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  1. Join Date
    Oct 2013
    Posts
    170
    #1
    Guys question lang.

    Car was aquired May 2014
    Ending plate is 3
    LTO windshield sticker is 2014-15-16
    TPL insurance is until May 2017
    Compre insurance renewed every May yearly. Expires May 2017

    1. Pag nag-renew ako next year, it will be on March di ba dahil 3 ang ending ko?
    2. Paano yung TPL ko? Pwede ba ako kumuha ng tpl that will start on may and end in march?
    3. Same question as #2 for my compre.

    Pashare naman sa mga kakarenew lang. Thanks.

  2. Join Date
    Nov 2013
    Posts
    2,077
    #2
    Quote Originally Posted by Monte View Post
    Guys question lang.

    Car was aquired May 2014
    Ending plate is 3
    LTO windshield sticker is 2014-15-16
    TPL insurance is until May 2017
    Compre insurance renewed every May yearly. Expires May 2017

    1. Pag nag-renew ako next year, it will be on March di ba dahil 3 ang ending ko?
    2. Paano yung TPL ko? Pwede ba ako kumuha ng tpl that will start on may and end in march?
    3. Same question as #2 for my compre.

    Pashare naman sa mga kakarenew lang. Thanks.
    1. Yes, renewal is on March 2017
    2. CTPL ang required sa registration. Afaik good for 12 months only. Purchase one tuwing registration month na
    3. Compre insurances are good for a year only

  3. Join Date
    Oct 2013
    Posts
    170
    #3
    Since hanggang May pa TPL and compre ko, mag-ooverlap kung kukuha na ako ng insurance sa March. Paano ginawa ng mga naka-experience na nito?

    Quote Originally Posted by Yuki13 View Post
    1. Yes, renewal is on March 2017
    2. CTPL ang required sa registration. Afaik good for 12 months only. Purchase one tuwing registration month na
    3. Compre insurances are good for a year only

  4. Join Date
    Mar 2008
    Posts
    54,627
    #4
    Quote Originally Posted by Monte View Post
    Since hanggang May pa TPL and compre ko, mag-ooverlap kung kukuha na ako ng insurance sa March. Paano ginawa ng mga naka-experience na nito?
    the short answer? just show your previous insurance papers to them. they will know what to do.
    but you should ask if they can synchronize them papers, with your registration period, po.

  5. Join Date
    Oct 2015
    Posts
    180
    #5
    Hello, mukang eto yun right room para sa tanong ko.

    So nag renew ako ng registration after 3 years. Pinadala ko lang sa tao yung papel. Then nung dumating saken yung renewed papers, OR lang po meron and yung sticker?

    Ang sabe saken, di daw pinapalitan yung CR as it stands as the main title of the vehicle. Tinatago lang daw yun. So ang nasakin lang yung CR and 2018 sticker.

    Is this accurate? It that really how it is?

    P.S. ecumbered pa yung unit, if this will help.

  6. Join Date
    Feb 2008
    Posts
    12,683
    #6
    Quote Originally Posted by Salanguit View Post
    Hello, mukang eto yun right room para sa tanong ko.

    So nag renew ako ng registration after 3 years. Pinadala ko lang sa tao yung papel. Then nung dumating saken yung renewed papers, OR lang po meron and yung sticker?

    Ang sabe saken, di daw pinapalitan yung CR as it stands as the main title of the vehicle. Tinatago lang daw yun. So ang nasakin lang yung CR and 2018 sticker.

    Is this accurate? It that really how it is?

    P.S. ecumbered pa yung unit, if this will help.
    Yes, the CR with the"encumbered" notation does not get renewed. You can have it replaced with a "clean" copy once you have fully paid the amortization and you have secured a clearance from the bank.

    Sent from my SM-N950F using Tapatalk

  7. Join Date
    Oct 2015
    Posts
    180
    #7
    Quote Originally Posted by dreamur View Post
    Yes, the CR with the"encumbered" notation does not get renewed. You can have it replaced with a "clean" copy once you have fully paid the amortization and you have secured a clearance from the bank.

    Sent from my SM-N950F using Tapatalk
    Thank you for the answer Sir.

    Makakahinga nako ng maluwag. Ganun pala talaga.

    Salamat

  8. Join Date
    Nov 2011
    Posts
    1,111
    #8
    Yung sakin naman, my copy has no "encumbered" indicated.

    And the plate# is blank. What gives? Got mine earlier this year.

  9. Join Date
    Mar 2008
    Posts
    54,627
    #9
    Quote Originally Posted by TheUninvited View Post
    Yung sakin naman, my copy has no "encumbered" indicated.

    And the plate# is blank. What gives? Got mine earlier this year.
    the CR? maybe it's stamped at the back.
    or maybe, it's not encumbered at all.

    yespo.
    no plate # appears to have been the norm with LTO, this past decade or so.

  10. Join Date
    Dec 2014
    Posts
    1,254
    #10
    *Salanguit

    OR lang talaga yan. Di pinapalitan ang CR

  11. Join Date
    Nov 2011
    Posts
    1,111
    #11
    Quote Originally Posted by dr. d View Post
    the CR? maybe it's stamped at the back.
    or maybe, it's not encumbered at all.

    yespo.
    no plate # appears to have been the norm with LTO, this past decade or so.
    Yeah, the CR. It's loaned sa BPI and I only have the soft copy.

