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  1. Join Date
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    #361
    Quote Originally Posted by cast_no_shadow View Post
    That is what I am saying, yes the dude will pay in behalf of her

    Pero how will the sister get approved nga sa loan application. Unemployed and no other income.

    Eyes of the bank will be on you, credibility and capacity to pay lang naman tinitingnan ng bank if you passed that then approved yan.

    Congratulations!


    Sent from my iPhone using Tapatalk
    Akala ko kasi ang principal borrower required na may income din. So if I am a co borrower e technically parang ako din ang nag loan? Sabi kasi Kuya ko hindi naman daw hahabulin deposits or properties ko kung mag default.

  2. Join Date
    Jan 2015
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    #362
    Quote Originally Posted by _Cathy_ View Post
    What are the implications if I agree to be a "co-borrower"?
    the answer or question boils down as to the nature of the contract that you're going to sign as a "co-borrower."

    if you're a surety and the principal debtor WON'T pay for one reason or another, then the bank can go after you as the surety or the bank may go straight to you as a solidary debtor.

    but if you're a guarantor, then you have this right of excussion, meaning, the bank can go after you only if, after exhausting all the other assets of the principal debtor, the latter still has outstanding obligation.

    so, to be sure, you need to ask the bank if you're signing up as a guaranty or a surety.

  3. Join Date
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    #363
    What's the average acceptance fee of a lawyer? What are the other fees involved if the lawyer will take care of everything (deed of donation to heir)

    Also, do lawyers have a fixed charge per title? or does it depend on the value of the property? (zonal or market)

  4. Join Date
    May 2011
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    #364
    50-100k acceptance fee?

  5. Join Date
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    #365
    Quote Originally Posted by _Cathy_ View Post
    What's the average acceptance fee of a lawyer? What are the other fees involved if the lawyer will take care of everything (deed of donation to heir)

    Also, do lawyers have a fixed charge per title? or does it depend on the value of the property? (zonal or market)
    In some cases like annulment of marriage, Cancellation of encumbrace, fee will depend on the caliber of the lawyer... pero the usual attys. Fee for example annulment of marriage is between 100k to 150k.. provided purely annulment of marriage lang walang kasamang separation of propperty or custody....

    When it comes naman sa land cases or property... there are different kind of cases... depends on the cases and the lawyer like, ejectment cases,unlawful detainer... pag ganito 20-100k acceptance and 3-10k per appearance and 2-8k per pleading.

    But high caliber lawyers like Teodore Te, Serafin cuevas and the like... usually they handle cases of high profile clients like Justice corona, enrile, defensor santiago, estradas, mel tiangco.... acceptance fee alone, range i min.. 500k up to 5M and they are just doing it for fun... i can see from their faces how easy they handle criminal cases... they dont even study the case they will just read the information and thats it... its smooth sailing from there on... same with PAO and Fiscals na matagal na sa husgado..

    But most criminal cases here is pro bono.. because we have PAO lawyers and Fiscals that is already assigned in courts...

  6. Join Date
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    #366
    The lawyer will take care of the transfer to heir of several properties. I want to know what's the usual practice in cases like that "package deal" ba or per title (eg 50k per title) or percentage of value of property transferred?

    Sent from my GT-N7100 using Tapatalk

  7. Join Date
    Apr 2014
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    #367
    Acceptance fees vary greatly. Its usually case to case basis because it depends on so many factors. In some cases we waive it kasi nakakaconsensya singilin, other times it can reach the 500k mark.

    May instances din pag personal na kalaban ng abogado yung abogado ng kabila, nagiging pro bono ang case. Hehehe

    Sent from my MI 5 using Tapatalk

  8. Join Date
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    #368
    Quote Originally Posted by fireice2 View Post
    Acceptance fees vary greatly. Its usually case to case basis because it depends on so many factors. In some cases we waive it kasi nakakaconsensya singilin, other times it can reach the 500k mark.



    Sent from my MI 5 using Tapatalk
    Wow you're a lawyer pala 500k just for acceptance fee?!? Another wow! I wanna have an idea of the average kasi.

    Our family lawyer is 89 na kasi and he does not agree to what my 90 yr old lola wants. We found a lawyer who was willing, inaanak sa kasal ng Uncle ko. He said he will give presyong inaanak daw hehehe.

    Sent from my GT-N7100 using Tapatalk

  9. Join Date
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    #369
    Quote Originally Posted by _Cathy_ View Post
    Wow you're a lawyer pala 500k just for acceptance fee?!? Another wow! I wanna have an idea of the average kasi.

    Our family lawyer is 89 na kasi and he does not agree to what my 90 yr old lola wants. We found a lawyer who was willing, inaanak sa kasal ng Uncle ko. He said he will give presyong inaanak daw hehehe.

