Hi butchoi_oOo,

Thanks very the recommendation. Much appreciated.

Downpayment was 28% for the sake of availing the free insurance. Chattel Mortgage was around 12k, monthly amortization is 15k.

If I opted for 20% downpayment, chattel mortgage would have been 14k, monthly amortization of 17k.

Regarda,
Kutchikutch