  12. Join Date
    Feb 2008
    Posts
    12,683
    #12
    Quote Originally Posted by TheUninvited View Post
    Yeah, the CR. It's loaned sa BPI and I only have the soft copy.
    It must be a photocopy only. The original will stay with bank and stamped encumbered.

    Sent from my SM-N950F using Tapatalk

  13. Join Date
    Nov 2011
    Posts
    1,111
    #13
    Quote Originally Posted by dreamur View Post
    It must be a photocopy only. The original will stay with bank and stamped encumbered.

    Sent from my SM-N950F using Tapatalk
    ahhh.. cool thanks.

    if it's a photocopy then dapat kasama yung encumbered na stamped diba?

    well I rest my case anyway.

  14. Join Date
    Feb 2008
    Posts
    12,683
    #14
    No need. What is important is the original clean CR once you have settled the loan.

    Sent from my SM-N950F using Tapatalk

  15. Join Date
    Jun 2015
    Posts
    2,751
    #15
    Quote Originally Posted by Monte View Post
    Since hanggang May pa TPL and compre ko, mag-ooverlap kung kukuha na ako ng insurance sa March. Paano ginawa ng mga naka-experience na nito?
    Ganyan din akala ko dati. Got my unit last December 2014. 3-year ctpl should've expired last December 2017 according sa receipt na hawak ko.

    Since June this year and sched ng renewal ko, akala ko expired na ang ctpl ko mula pa nung December 2017. Pero nung bumili ako ng tpl sa Cebuana Lhuillier, kita sa database ng LTO na until July 1, 2018 pa ang talagang effectivity ng 1st ctpl ko.

    Apparently, alam ng LTO kung kelan ang renewal ng ctpl. Dahil June ang sched ng renewal ko, July 1 ang expiration. Therefore, there's no need to worry about renewal date ng ctpl kasi talagang naka-synch na siya sa renewal ng rehistro. Basta i-renew mo lang nang i-renew tuwing rehistro.

  16. Join Date
    Sep 2012
    Posts
    2,809
    #16
    Gandang araw everyone.

    I just ran into a problem registering the 2015 Ertiga and I want to know if anyone came across the same issue as I have at the moment.

    I got the unit 2015 I was lucky back then to immediately get a plate number after one month of getting the unit.

    Since due for registration na this year, I went to a provincial office for convenience kasi malapit but unfortunately, I was informed that my plate number is not yet registered in the LTO database kasi lumalabas na "No record found" when they texted LTO VEHICLE Plate# to 2600.

    Dahil dito, I would have to go to East Avenue QC kasi dito initially registered yung unit.

    Hassle sa oras if you ask me. Yung CR walang nakalagay na plate number and it's been 3 years hindi pa updated database nila even though I got my plate just after a month nung ma release yung unit.

    I don't know what to do next for this situation and hahanap pa ako ng free time next week just to go to East Avenue to fix this mess [emoji41][emoji849][emoji857]

    Sent from my ASUS ZenFone 4 using Tapatalk

  17. Join Date
    Jun 2015
    Posts
    2,751
    #17
    ^
    Try calling lto and asking them if it's possible to have it done by phone only.

    Someone posted in another car forum that lto Muntinlupa assisted him through phone only. He also said that that branch assists people even if your vehicle isn't registered there. Who knows, you might get lucky.

    Anyways, you can send someone else to do it for you as long as they have a copy of your OR and CR. No need to show them the car or license plate either.

  18. Join Date
    Dec 2014
    Posts
    1,254
    #18
    Quote Originally Posted by jodski View Post
    Gandang araw everyone.

    I just ran into a problem registering the 2015 Ertiga and I want to know if anyone came across the same issue as I have at the moment.

    I got the unit 2015 I was lucky back then to immediately get a plate number after one month of getting the unit.

    Since due for registration na this year, I went to a provincial office for convenience kasi malapit but unfortunately, I was informed that my plate number is not yet registered in the LTO database kasi lumalabas na "No record found" when they texted LTO VEHICLE Plate# to 2600.

    Dahil dito, I would have to go to East Avenue QC kasi dito initially registered yung unit.

    Hassle sa oras if you ask me. Yung CR walang nakalagay na plate number and it's been 3 years hindi pa updated database nila even though I got my plate just after a month nung ma release yung unit.

    I don't know what to do next for this situation and hahanap pa ako ng free time next week just to go to East Avenue to fix this mess [emoji41][emoji849][emoji857]

    Sent from my ASUS ZenFone 4 using Tapatalk

    No need na pumunta kung saan ni register yung sasakyan.

    Same year tayo, registered mine first week of June. Di pa rin updated sa database, pina punta lang ako sa isang window (las pinas LTO) sila na mismo nag update. Not sure kung tinawag sa ibang branch or they can update it themselves.

    Maybe because it's provincial branch kaya wala silang capability.

    If you're from south wala problema yan sa LTO las pinas

  19. Join Date
    Sep 2006
    Posts
    2,746
    #19
    Gaano kalaki tax kunin ng mga ito sa mamamayan just to provide a really good, just good service?

    Sent from my SM-G935F using Tapatalk

  20. Join Date
    Oct 2012
    Posts
    4,851
    #20
    got mine sa cebu and renewed it sa bohol... they just need to update their system and just pay them the fee... just bring the prev. Or/cr... good luck!


    Sent from my iPhone using Tapatalk

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1st LTO renewal after 3 yr registration