car bank financing or in house car financing (innova E 2.8 Diesel)

[Syuryuken]

in house mas mabilis pero mas mataas interest. bank financing lower interest pero medyo mahirap maapprove. pero ngayon marami na agents nag aalok bank financing, sila na bahala wala ka na iintindihin. usually kasi may mga kakilala silang nagwowork sa bank. 2x na ako nakapag car loan, both bank financing. si agent na lahat nag asikaso.

Either inhouse or Bank PO si bank pa rin mag-aapprove. kung si ahente nag-aayos sigurado may cut pa ring ilang percent mas maganda pa ring ikaw ang maglakad.