    Sent from my GT-N7100 using Tapatalk
    Yep. 😀 Typically around 40k-150k per case. Range is really wide and I'm sure other lawyers here will agree with me.

    For cases that are hundreds of million worth, multi-million din acceptance. Hehehe [emoji38]

    Sent from my MI 5 using Tapatalk

  10. Join Date
    Jun 2011
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    #370
    Quote Originally Posted by _Cathy_ View Post
    The lawyer will take care of the transfer to heir of several properties. I want to know what's the usual practice in cases like that "package deal" ba or per title (eg 50k per title) or percentage of value of property transferred?

    Sent from my GT-N7100 using Tapatalk
    Intestate Estate Case yan... several factors to consider one is how greedy is your lawyer.... 2nd how rich is the client, 3rd kung may oppositor ba or claimant? pero you can get a lawyer that can do the job for more or less 100k... plus per appearance and pleadings... if you want i can refer you to a practicing lawyer friend ko... chicken sakanya ganyan cases...

    When choosing a lawyer... preferably yung nakapag handle na ng same nature of case... kung hindi malamang ma dismiss lang yan...

  11. Join Date
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    #371
    Quote Originally Posted by fireice2 View Post
    Acceptance fees vary greatly. Its usually case to case basis because it depends on so many factors. In some cases we waive it kasi nakakaconsensya singilin, other times it can reach the 500k mark.

    May instances din pag personal na kalaban ng abogado yung abogado ng kabila, nagiging pro bono ang case. Hehehe

    Sent from my MI 5 using Tapatalk
    Ito pala cathy may lawyer ka na...

    Pwede daw pro bono.... consencyahin mo nalang...

    Panero... . saan court ka usual nag pra practice? And ano case usually mo handle...?

    Q.C. ako dati.... ngayon Agente na ng Generator...

  12. Join Date
    Apr 2014
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    473
    #372
    Davao City ako based. Hehehe land related cases pati matters of the heart. Hehehe yung kasama ko power and water utilities.

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  13. Join Date
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    #373
    Quote Originally Posted by glenn manikis View Post
    Ito pala cathy may lawyer ka na...

    Pwede daw pro bono.... consencyahin mo nalang... .
    hahaha

    Quote Originally Posted by fireice2 View Post
    Davao City ako based. Hehehe land related cases pati matters of the heart. Hehehe yung kasama ko power and water utilities.

    Sent from my MI 5 using Tapatalk
    Natawa ako sa matters of the heart :P My kuya got married in 2001 or 2002 pero nag pa annul less than 5 yrs married pa lang ata. He got married again in 2013, maga annul na naman

    Kaya Lola ko walang gusto sa mga in laws niya, siya daw magbabayad ng annulment ng isang cousin ko :P I definitely need to marry someone she approves of.

    Quote Originally Posted by glenn manikis View Post
    Intestate Estate Case yan... several factors to consider one is how greedy is your lawyer.... 2nd how rich is the client, 3rd kung may oppositor ba or claimant? pero you can get a lawyer that can do the job for more or less 100k... plus per appearance and pleadings... if you want i can refer you to a practicing lawyer friend ko... chicken sakanya ganyan cases...

    When choosing a lawyer... preferably yung nakapag handle na ng same nature of case... kung hindi malamang ma dismiss lang yan...
    Sinisingil niya kami P85k for one property named under my Dad and Mom (because this property will be transferred solely to me)

    There are other properties coming from my Lola, so my Lola will shoulder part of the fees and taxes. The biggest property, from my lola, the zonal value is only 6% of the zonal value nung sa sinisingil niya na 85k (malabo ata explanation ko?)

    For example/hypothetically : If he is asking 85k for a property with zonal value worth 2.7M
    How much will he ask for property with zonal value worth 45M

    Ang problema ko magkano na sisingilin niya sa more expensive properties??!?! Hindi ba dapat fixed yan per title???

    May mga apo ang Lola ko na ayaw niya mabigyan ng share, ang problema, she transferred some properties to her children, so yun ang problema namin na maghahabol.

    Please please please give me advise because we will be having our family meeting soon. Isa pang issue namin. May Kuya akong mabait who insist that ALL grandchildren be given inheritance (actually that is also what crush told me) BUT my Lola and I disagree.

    Here the the client expenses he told us (Ang problema, hindi kami liquid. We have to sell other properties to pay for taxes of bigger properties)

    Taxes
    Fees (ano yan?)
    Other Payments (ano yan?)
    Publication

    BTW my Lola is 90. She used to take care of EVERYTHING and would work independently. But now she mellowed a lot and she asks for the advise of all of us. But she listens to me
    Last edited by _Cathy_; June 3rd, 2017 at 10:54 PM.

