Suzuki Ertiga - 7 seater MPV

**jenny86** · September 11th, 2015 12:48 PM

Originally Posted by Walter

Look for a reputable dealer in Manila (ask around here). Have it delivered to a friend or relative in Manila and have that person ship it to you thru Solid Shipping (since they put vehicles inside container vans). Suzuki Ertiga will cost about 30T to ship. Do not tell the dealer that you will ship the vehicle to Davao.

Do not be blinded by the huge discounts and freebies of some dealers. They will just add on these costs to your loan.

Interest rate for car loan should be around 5% per year. Maybank gives good rates. What you should do is go to the bank to inquire and not at the dealer. If you go to the dealer, once they pass you onto their affiliate bank, that bank will already add on the incentive (3-5%) of the dealer. But if you go directly to the bank, the bank will just give 0.5 to 1 % incentive to the dealer which is lower. So you need to ask another person to go to the bank since your name is already "marked" by the dealer. Or go to another bank. PS Bank also gives good rates.

There's an upcoming BPI Auto loan event this September. They give good offers during these events. Another option is if you have the cash, buy the vehicle first then apply for auto reimbursement loan. You save around 1% of interest per annum this way since the bank doesn't have to give commission to the dealer.

ty sir walter sa mga payo. sinubukan ko po gamiton yung autoloan calculator ng Maybank since eastwest and maybank yung affiliated ng suzuki davao, halos pareho lng ng quotation nung sa eastwest.

Maybank
Amount: 752,00
Downpayment : 118,000
Monthly amortization : 15,533
Auto Loan | Maybank Philippines

EastWest
Amount: 752,00
Downpayment : 118,000
Monthly amortization : 15,533

Ang mahal ng monthly, pag mag BPI naman kami wlang cash discount.
grrrrrr bakit ganun s knila? tinanong ko naman ibang mga dealers lahat naman meron
discount khit anong bank PO.

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Originally Posted by Walter

Look for a reputable dealer in Manila (ask around here). Have it delivered to a friend or relative in Manila and have that person ship it to you thru Solid Shipping (since they put vehicles inside container vans). Suzuki Ertiga will cost about 30T to ship. Do not tell the dealer that you will ship the vehicle to Davao.

Do not be blinded by the huge discounts and freebies of some dealers. They will just add on these costs to your loan.

Interest rate for car loan should be around 5% per year. Maybank gives good rates. What you should do is go to the bank to inquire and not at the dealer. If you go to the dealer, once they pass you onto their affiliate bank, that bank will already add on the incentive (3-5%) of the dealer. But if you go directly to the bank, the bank will just give 0.5 to 1 % incentive to the dealer which is lower. So you need to ask another person to go to the bank since your name is already "marked" by the dealer. Or go to another bank. PS Bank also gives good rates.

There's an upcoming BPI Auto loan event this September. They give good offers during these events. Another option is if you have the cash, buy the vehicle first then apply for auto reimbursement loan. You save around 1% of interest per annum this way since the bank doesn't have to give commission to the dealer.

ty sir walter sa mga payo. sinubukan ko po gamiton yung autoloan calculator ng Maybank since eastwest and maybank yung affiliated ng suzuki davao, halos pareho lng ng quotation nung sa eastwest.

Maybank
Amount: 752,00
Downpayment : 118,000
Monthly amortization : 15,533
http://www.maybank.com.ph/en/personal/loans/auto.page?

EastWest
Amount: 752,00
Downpayment : 118,000
Monthly amortization : 15,533

Ang mahal ng monthly, pag mag BPI naman kami wlang cash discount.
grrrrrr bakit ganun s knila? tinanong ko naman ibang mga dealers lahat naman meron
discount khit anong bank PO.

**SkyFlakes88** · September 11th, 2015 12:53 PM

Lipat na lang kayo ibang dealer dito sa manila po kung d kayo magkasundo nun SA dyan sa dealership na yan. Just my opinion po [emoji4]

**Tj_abs** · September 11th, 2015 01:32 PM

Originally Posted by mangjose81

TJ, try mo sa Suzuki East Ave and look for Rochelle. You may reach her at this # 09352713066

Thank you sir

**mangjose81** · September 11th, 2015 02:20 PM

My monthly amortization GL manual is only php 13800, ask rochelle of suzuki east ave (0935) 271 3066

**digimechanic** · September 11th, 2015 08:59 PM

Originally Posted by jenny86

ty sir walter sa mga payo. sinubukan ko po gamiton yung autoloan calculator ng Maybank since eastwest and maybank yung affiliated ng suzuki davao, halos pareho lng ng quotation nung sa eastwest.

Maybank
Amount: 752,00
Downpayment : 118,000
Monthly amortization : 15,533
Auto Loan | Maybank Philippines

EastWest
Amount: 752,00
Downpayment : 118,000
Monthly amortization : 15,533

Ang mahal ng monthly, pag mag BPI naman kami wlang cash discount.
grrrrrr bakit ganun s knila? tinanong ko naman ibang mga dealers lahat naman meron
discount khit anong bank PO.

- - - - - - - - - - - - - - - - - - - - - -

ty sir walter sa mga payo. sinubukan ko po gamiton yung autoloan calculator ng Maybank since eastwest and maybank yung affiliated ng suzuki davao, halos pareho lng ng quotation nung sa eastwest.

