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  1. Join Date
    Jan 2015
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    #341
    Quote Originally Posted by grey06 View Post
    Gusto ko sana ibalik na lang un unit and get another unit from another dealer. Malabo na ba? Salamat po ulit

    Sent from my SM-J500G using Tsikot Forums mobile app
    unless you made it as a condition and you made it known at the outset to the dealer that you would not buy the car you bought from them had it not for that special plate you pined for, i don't think you can rescind the contract of sale you entered into with them.

  2. Join Date
    Jan 2015
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    #342
    After 56 years as lawyer, Cebuano no longer wants to be called ‘attorney’
    February 26, 2017 05:05am
    CEBU CITY---Lawyer Dionisio Cañete's statement of protest against widespread corruption in the judiciary and the prosecution service had to have an impact on where it mattered---himself.

    Cañete had petitioned the Supreme Court to be stripped of the title "attorney" that he said had brought shame because of widespread corruption perpetrated by his brothers in the legal profession.

    Cañete, in his petition to the high court, said he could no longer tolerate "unspeakable injustices" that had been committed in courts and the prosecution service because of corruption.

    On Jan. 31, the high court, in a notice issued by the clerk of court, granted his petition and stripped Cañete of the title attorney which he had had for 56 years.

    Cañete, 78, expressed elation upon receiving a copy of the high court notice on Wednesday.

    Form of protest

    He said he hoped his departure from the legal profession as a form of protest could lead to reforms that would reduce, if not remove, corruption in the judiciary and prosecution service.

    "I have no regrets," he said. He said he is, in fact, happy. "I will not be in the same association with corrupt prosecutors and judges."

    He said lawyers were aware of corruption in the legal system but chose to remain silent.

    Cañete cited the case of a lawyer, who he did not identify, who lost a case because the opposing party had all the money to "buy" the prosecutor or the judge.

    He petitioned to be removed as an attorney because of his "utter disappointment" at corruption being perpetrated by "my brothers in the legal profession who are members of the prosecution and judiciary."

    Cañete passed the bar exams in 1960 and became a member of the Integrated Bar of the Philippines (IBP) the next year.

    In 1981, he was elected vice president of the IBP Cebu Province Chapter. The following year, he became its president.

    Extremely disappointed

    He is currently the chair-emeritus of the World Eskrima Kali Arnis Federation.

    Cañete said he was extremely disappointed when nine of the 10 cases he filed at the prosecutor's office from 2014 to 2016 were "maliciously dismissed" despite strong evidence.

    Three of the nine dismissed cases were overturned by the regional state prosecutor. When he returned to the prosecutor's office, Cañete said the records of the cases could no longer be found.

    Corruption of prosecutors and judges, he said, convinced him that the criminal justice system in the Philippines is "like a spider's web, wherein only the mosquitoes and flies are caught but the wealthy and government officials" are not.

    "With all those cruel and brutal injustices heaped on me, I feel that being a lawyer does not anymore deserve respect and courtesy," he said.

    "There is no more logical and cogent reason for me to remain as a lawyer," he added.

  3. Join Date
    Sep 2015
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    #343
    Corporal mart,

    Pag frustrated murder ilan year hihimas ng rehas?

    Nabasa mo na yung pamangkin nung allegedly cebu drug lord na namaril?

  4. Join Date
    Jul 2007
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    57,760
    #344
    What are the implications if I agree to be a "co-borrower"?

    My kuya called me today and is requesting me to be a co-borrower for a property he bought in Tagaytay. The property is under the name of her sister (BTW my kuya is my first cousin who is like a real brother to me). He can't put it under his name because he does not want his ex-wife (still technically married) to go after the property. We are only 2 persons employed in our family but he is closer to me and I think because I have a higher salary than my other cousin.

    My problem is I might leave for Europe or US anytime for work. Also, my Kuya's family still has a case in the SC and I think the other family could run after their properties pa.

    I'm worried that it might affect our properties or what happens if they default in payment? It might affect my credit history ba?

    Help please. I want to be a good "sister" to her but I really cannot afford to have any issues in my finances right now.

  5. Join Date
    Nov 2009
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    #345
    Quote Originally Posted by _Cathy_ View Post
    What are the implications if I agree to be a "co-borrower"?

    My kuya called me today and is requesting me to be a co-borrower for a property he bought in Tagaytay. The property is under the name of her sister (BTW my kuya is my first cousin who is like a real brother to me). He can't put it under his name because he does not want his ex-wife (still technically married) to go after the property. We are only 2 persons employed in our family but he is closer to me and I think because I have a higher salary than my other cousin.

    My problem is I might leave for Europe or US anytime for work. Also, my Kuya's family still has a case in the SC and I think the other family could run after their properties pa.

    I'm worried that it might affect our properties or what happens if they default in payment? It might affect my credit history ba?

    Help please. I want to be a good "sister" to her but I really cannot afford to have any issues in my finances right now.
    How come he is asking you to be his co-borrower pero ayaw niya ipangalan property sa kanya?

    If you will be the co-borrower, siya dapat ang principal borrower.

    If it will be under your name like you said, no shade of anything will reflect na kasama siya sa loan.

    Pero if he still is the principal borrower I assume it will be financed by a bank loan.

    Bank will require your cousin to provide a CENOMAR proof na he is single

    since iwas pusoy din ang bank in case he will be declaring himself as a single dude then here comes the wife coming for the property.


