wont spend more than 200 bucks from your home to your office/clinic/hospital. That amount will be equal to your gas consumption if you drive your car.

Spend the rest buying a condo or a townhouse, it's a geat investment since it appreciates over time unlike an automobile who depreciates its value the time you drive it from your friendly neighborhood dealer.

Based on experience, i never regretted that i have chosen to invest in a condo/house over a brand new car. I still use my 10 year old car to date.

you got a point. hindi naman malayo ang welcome rotonda sa west ave. Less than 15km balikan na yun. Ok din yung pa-recondition yung car noh?

But... Ang Pinoy kasi bro iba ang mentality eh. You don't want to see a doctor riding a beat up car hindi ba? Hindi rin siguro gusto ni mam yun. Ika nga, ang kotse ay nagsisimbolo rin ng personality ng isang tao. Isa pa, mam pachute said nilaspag na daw ng todo yung old Toyota nila.

Taking a cab, yup totoo mura lang yun kesa sa bumili ng car, but again, "safety, convenience, freedom" nga ang hanap ni mam diba? you know what I mean, she needs a car.

Go for the brand new Honda City mam. Why invest for a condo kung magmimigrate ka rin in the first place? Mas mahirap magbenta ng condo unit kesa sa car.

[pachut]

wow! maraming salamat sa mga inputs. dumami pa lalo ang choices. i will take a look at some models you mentioned here. i haven't considered suzuki but will look at their website to compare.

ayoko po ng alto. i find it too small. im scared na baka ma sandwich lang ako ng mga dambuhalang trak dito sa atin. the smallest i would ride in siguro is a getz but if i would buy that i'd rather get a second hand honda city mga 2005 above model. will take a look po dun sa ibang suggestions. i only know honda and toyota because of its high reselling price.

balitaan ko po kayo ulit.

[Horsepower]

Hmm, if that's your concern, pwede ka rin mag Mitsu Strada. Yung GLX model, less than 900 after discounts. Common-rail diesel yun so mabilis, matipid, at di mausok. Pwede rin kahit saan, pwede ka tumawid sa mga island when you find yourself in a difficult situation (i.e. you're stuck in traffic and flood is rising up to your car's windshield). .

[badkuk]

hmm, is leasing a good idea? The toyota site has a financial calculator for it, though i'm not too sure about the details(e.g. who will shoulder the cost of repairs, PM, etc)

[pachut]

hello ulit mga sirs! i've been doing my research and i've consulted a lot of friends and i came up with this temporary answer po.

after the typhoon Ondoy, i realized po that ayoko na mag brand new na car. sa panahon ngayon dapat maging praktikal tayo. sa isang iglap pwede pala mawala ng ganun ganun lang ang sasakyan at iba pang materyal na bagay sa atin. we are not affected by the typhoon but i realized that i just want to own a car and not the other way around (the car owning me). this was a very nice advice from a friend of mine who used to own a very nice car. she ended up selling it kasi di nya maiwanan kung saan saan and nasira lang wipers nya, the replacement costs 6k! ganun ka ganda kasi oto nya. so i decided to either fix our old beaten car (ipapa power steering ko na lang yung corolla namin) or i am now stucked choosing between honda city type z automatic or nissan exalta sta (top of the line). kindly help po i need your inputs. my budget is around 200-250k and syempre pampagawa around 50k in case may repairs na kailangan.

i ended up with automatic transmission (i ate my words) kasi i got stucked from Mall of Asia going home and sabi ko its better na nga to get an automatic, grabe na traffic in manila nowadays. will be waiting for your replies po mga sirs.

thank you.

[basti08]

Im so impressed with the City Type Z LXi AT's (just 1.3L) performance. Brisk acceleration, nice handling, very thrifty on fuel, but very spartan. While im very impressed with the Exalta STA's ride, features and amenities and generally more luxurified than the City. Take your pick.

[cktlcmd]

hmm, is leasing a good idea? The toyota site has a financial calculator for it, though i'm not too sure about the details(e.g. who will shoulder the cost of repairs, PM, etc)

To me leasing is NEVER a good idea...specially in cars. Why? 1st...you don't own the car after the contract ends, unless you want to buy it after. 2nd...from what I know, they have specified distance that you can use each month which they already computed in your monthly payment, right? or else...pano sila tutubo? If you exceeded that monthly limit, you will have to pay for it...and it ain't cheap...again tubo nila.