Maybank
Amount: 752,00
Downpayment : 118,000
Monthly amortization : 15,533
Auto Loan | Maybank Philippines

EastWest
Amount: 752,00
Downpayment : 118,000
Monthly amortization : 15,533

Ang mahal ng monthly, pag mag BPI naman kami wlang cash discount.
grrrrrr bakit ganun s knila? tinanong ko naman ibang mga dealers lahat naman meron
discount khit anong bank PO.

I do suggest to get the unit sa Manila then iro-ro nyo papunta dyan. I got mine from BPI, nag down ng 150k plus yun chattel mortgage fee. Monthly ko is 13,100 for the GLX. I highly recommend Rochelle of Suzuki East Ave. Her contact no is posted by Mang Jose.

**Yehan_Yohan** · September 11th, 2015 09:43 PM

Originally Posted by mangjose81

TJ, try mo sa Suzuki East Ave and look for Rochelle. You may reach her at this # 09352713066

Bro. what happened to Mr. T hahahahaahha

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Originally Posted by mangjose81

TJ, try mo sa Suzuki East Ave and look for Rochelle. You may reach her at this # 09352713066

Bro. what happened to Mr. T hahahahaahha

**kisshmet** · September 11th, 2015 10:19 PM

Originally Posted by jenny86

ty sir walter sa mga payo. sinubukan ko po gamiton yung autoloan calculator ng Maybank since eastwest and maybank yung affiliated ng suzuki davao, halos pareho lng ng quotation nung sa eastwest.

Maybank
Amount: 752,00
Downpayment : 118,000
Monthly amortization : 15,533
Auto Loan | Maybank Philippines

EastWest
Amount: 752,00
Downpayment : 118,000
Monthly amortization : 15,533

Ang mahal ng monthly, pag mag BPI naman kami wlang cash discount.
grrrrrr bakit ganun s knila? tinanong ko naman ibang mga dealers lahat naman meron
discount khit anong bank PO.

- - - - - - - - - - - - - - - - - - - - - -

ty sir walter sa mga payo. sinubukan ko po gamiton yung autoloan calculator ng Maybank since eastwest and maybank yung affiliated ng suzuki davao, halos pareho lng ng quotation nung sa eastwest.

Maybank
Amount: 752,00
Downpayment : 118,000
Monthly amortization : 15,533
Auto Loan | Maybank Philippines

EastWest
Amount: 752,00
Downpayment : 118,000
Monthly amortization : 15,533

Ang mahal ng monthly, pag mag BPI naman kami wlang cash discount.
grrrrrr bakit ganun s knila? tinanong ko naman ibang mga dealers lahat naman meron
discount khit anong bank PO.

The cash discount is an illusion to lure you to course your payment with those banks so they eventually earn more from a higher monthly

Ditch the higher monthly go for the lower payment even without any cash discount offer because youll save more during the duration of the loan

**jenny86** · September 11th, 2015 10:44 PM

Originally Posted by digimechanic

I do suggest to get the unit sa Manila then iro-ro nyo papunta dyan. I got mine from BPI, nag down ng 150k plus yun chattel mortgage fee. Monthly ko is 13,100 for the GLX. I highly recommend Rochelle of Suzuki East Ave. Her contact no is posted by Mang Jose.

ang mura na po sa inyo sir, less than 150k lng for 5yrs. TOTL pa yung ertiga nyo.
Napaka hassle po kc if sa malayo kukuha. Nagtext po yung SA sa davao, iginiit ko
talaga na lahat ng dealer meron cash discount sa kanila lng wala.

binigyan nya po ako 20k cash discount

752,000
20%dp 150,400 - 20k discount
total DP = 130,400
freebies = tint, seat cover, matting and EWD

okay na ba to mga sir?
yung chattel is sa bpi na babayaran dko pa alam magkano,
tpos free naman daw yung insurance sa bpi

**julio romantiko** · September 12th, 2015 12:55 AM

Hi! Sa davao ako kumuha ng unit ko 11,081 lang monthly ko for gl mt thru bpi. Hanapin mo lang si sir Kin ng suzuki davao. Sya na bahala sayo.

**jenny86** · September 12th, 2015 07:46 AM

Originally Posted by julio romantiko

Hi! Sa davao ako kumuha ng unit ko 11,081 lang monthly ko for gl mt thru bpi. Hanapin mo lang si sir Kin ng suzuki davao. Sya na bahala sayo.

Sir julio, ikaw ba yung Don Julio sa ECP? ang mura sir, ganyan sana gusto ko kaso ayaw ibigay nung girl na SA eh. sayang d ko mkontak yung number ni Kin na binigay saken una. kano DP mo sir 20%?

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Originally Posted by julio romantiko

Hi! Sa davao ako kumuha ng unit ko 11,081 lang monthly ko for gl mt thru bpi. Hanapin mo lang si sir Kin ng suzuki davao. Sya na bahala sayo.

Sir julio, ikaw ba yung Don Julio sa ECP? ang mura sir, ganyan sana gusto ko kaso ayaw ibigay nung girl na SA eh. sayang d ko mkontak yung number ni Kin na binigay saken una. kano DP mo sir 20%?