car bank financing or in house car financing (innova E 2.8 Diesel)

[JpPaul1220]

inquire lang po ano po ang mas mababa ang interest sa in house car financing o sa bank financing,sabi kasi ng agent sa in house na lang daw.thank you po....

[Altis6453]

inquire lang po ano po ang mas mababa ang interest sa in house car financing o sa bank financing,sabi kasi ng agent sa in house na lang daw.thank you po....

In house financing is traditionally more expensive due to higher interest rates. It is resorted to by those who have no access to bank financing or those who could not be approved due to some issues (pending litigation, credit findings, etc.).

But, to be sure, why don't you get a quote (based on the term of the in-house loan) from your agent and compare it with that of a bank? Don't rely too much on what the agent says.

[dct]

In house financing is traditionally more expensive due to higher interest rates. It is resorted to by those who have no access to bank financing or those who could not be approved due to some issues (pending litigation, credit findings, etc.).

But, to be sure, why don't you get a quote (based on the term of the in-house loan) from your agent and compare it with that of a bank? Don't rely too much on what the agent says.

Agree. Do your research. Kahit mga info/specs ng sasakyan na bibilhin mo wag ka umasa sa sinasabi ng agent. Mas maraming di totoo ang sasabihin ng mga agent kaysa sa totoo

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[Stigg ma]

inquire lang po ano po ang mas mababa ang interest sa in house car financing o sa bank financing,sabi kasi ng agent sa in house na lang daw.thank you po....

convenience comes with a price, thats basic concept...

now tell me, which is more convenient between the two?

[ChoyJo]

inquire lang po ano po ang mas mababa ang interest sa in house car financing o sa bank financing,sabi kasi ng agent sa in house na lang daw.thank you po....

Syempre automatic yan kapag Agent In-House agad ang sasabihin sa'yo.. Mas malaki kita eh.. Sa exp naming bumibili ng sasakyan, laging mas mababa ang interes sa bank.. Tama ang sabi ng mga katsikot natin, huwag ka magpapaniwala agad sa Agent mo.. Do your research.. Dito nga lang sa tsikot(ito ang sobrang nakatulong sa akin way back 2008 nung first time ko bumili ng brand new ng sasakyan).. Super bait mga tao dito.. Hindi ka magsisisi..👍👍👍

[JJB]

My brother had a quotation done for a fortuber and In-house financing ng toyota for 5 yrs is around 45% while sa BDO is only 24%.
Almost double sa in-house. Update us sa quotation ng SA. Sabihin mo magpasa sya ng quotation


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[ArchiDeos]

Sa tingin ko may pros and cons from both parties. If sa bank financing, mas mababa nga ang interest but you have to do all the papers and transaction. In case na magclaim ka ng insurance mejo mas matagalan ang approval minsan at ikaw pa din mismo maglalakad. Sa In-house naman, you have the convinience, sila na bahala lahat as long as complete na mga requirements mo. And sa pagclaim ng insurance sila na rin bahala, just provide the proper documents. Yun nga lang mas mataas ang interest ng kunti. Well agree ako sa mag katsikot natin dito, huwag ka masyado nagpapaniwala sa SA. dahil minsan mas maya alam ka pa sa sasakyan na bibilhin kesa sa mga SA. Pareho tayo Brod ng situation sa ngayon coz balak ko rin maglabas ng unit this coming X'mas break. Kaya mga katsikot baka may mas magandang payo or suggestion pa tayo jan.. TIA po.

[ArchiDeos]

Eto po yung initial na qoute ng SA sa akin. Any comments po regarding the interest. Medyo namamahalan ako kaya I will try to check it with my Bank. Ford Everest Trend 2017 model po yan.

unit price-1,554,000
downpayment-350,000
monthly for 3yrs-43,108

Freebies
High quality tint(Huper Optik)
Floormat
ERA card
EWD
Extended warranty for 5yrs
Free labor 1st 10k km PMS
Customize Bumper Front and Rear
Rain Visor
Car cover water proof

[shibby75]

Im about to get a subaru levorg that is almost tha same price of a fortuner (1.518m)

Bank dp is 350k
And around 34k for 3 years installment
Bdo ang bank.

[xninjax]

Im about to get a subaru levorg that is almost tha same price of a fortuner (1.518m)

Bank dp is 350k
And around 34k for 3 years installment
Bdo ang bank.

Interesting.Parang wala ata cla kita sa quote n yan


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