car bank financing or in house car financing (innova E 2.8 Diesel)

[MR_BIG18]

i think toyota gives the lowest in house financing rate....if there is a bank promo that includes free chattel and 1st year insurance...ill go with the bank

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[ZkiZZoiD]

Oh really toyota has the lowest in-house financing rates? Thanks for the reply boss. Sana nga meron Free Compre Insurance for 1st year and Free Chattel Mortgage Fee ang mga banks

[keithdb]

Better go with bank. 52% interest for 5 years and 30% for 3 years even with all those free items is still more expensive than going with bank. Bank rates now for 5 years range from 25% to 27%.

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[rage15]

pansinin nyo ko please. hehe
mga sir first car namin ng partner ko mazda 3 skyactiv hb 2.0speed. nanonood lang ako sa youtube and nagbasa manual about sa car na to obviously hindi rin ako car enthusiast para bang sasakay at gagamitin lang.hehe pero sabi nila maganda daw car namin. para sakin sa 1.4m na price nya oo mganda cya. advice naman mga sir pano masusulit si mazda.

then,na approve po kami ulit para sa aming second car mitsubishi mirage glx hb. pero in-house financing, pag in house ba talaga sir hindi samin nakapangalan ang car hangga't hindi pa bayad? bakit si mazda hindi kami hiningan ng spa,bank nag approved samin dito. pero si mitsubishi hinihingan kami spa. newbie here

[ZkiZZoiD]

Thanks boss keithdb at sa mga nagreply. I'm decided na to go with the bank. Maybe with security bank sabi nila lowest rate daw sila. God bless.

[andy007ph]

Try Metrobank they have extendd auto loan...
Higher DP pero lower monthly amortization...
Got our navara via metrobank autoloan.
30%dp 60mo. To pay

[Tardis]

Thanks boss keithdb at sa mga nagreply. I'm decided na to go with the bank. Maybe with security bank sabi nila lowest rate daw sila. God bless.

Lowest rate I got is thru BPI * 24.2% for 5yrs, BDO matched the same rate. Try to get approval from 2 banks, then negotiate. Chattel and insurance not included though.

[ZkiZZoiD]

Lowest rate I got is thru BPI * 24.2% for 5yrs, BDO matched the same rate. Try to get approval from 2 banks, then negotiate. Chattel and insurance not included though.

Thanks sa input boss Tardis, I will be asking those two banks. Boss magkano pala ang chattel mortgage fee at insurance?

[ZkiZZoiD]

Thanks boss inquire din ako metrobank. Mukhang BPI,BDO at Metrobank nagbibigay lowest rates.

Try Metrobank they have extendd auto loan...
Higher DP pero lower monthly amortization...
Got our navara via metrobank autoloan.
30%dp 60mo. To pay

[babkalakal]

Thanks boss inquire din ako metrobank. Mukhang BPI,BDO at Metrobank nagbibigay lowest rates.

Try your bank po with which you have deposits. You can use that as leverage to haggle down your interest rates. Parang preferred clients ba.