needs advice on buying a car or not

[pachut]

Thank you so much for the overwhelming response. Many gave helpful advice tho I'll say that I am more confused now than before. Hehehe. Siguro I'll elaborate more so you can really know my situation.

Well, di naman natin alam what's going to happen in the future but I also have plans of leaving/migrating elsewhere. This is not yet sure but given the opportunity, I will grab it. My budget is not really fixed, wag lang umabot ng 800-900k coz for me that's too much. I love the new Honda Civic but my funds are not yet enough and my friend who owned one before sold it kasi malakas daw sa gas (1.8 pala makina nun). I am eying now Honda City S type kasi si BF ganito din sasakyan but 2008 model kaya medyo biased ako. I love how its 2009 rear looks but not the front. I am now also starting to look at Toyota Altis din since yung friend ko na binenta yung Civic 1.8 is an Altis 1.6 owner eversince. If brand new, plan ko sya i-loan at least the half and pay the balance in 18 months the most. Para lang may matira na pera sa akin if ever something comes up. I used the calculator found in Honda Phil website and mga 30k lang patong nila for interest if financed in 18months.

If second hand naman, my budget would be around 300k-400k lang. Just the same amount as the half-down payment I'm going to give if I'm going to get a brand new. I want the Honda CR-V 1st model, my doctor cousin owns one and I love it too tho it might be too old also. Second, old Honda City or Toyota Vios coz of its fuel consumption. Third, Nissan Exalta/Sentra para lamig aircon or old Altis/Civic for bigger engine and faster acceleration than the Honda City my BF has right now (pwede pang-akyatan ng Tagaytay). I prefer to get Honda/Toyota brands since value doesn't depreciate fast if ever I have to dispose it di naman ako talo gaano. Or Nissan. Is it hard to sell to a third owner a 2nd hand used car?

Condo? I live nearby my work kaya kakatawa if I get a condo but why not, I wan't to finally feel the independence mamimiss ko lang luto ng tatay ko.

Love reading your comments. Reply po ako sa iba. Thank you!

[pachut]

* Leoxe, i love the fuel consumption of the Vios but sadly I don't like the way the new Vios looks. it's pretty in front but I don't like the rear. I prefer the older Vios in terms of looks.

* ghosthunter, thanks for the pros and cons. i was thinking about that too coz basically when you ride public transportation once you get off it no more worries. buying a new car may save me from early headaches (repairs) but parking is always a pain especially if no slots are available. I better check first if they can provide a slot for me, if not, I may end up not buying.
What do you mean by "not too old"? Can you give me range of years and more or less how much should the odometer (?) reads for a certain y/o car. I prefer M/T over A/T eversince because I get bored with A/T (it is convenient tho). gusto ko lang ng automatic pag steep ang parking like Shangrila Mall. Hehehe! We already have a reputable 3rd party shop we trust, but will also take a look here for comparisons. Thanks!

* kulotz, takot ko din bumili ng 2nd hand what if nakaw pala. i like your CONS sa brand new.

* gastromd, my hours are from 9am to 6pm only. pwedeng ma extend after six but my BF can fetch me after work. you are right, depende sa influx ng pasyente pagod na ako after a days work.

*renzo_d10, the car has not been used since my sis left for abroad. mga 1 year na siguro naka teng-ga. we start it once in a while and magagamit naman. ayoko lang kasi feeling ko nalaspag na ng kapatid ko yung oto na yun. at mukha syang taxi (puti kasi at hindi tinted). malamig naman AC nya.pawis steering din sya. (natuto naman ako sa pawis kaya sisiw na lang for me ang power steering)
hindi naman ako hot-headed (not much). nakakainis lang palampasin minsan yung mga bastos sa kalye magmaneho. nasanay na din kasi ako magdrive sa ibang bansa na miss ko tuloy.

* badkuk, when my BF and i had the old corolla checked kasi lagi namamatay, maling piyesa pala nakalagay dun. di ko alam san talyer dinala ng kapatid ko yun, malaki masyado yung i forgot the part, pang 18 wheeler na daw ata yun or what. tapos may piyesa dun ng mitsubishi eh toyota kotse namin. grrr!

* kikoteng, love your advice. napaisip ako dun ha. btw, my old uncle is planning to get a new honda civic/city. baka daw i dispose nya yung 1990's civic nya bigay nya sa amin ulit.

* 1D4LV, plus one point for condo. pwede din siguro bahay na bilhin ko.

