i create my own applications using MS Excel. halimbawa pag-monitor ng credit cards ko, properties ko, car maintenance specs and lahat ng binayaran ko, car refilling with auto-computation ng fc. dito ko nakita na average lang pala talaga ang dalawa tsikot since FEb 2009 input pa ha

my passwords, impt. numbers, my feasibility forecasts etc.

pag marunong ka mag-program ng excel di mo na kelangan mga apps baka ma-virus ka pa. excel can represent spreadsheet database plus computation na