The advantage of leasing though is they shoulder all repairs and you don't have to worry about selling the car after. You can lease another brand new car as soon as the contract ends. To me leasing a car is only beneficial on your part if you plan to change cars each year...sikat ka nyon. ...or rather pasikat. This is what I know from the US...I don't know if the same applies here.

[renzo_d10]

Get the honda city. Second would be the exalta.

BTW, ano kotse ng friend mo ?

[actor21]

To me leasing is NEVER a good idea...specially in cars. Why? 1st...you don't own the car after the contract ends, unless you want to buy it after. 2nd...from what I know, they have specified distance that you can use each month which they already computed in your monthly payment, right? or else...pano sila tutubo? If you exceeded that monthly limit, you will have to pay for it...and it ain't cheap...again tubo nila.

The advantage of leasing though is they shoulder all repairs and you don't have to worry about selling the car after. You can lease another brand new car as soon as the contract ends. To me leasing a car is only beneficial on your part if you plan to change cars each year...sikat ka nyon. ...or rather pasikat. This is what I know from the US...I don't know if the same applies here.

bro you are mis informed...Toyta Lease To Own Program is:

you buy the the car until the contract is over, it's still owned by toyota, after the you fulfill the contract obligation the car is now tranferred to you, you pay small amount for transfer of ownership...

this is for the protection of manufacturers, if the buyer failed to finish the contract (di na nagbayad) toyota can sell the unit w/o any problem since nakapangalan pa sa kanila...unlike yung regular financing scheme..

hindi po ako taga toyota, thru Toyota Lease To Own program ko kinuha ang vios 1.5G AT ko...since i still have a mortgage to pay with my mazda 3..

[cktlcmd]

bro you are mis informed...Toyta Lease To Own Program is:

you buy the the car until the contract is over, it's still owned by toyota, after the you fulfill the contract obligation the car is now tranferred to you, you pay small amount for transfer of ownership...

this is for the protection of manufacturers, if the buyer failed to finish the contract (di na nagbayad) toyota can sell the unit w/o any problem since nakapangalan pa sa kanila...unlike yung regular financing scheme..

hindi po ako taga toyota, thru Toyota Lease To Own program ko kinuha ang vios 1.5G AT ko...since i still have a mortgage to pay with my mazda 3..

I said in the USA...

but thanks for the information though.

So does this mean leasing here in the Philippines...you don't have distance travel milage limits? Because that is the only thing different from what you stated...except you worded it differently. Like in my first statement...the person leasing the car does not own it unless he opt to buy it after the contract ends.

[actor21]

I said in the USA...

but thanks for the information though.

So does this mean leasing here in the Philippines...you don't have distance travel milage limits? Because that is the only thing different from what you stated...except you worded it differently. Like in my first statement...the person leasing the car does not own it unless he opt to buy it after the contract ends.

wala pong travel distance, sa Toyota Leasing Scheme, less than 4,000 pesos nalang ang babayaran mo pag natapos ka sa contract mo so sayang naman kung dimo pa ipapatransfer ang ownership..pero maski dimo ipatransfer sayo na ang sasakyan but medyo hassle lang pag ipaparenew kase makikipag coordinate ka sa toyota..

*well yung leasing sa US meron na din yan dito, pero wala din limit on distance travelled after 5 yrs me option ka to buy...ang leasing company ang bahala sa repairs and maintenance, but ikaw padin ang bibili ng insurance policy...

ang alam ko yung leasing US style ay ino ooffer lang sa fleet units sa company..im not sure if they offer it individually..yung last statement mo bro pasok yan don may * pababa

[Horsepower]

hmm, pagawa mo na lang muna yung corolla. Madali and mura lang yan siguro ipa-convert to Power steering since abundant ang parts nyan.

Mahirap bumili ng 2nd hand na kotse ngayon, to some extent, pati brandnew medyo mahirap din, kasi daming nalubog sa baha.

Save your money muna. Buy a lot (where there's no flood) or something.

Good luck.

[pachut]

Get the honda city. Second would be the exalta.

