Results 11 to 20 of 68
-
Tsikoteer
- Join Date
- Jun 2006
- Posts
- 1,139
-
November 18th, 2016 11:27 AM #12
-
Tsikot Member
- Join Date
- Nov 2016
- Posts
- 1
November 18th, 2016 11:38 AM #13ask lang po, kung sa in house ba mas madali na maapproved ka compare sa direct sa bank?
-
Tsikot Member
- Join Date
- Nov 2016
- Posts
- 4
November 18th, 2016 12:05 PM #14
-
Verified Tsikot Member
- Join Date
- Jan 2017
- Posts
- 14
January 28th, 2017 04:00 PM #15Share ko lang po.. Since planning to get a car also by Feb., but not Innova.. I tried quotations sa bank and in house financing.. Eto po mga analysis ko:
1. Mas mababa interest ng Bank. Though mas malaki ang DP (minimum 20%). Kung katulad ko na medyo hindi kaya ang buong 20% DP ng kukuning sasakyan, we have no choice but to go to in-house which will offer low DP.
2. Malaki nga lang ang discount ng Bank sa dealers, usually 20-40k discount.
3. Hindi kasama sa Bank loans ang paperworks (LTO registration, Chattel Mortgage, Comprehensive Insurance) while sa in house sempre kasama na nila yan All-in. Kaya tama un sabi, which is more convenient for you.
Sent from my iPhone using Tapatalk
-
Tsikot Member
- Join Date
- Oct 2016
- Posts
- 2
June 2nd, 2017 06:01 PM #16
-
June 2nd, 2017 06:12 PM #17
Based on experience, there was a time when a certain bank was giving me a Jazz at 15%DP... The offer was based on our history with them (branch manager gave me a call)
But the lower the DP, the higher the loaned amount which will mean a bigger interest later... So we decided to say no (we didn't need the extra car anyway)
If you can, better pay the highest DP you can afford...
-
Verified Tsikot Member
- Join Date
- Jun 2017
- Posts
- 70
July 9th, 2017 11:55 AM #18Mga boss ok na ba ang computation na ito?
INNOVA G DSL AT
UNIT COST :PHP 1,411,000.00
AMOUNT FINANCED :PHP 1,128,800.00
ALL-IN 20% DOWNPAYMENT
PHP 165,834.26 (PROMO)
MONTHLY INSTALLMENT
36MOS/3YEARS - 40,988
48MOS/4YEARS - 33,394
60MOS/5YEARS - 28,926
FREE ITEMS
1. COMPREHENSIVE INSURANCE (WITH ACTS OF GOD & 3 YEARS TPL)
2. 3 YEARS LTO REGISTRATION
3. CHATTEL MORTGAGE FEE
4. PROCESSING FEE
5. 3M TMT
6.1,500 FUEt
7. EARLY WARNING DEVICE
8. SIDEVISOR
9. PAINT PROTECTION
10.CAR COVER
11.RUST PROOFING
12.SEAT COVER
13.BACKING CAMERA
-
Verified Tsikot Member
- Join Date
- Dec 2008
- Posts
- 462
-
Verified Tsikot Member
- Join Date
- Jun 2017
- Posts
- 70
July 10th, 2017 09:14 AM #20Boss yan talaga unit price increase na naman daw kasi. Bale binawasan lang nila DP instead of 282,200. Yan promo nila ngayon.
Sent from my SM-G930F using Tapatalk[/QUOTE]
I don't know why people continue to try and take Kennon Road from Rosario. Its perpetually being...
2023 Toyota Wigo