1st LTO renewal after 3 yr registration

**chronicle** · January 11th, 2019 04:14 PM

Originally Posted by khun22

Mga fellow tsikoteers just wanted to ask how would I know kung kelan renewal ng car ko the unit was bough around 2016 and chineck ko yung date na nakalay sa or cr nakalagay is 02/03/2016 since 3 yrs ang registration po diba ng newly bought cars this 2019 ako need mag pa renew wala pa pong license plate yung sasakyan so I can't base po sa license plate. If ever po since 02/03/2016 yung nakalagay around that date din this year need po ba mag pa renew? Thanks in advance sa mag aanswer ng question

This might help.

Guidelines in motor vehicle renewal.

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**khun22** · January 11th, 2019 04:38 PM

Originally Posted by chronicle

This might help.

Guidelines in motor vehicle renewal.

Sent from my BLL-L22 using Tapatalk

Thanks Sir, based on the memorandum same month ng naka state dun sa or cr so bali 02/03/2019 ang renewal ko.

**iamfia.09** · January 21st, 2019 02:22 PM

Good day! Ask ko lang po can I still proceed for registration even though I have problems with my missed car loan? Does a bank gives a notification to LTO that causes an alarm regarding this matter? Can you please share your thoughts about this? Thank you!

**12vdc** · January 21st, 2019 02:37 PM

Originally Posted by iamfia.09

Good day! Ask ko lang po can I still proceed for registration even though I have problems with my missed car loan? Does a bank gives a notification to LTO that causes an alarm regarding this matter? Can you please share your thoughts about this? Thank you!

If you are planning not to pay the bank then don't use/register the car. The bank will just repo the car. LTO doesn't care for encumbrances except for transfer of ownership, registration, fines, hot-car alarms..

**iamfia.09** · January 21st, 2019 03:05 PM

Actually sir the car is for repo na po talaga but my brother kept on insisting me to register the car. So bothered po ako baka hindi po iallow ng LTO na marenew ang registration? We are still thinking on how we can settle the loan.

**ray_noel** · January 21st, 2019 04:21 PM

Originally Posted by iamfia.09

Actually sir the car is for repo na po talaga but my brother kept on insisting me to register the car. So bothered po ako baka hindi po iallow ng LTO na marenew ang registration? We are still thinking on how we can settle the loan.

Allowed yan for lto registration basta complete yung papers, or, cr, tpl and emission testing...

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**12vdc** · January 21st, 2019 05:30 PM

Originally Posted by iamfia.09

Actually sir the car is for repo na po talaga but my brother kept on insisting me to register the car. So bothered po ako baka hindi po iallow ng LTO na marenew ang registration? We are still thinking on how we can settle the loan.

You can renew registration of the car but why bother when it is for repo anyway? Once you default the payment consider your money gone, its written on the fine print. Once nasa repo yard yan, matagal din naman naka tambak yan doon na hindi mareregister, bidding takes months if not years.

**reiman13** · February 19th, 2019 09:08 AM

My car doesn't have a plate yet, registered june 2016 and will be due for registration this coming june 2019. Ok lang ba na photocopy lang ng OR/CR ang dalhin ko sa LTO for registration renewal? I know na release of chattel and encumbrance will take the bank some time pa to process. Plan ko sana i-renew na muna then yung release of chattel and removal of encumbrance is sa 2020 renewal na lang. Any advice?

**dr. d** · February 19th, 2019 09:11 AM

Originally Posted by reiman13

My car doesn't have a plate yet, registered june 2016 and will be due for registration this coming june 2019. Ok lang ba na photocopy lang ng OR/CR ang dalhin ko sa LTO for registration renewal? I know na release of chattel and encumbrance will take the bank some time pa to process. Plan ko sana i-renew na muna then yung release of chattel and removal of encumbrance is sa 2020 renewal na lang. Any advice?

ok lang kung xerox. they honor xerox..
but you will probably have to ask LTO to issue you your virtual plate, if it is still "not in the system".
when i did mine after the 4th year, my plates were already bolted onto the car, but the emissions test facility said that they couldn't do my test, as my car was still not in the system.
i went to LTO araneta QC, for it.

my complaint is, they had 3 years to do it. why didn't they do it?

**reiman13** · February 19th, 2019 09:16 AM

Originally Posted by dr. d

ok lang kung xerox. they honor xerox..
but you will probably have to ask LTO to issue you your virtual plate, if it is still "not in the system".
when i did mine after the 4th year, my plates were already bolted onto the car, but the emissions test facility said that they couldn't do my test, as my car was still not in the system.
i went to LTO araneta QC, for it.

my complaint is, they had 3 years to do it. why didn't they do it?

you mean doc, they won't proceed with the renewal without the virtual plate? blank lang kasi nasa cr. need to go to LTO main branch pa just to get the virtual plate?