*horsepower, hindi naman ako nakakatakot magmaneho. i don't want it to get the best out of me. nakakapag test lang ng patience. im into a lot of relaxing activities and driving again for me in Manila is torture! kaya nga I've been putting off driving hanggat kaya ko eh.

* pborj, i live near mabuhay rotonda and my work is in west ave only. i prefer sticks than matics.

* LVH, nice idea.

*cktlcmd, another reason why I am planning to get a car is to get independence from my boyfriend too! I hate relying or messing up his plans so that he could fetch me or take me to where my friends are. Sometimes he tells me to take his car instead sya na lang mag commute sa lakad nya, I'm not that kapal to accept his offer. Sarap din if someone is driving for you (the best!!!).

[p_borj]

get a brand new Toyota Corolla Altis instead of a Honda City/Civic or a Toyota Vios, madaming naka-altis ang satisfied sa rides nila I assure you that. Not sure though kung may M/T variant ang Altis.

Hindi mo kasi sinama ang Mitsubishi Lancer pero kung sinama mo yun, lancer ang recommended ko sa iyo.

ayun naman pala, baka magmigrate ka rin, why not savor the moment habang kasama mo pa ang father mo ngayon sa bahay diba. What I mean is darating din naman talaga ang panahon na magiging fully independent ka. The thing is, mukhang settled ka na po mam kumuha ng car. Sorry for your bf kung na-persuade ka naming tsikoteers hahaha. Just think of it, going to places wherever you want pag may car ka.

[renzo_d10]

Uhm ma`am the financial calculator you see in most car maker websites ( i.e. honda's and toyota's ) aren't accurate. There are additional fees that needs to be paid for thus making your monthly ammo. more higher than what is said in the website. And, if ever you're decided in getting a brand new car, go to different dealers, haggle for discounts etc.

BTW honda doesn't give discounts in cash that much, only for some specific units. But you can haggle the dealer for a freebie ( i.e. rain gutters etc )


Happy car hunting

[ghosthunter]

* ghosthunter,...

What do you mean by "not too old"? Can you give me range of years and more or less how much should the odometer (?) reads for a certain y/o car. I prefer M/T over A/T eversince because I get bored with A/T (it is convenient tho). gusto ko lang ng automatic pag steep ang parking like Shangrila Mall. Hehehe! We already have a reputable 3rd party shop we trust, but will also take a look here for comparisons. Thanks!

"not too old" ... something four years old or under. Odometer should be 10,000 km per year of age. So a three year old car should be around 30,000 km, give or take a few thousand.

Choosing M/T over A/T would leave you with a tired left foot especially in heavy traffic areas. I strongly suggest going for A/T if you are driving in heavy traffic areas. My driving experience started with eight years driving a M/T and there were many times I wished I had A/T. Today I have two cars, my daily car is A/T while my weekend "toy" is M/T.

[gastromd]

9am to 6pm which can be extended pa. i would say, just get a brand new car, toyota altis or the honda city (mas cute honda city for a lady driver compared to the altis, hehe.. easier handling due its smaller size.. tipid pa sa gas.. that's my opinion ofcourse!). and for your liberty, freedom and independence from your bf, hehe. happy car shopping!

[renzo_d10]

I`d hate to say this but I think ma`am pachut couldn't afford the altis even if it's the E variant. Since with all the misc. fees ( chattel mortgage, lto reg, insurance etc ) that needs to be added the 783k(?) altis E will climb up to the 800k mark which ma`am doesn't like since for her, its too much. And I`d like to quote

My budget is not really fixed, wag lang umabot ng 800-900k coz for me that's too much.

[LeOxe]

i would suggest that you should get the Vios 1.3 E since pasok na yan sa budget mo. It's only 664k? and including additional fees plus discount, di na yan aabot ng 800k.

[p_borj]

i would suggest that you should get the Vios 1.3 E since pasok na yan sa budget mo. It's only 664k? and including additional fees plus discount, di na yan aabot ng 800k.

+1. Vios na nga lang. Hindi nga aabot budget na nilalaan ni mam pachut para sa Altis.

[renzo_d10]

Quote ko ulit ito guys:

i love the fuel consumption of the Vios but sadly I don't like the way the new Vios looks. it's pretty in front but I don't like the rear. I prefer the older Vios in terms of looks.

Ma`am doesnt like the current vios' style, so it well, might be scrapped out of the list.

my choice: Honda City 1.3 S :2thumbsup: