2014 Suzuki swift 1.2

**ninjababez** · March 27th, 2015 09:45 AM

Originally Posted by Jepster

Ah, ok. Been switching between XCS and Total ProTec for the past few months eh. Been getting better responsiveness with Total, but I want to maintain 10 pts per month sa Petron card for the free towing and roadside assistance, hehehe.

try ko sana yung Blaze, lalo na medyo bumaba na naman price.

Hehe, cutting it close eh? Kabado talaga ako pagdating sa ubusan ng gas. pag kulang na sa 1/4, naghahanap na ako ng gas station...

nah nakalimutan ko lang yan and one time lang nangyari

sobrang OC ko dapat bago mag 1/2 na derecho nako ng gas station hehehe
btw ilan liters per point sa petron gas.

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Originally Posted by Jepster

Ah, ok. Been switching between XCS and Total ProTec for the past few months eh. Been getting better responsiveness with Total, but I want to maintain 10 pts per month sa Petron card for the free towing and roadside assistance, hehehe.

try ko sana yung Blaze, lalo na medyo bumaba na naman price.

Hehe, cutting it close eh? Kabado talaga ako pagdating sa ubusan ng gas. pag kulang na sa 1/4, naghahanap na ako ng gas station...

nah nakalimutan ko lang yan and one time lang nangyari

sobrang OC ko dapat bago mag 1/2 na derecho nako ng gas station hehehe
btw ilan liters per point sa petron gas.

**Jepster** · March 27th, 2015 11:09 AM

OT...

Originally Posted by ninjababez

nah nakalimutan ko lang yan and one time lang nangyari

sobrang OC ko dapat bago mag 1/2 na derecho nako ng gas station hehehe
btw ilan liters per point sa petron gas.

1 point per P250, tapos you get the free roadside assistance if, on your previous month, naka 10 points ka, so P2.5k worth of fuel per month.

**kai s.** · March 27th, 2015 03:58 PM

^ Sakin malakas yung hatak ng XCS vs 91 octane/regular unleaded. Pero XCS (and yung equivalent 95 octane sa Shell) vs 97 RON, parang konti na yung difference.

Never tried Blaze, though. Parang di naman na kelangan ng engine natin ang 100 RON.

**ninjababez** · March 28th, 2015 01:58 PM

Originally Posted by Jepster

OT...

1 point per P250, tapos you get the free roadside assistance if, on your previous month, naka 10 points ka, so P2.5k worth of fuel per month.

thanks bro! not a bad deal

dapat pala tinanggap ko na ito nung in-offer sakin sa petron marikina

Originally Posted by kai s.

^ Sakin malakas yung hatak ng XCS vs 91 octane/regular unleaded. Pero XCS (and yung equivalent 95 octane sa Shell) vs 97 RON, parang konti na yung difference.

Never tried Blaze, though. Parang di naman na kelangan ng engine natin ang 100 RON.

actually 91 RON should be enough. mahal lang kasi petron sa area namin kaya puro seaoil ako

will try petron naman after casa is done with my body repair. maigi na ito kaysa mag pa member ng AAP. itong petron card medyo "free" ang dating ng tow hehehe

**Jepster** · March 30th, 2015 05:57 AM

Originally Posted by ninjababez

thanks bro! not a bad deal

dapat pala tinanggap ko na ito nung in-offer sakin sa petron marikina

actually 91 RON should be enough. mahal lang kasi petron sa area namin kaya puro seaoil ako

will try petron naman after casa is done with my body repair. maigi na ito kaysa mag pa member ng AAP. itong petron card medyo "free" ang dating ng tow hehehe

Tanggapin mo na talaga. Kase P100 yung card, tapos pre-loaded with 100 points. Technically, you didn't pay for anything kase pwede mong gamitin agad yung 100 points pambayad ng gas.

**ninjababez** · March 30th, 2015 02:11 PM

sige kuha ako dito sa amin. ok yun branch dito kahit pricey dahil hands on ang may ari.

**pillow^-^** · April 3rd, 2015 01:50 PM

Hi!
I'm planning to get swift 1.2 AT this week but I'm thinking if I'd go for in house or bank. 20% DP thru bank 10k-ish for 60mos vs in house 88k 12890/mo. A big difference between the two. Would I still get the freebies in case I choose the bank and what other fees will I be paying if so?

Thanks in advance

* learned a lot in this forum. ^-^

**Jepster** · April 3rd, 2015 02:02 PM

Originally Posted by pillow^-^

Hi!
I'm planning to get swift 1.2 AT this week but I'm thinking if I'd go for in house or bank. 20% DP thru bank 10k-ish for 60mos vs in house 88k 12890/mo. A big difference between the two. Would I still get the freebies in case I choose the bank and what other fees will I be paying if so?

Thanks in advance

* learned a lot in this forum. ^-^

Bank vs In-House

High down payment, lower monthly VS Low down payment, higher monthly
Standard freebies VS additional freebies

Your choice.

Ako, I went with In House kase saktuhan lang pandown ko when I got mine. Tapos yung monthly naman, pasok sa budget, although higher by almost 2k per month nga. When I did the math, mas mahal in house in the long run, pero at least taon ko bubunuin yung difference, so ayos lang.

**pillow^-^** · April 3rd, 2015 06:00 PM

Thank you!
Paying 215k vs 140k interest overtime is a big chunk of money. So I'm really contemplating which one to go to. But if I would end up paying the amount of money that i'm gonna save by not getting the freebies chattel mortgage and the works then I guess I'd go for the in house. BTW, this will be my first car so I have to make the best decision. 😕

Anyone in the forum opted for bank ?
Please advise ^-^

**aargh** · April 3rd, 2015 06:25 PM

Originally Posted by pillow^-^

Thank you!
Paying 215k vs 140k interest overtime is a big chunk of money. So I'm really contemplating which one to go to. But if I would end up paying the amount of money that i'm gonna save by not getting the freebies chattel mortgage and the works then I guess I'd go for the in house. BTW, this will be my first car so I have to make the best decision. 😕

Anyone in the forum opted for bank ?
Please advise ^-^

If you have money for at least 20% dp, go with bank. If you can only afford 10% dp then you have no choice but to go in house. Yung mga in house financing na yan pinapasa din ng casa sa banks yan pero may cut na sila sa interest.