BTW, ano kotse ng friend mo ?

sir, it was a mercedes benz. my friend was only 27 yo when she got this. (CEO tawag ko sa kanya kasi at a very young age she is so successful na. she owns and runs her own kumpanya.) she sold it and bought a second hand car. ayun, di sya praning na magasgasan or manakaw kasi di pansinin.

[pachut]

hello po mga sirs! til now di pa po ako nakabili ng oto pero malapit na po. yung corolla po sa bahay ibebenta na lang namin since medyo panahon na din para i let go sya (1990's pa yung oto) tho maganda pa yung kundisyon nya. after looking/browsing through ads baka bumagsak po ako sa oto ng barkada ko who happens to be selling her honda city lxi type z matic. sigurado po ako di to nalubog sa baha dahil kapitbahay ko lang po sya dito sa may amin. she is giving it to me ng 200k, milage is 61k pa lang, problema lang daw po is mabagal na umakyat yung power windows nya and may sira ng konti yung upholstery sa likod. di ko pa po nakikita yung unit pero mukhang ok dahil power windows na lahat pati yung bintana sa likod. isang concern ko lang din eh 2nd owner na po sya. bali pag binili ko yung pang 3rd na ako.

my friend who knows a lot about cars said wag na daw yung nissan exalta kasi mababa na resale value. he swears by honda, he has an civic SIR po kasi. he is also telling me to look for honda civic vti kasi magkasing presyo na lang daw sila ng type z.

ok na po ba yung price na bigay sakin ng kaibigan ko? magsasama po ako ng mekaniko sa pagtingin ko nung unit (nagttrabaho sya dati sa casa ng honda kaya reliable naman sya). ano po ba mas ok? yung honda civic na VTI or type Z na city?

were getting closer na po. salamat po ng madami sa tulong.

[ghosthunter]

Nissan Exalta has a lower resale value simply because the Honda Civic is much more expensive to buy as brand new. It would be just natural that the Exalta would have a cheaper used car price.

Also Nissan cars are one of the most undervalued cars in the local market, yet they have the same quality & dependability as cars by Toyota and Honda.

[dr. d]

let me see: you are selling your first-owner of a car, so you can get a second hand car??? hija, you know what's wrong with your toyota. what makes you think you know what's wrong with that used honda? why do you think the honda is up for sale, because it runs too well? look at the classifieds here. why are 19,000 honda owners selling their cars, against only 16,000 toyota owners, when we all know toyota overwhelmingly outnumbers honda out there? at baka mahimatay ka sa presyo ng honda parts. tanungin mo kung magkano ang A-arms ng city...
suggestion: spend good, lavish money to bring your old family car up to factory specs. it's still 'way cheaper than buying any second hand car. your family will love you for it. as to nissan, well, mura mo naman binili. so bakit ka worried kung mura mo rin ibebenta?
i drive a top of the line ___. but my wife still likes to commute - jeep, lrt, tricycle. it's not fatal.
we're both MDs.
bottom line: it's still your personal choice. but with your "refurbished" old car, you will have two flavors to choose from: drive or commute. this is one instance where it's nice to have two differential diagnoses. especially when it rains.
buy a condo? why, your folks driving you out of the house? hey, your parents want to see you everyday. pagbigyan mo na... enjoy each other's presence. you'll find out why, when they aren't here anymore...

[harold13]

always go for a brand new car. at least ikaw gagamit sa simula palang. ive bought a 2nd hand car and medyo sakit sa ulo e. especially if you are metikoloso at naiirita sa ganito ganyang sound na lumalabas sa dashboard or makina. pinapa check ko agad. i end up mas napapamahal din ako.

[DecentDriver]

Hmm..this seemed didn't end yet... did you buy the car? a brand new one? 2nd hand? refreshed the old car? I'd be interested what was the conclusion of this long awaited decision?... if nothing happened, then, I think you're missing a point.... brand new, 2nd hand or fixing up the old car won't really matter which one you choose relative to your needs, comfort and budget... as you drag the decision, more reasons are filing up for not doing any... in the end, you end up relying on your BF (if is he still around) or commute; and these are the main factors why you're contemplating to get another wheels... back to square one..he3 Make up your mind.. remember, there's no right or wrong decision.. consider all your options.. decide... stand by it -- and that's rewarding life experience. Keep us posted -- there was a good beginning..and w'd like to hear the good ending..