  14. Join Date
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    #374
    Since nasa NCR kayo mas mataas talaga rate. Hehehe

    May transfer taxes kayo na babayaran pati mga fees sa ROD.

    Ang may-ari ng property ang may say kung kanino mapupunta ang mana. Best talaga na simulan transfer ang properties while your Lola is alive. Magpapatayan heirs nyan if intestate succession.

    May oras pa to do most of the transfers extrajudicially, cheaper as well.

    Ang di lang pwede disinherit yung compulsory heirs.

    Friendly advice, start by having a full inventory of all the properties under your Lola's name and draw a family tree from your Lola going down the line.

    Sent from my MI 5 using Tapatalk

  15. Join Date
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    #375
    Quote Originally Posted by fireice2 View Post
    Since nasa NCR kayo mas mataas talaga rate. Hehehe

    May transfer taxes kayo na babayaran pati mga fees sa ROD.

    Ang may-ari ng property ang may say kung kanino mapupunta ang mana. Best talaga na simulan transfer ang properties while your Lola is alive. Magpapatayan heirs nyan if intestate succession.

    Ang di lang pwede disinherit yung compulsory heirs.

    Sent from my MI 5 using Tapatalk
    Reasonable ba yung 85k for just one property?

    Ang problema kasi ni transfer na ng lola ko sa mga anak niya yung ibang properties. Yung ibang properties nasa apo na. Ang issue yung mga nasa anak na estate ng ngayon pero ayaw bigyan ng lola ko yung apo (Kahit yung properties na wala na sa pangalan ng lola ko, it's still her decision that everyone will follow)

    Compulsory heir anak at asawa?
    Last edited by _Cathy_; June 3rd, 2017 at 11:51 PM.

  16. Join Date
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    #376
    Quote Originally Posted by _Cathy_ View Post
    Reasonable ba yung 85k for just one property?

    Ang problema kasi ni transfer na ng lola ko sa mga anak niya yung ibang properties. Yung ibang properties nasa apo na. Ang issue yung mga nasa anak na estate ng ngayon pero ayaw bigyan ng lola ko yung apo (Kahit yung properties na wala na sa pangalan ng lola ko, it's still her decision that everyone will follow)

    Compulsory heir anak at asawa?
    Kung na transfer na title sa anak at apo wala na say lola mo dun.

    Art. 887. The following are compulsory heirs:

    (1) Legitimate children and descendants, with respect to their legitimate parents and ascendants;

    (2) In default of the foregoing, legitimate parents and ascendants, with respect to their legitimate children and descendants;

    (3) The widow or widower;

    (4) Acknowledged natural children, and natural children by legal fiction;

    (5) Other illegitimate children referred to in Article 287.



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  17. Join Date
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    #377
    Quote Originally Posted by fireice2 View Post
    Kung na transfer na title sa anak at apo wala na say lola mo dun

    Sent from my MI 5 using Tapatalk
    technically wala na :P Pero siya pa rin ang masusunod sa family namin since sa kanya at sa Lolo ko naman talaga yun in the first place.

    Di naman daw akalain ng Lola ko na she will outlive some of her children and grandchildren Kaya ngayon issue namin pano maibenta ng hindi mabibigyan ng share yung mga ayaw namin bigyan.

  18. Join Date
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    #378
    Quote Originally Posted by _Cathy_ View Post
    technically wala na [emoji14] Pero siya pa rin ang masusunod sa family namin since sa kanya at sa Lolo ko naman talaga yun in the first place.

    Di naman daw akalain ng Lola ko na she will outlive some of her children and grandchildren Kaya ngayon issue namin pano maibenta ng hindi mabibigyan ng share yung mga ayaw namin bigyan.
    Now that's were the problem lies. The new registered owners can play the waiting game.

    It's in their name and it cannot be sold or transferred without their cooperation.

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  19. Join Date
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    #379
    Quote Originally Posted by fireice2 View Post

    Friendly advice, start by having a full inventory of all the properties under your Lola's name and draw a family tree from your Lola going down the line.

    Sent from my MI 5 using Tapatalk
    I am only aware of the properties that are not under her name anymore which she intends to sell. She has not disclosed the properties that are under her name or my lolo's. Estate na rin yun diba? Since my Lolo passed away already? They shouldn't make estate taxes so high. Namatayan na nga, pahihirapan pa

  20. Join Date
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    #380
    Quote Originally Posted by fireice2 View Post
    Now that's were the problem lies. The new registered owners can play the waiting game.

    It's in their name and it cannot be sold or transferred without their cooperation.

    Sent from my MI 5 using Tapatalk
    hay I think we are going to take the risk and pretend that we are not aware of the heirs (wife and children) of those in the title who passed away na.

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