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  6. Join Date
    Jul 2007
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    #346
    Quote Originally Posted by cast_no_shadow View Post
    How come he is asking you to be his co-borrower pero ayaw niya ipangalan property sa kanya?

    If you will be the co-borrower, siya dapat ang principal borrower.

    If it will be under your name like you said, no shade of anything will reflect na kasama siya sa loan.

    Pero if he still is the principal borrower I assume it will be financed by a bank loan.

    Bank will require your cousin to provide a CENOMAR proof na he is single

    since iwas pusoy din ang bank in case he will be declaring himself as a single dude then here comes the wife coming for the property.


    Sent from my iPhone using Tapatalk
    Ayaw niya ipangalan na kanya kasi baka habulin ng ex wife. It is under her sister's name. I would assume her sister in the principal borrower? Ang nagtataka ako e wala naman work yung sister niya so paano ma approve for loan yun? At ano ang purpose ko as co borrower?

  7. Join Date
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    #347
    I don't even know what the heck a co borrower is

  8. Join Date
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    #348
    Quote Originally Posted by _Cathy_ View Post
    Ayaw niya ipangalan na kanya kasi baka habulin ng ex wife. It is under her sister's name. I would assume her sister in the principal borrower? Ang nagtataka ako e wala naman work yung sister niya so paano ma approve for loan yun? At ano ang purpose ko as co borrower?
    I thought your cousin (guy) will buy the property ng sister niya? Ano ba talaga?

    No work ang sister? Baka may other means of income naman? Business? Malaking deposit account?

    You as a co-borrower stands as a guarantor, kahati ka sa obligation. Pag nag default si principal, damay ka din.


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  9. Join Date
    Oct 2012
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    #349
    baket "her" ang gamit?

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  10. Join Date
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    #350
    Quote Originally Posted by cast_no_shadow View Post
    I thought your cousin (guy) will buy the property ng sister niya? Ano ba talaga?

    No work ang sister? Baka may other means of income naman? Business? Malaking deposit account?

    You as a co-borrower stands as a guarantor, kahati ka sa obligation. Pag nag default si principal, damay ka din.


    Sent from my iPhone using Tapatalk
    Malabo ba kwento? Ang sabi ko ang Kuya cousin ko bumili ng property pero pinangalan niya sa sister niya yung property kasi ayaw niyang mahabol ng ng ex wife niya. Ngayon, tinawagan niya ko kung pwede ba ako maging co borrower.

    Walang work sister ng cousin ko. I have no idea gaano kalaki savings nila. Hesitant din ako kasi they need my ITR and COE. They will know my income. Nobody else on earth knows my exact income. It's too personal for me to tell anyone.

    So if they default pwede ako habulin ng bank? Deposits and properties ko? What is the difference between guarantor and co borrower?

  11. Join Date
    Feb 2003
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    1,038
    #351
    To all Legal Practicioner....pls bear with my queries.

    I live in a private village and just like most of private village here in the province there is a Tricycle Service that ply around the village. The Tricycle terminal is originally situated near the entrance of the Village and safely parked in a vacant lot. Now here comes the change the owner of the Lot will now build a building for Commercial purpose and the tricycle terminal now was asked to find a new terminal. My house is near the entrance/ main road of the village and the TODA boys are now parked infront of our fence/lwalkway and were told that they were allowed to park there by our Home owners President. Question now is what is my Legal rights to ask the TODA boys to leave the space ( Infront of my house ) Who has the prerogative to use that sidewalk is it the owner of affected house or the TODA boys awarded by our Home owners Pres?...Does the Home owners Pres. can just mandate to just decide it alone?..Bdway he's a lawyer too...tsk..tsk. My opinion is a walkway/road is a shared resource for all the village residents but putting a Tricycle terminal in front of your residence is not also proper di ba? Can I sue our Home owners Pres? Eh kung sa harap kaya ng bahay nya ilagay yun terminal ano kaya mafeel nya..I paid a lot of premium for that village kaso wala din pala...Pls. advice what is my Legal course for this..

  12. Join Date
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    #352
    Quote Originally Posted by StockEngine View Post
    baket "her" ang gamit?

    Sent from my SM-G935F using Tsikot Forums mobile app
    sorry it's supposed to be "his". I have so many things on my mind now Dumagdag pa eto.

  13. Join Date
    Nov 2009
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    #353
    Quote Originally Posted by _Cathy_ View Post
    Malabo ba kwento? Ang sabi ko ang Kuya cousin ko bumili ng property pero pinangalan niya sa sister niya yung property kasi ayaw niyang mahabol ng ng ex wife niya. Ngayon, tinawagan niya ko kung pwede ba ako maging co borrower.

    Walang work sister ng cousin ko. I have no idea gaano kalaki savings nila. Hesitant din ako kasi they need my ITR and COE. They will know my income. Nobody else on earth knows my exact income. It's too personal for me to tell anyone.

    So if they default pwede ako habulin ng bank? Deposits and properties ko? What is the difference between guarantor and co borrower?

    Eto dito ako naguluhan, kaya akala ko sa sister niya yung property

    Quote Originally Posted by _Cathy_ View Post
    My kuya called me today and is requesting me to be a co-borrower for a property he bought in Tagaytay. The property is under the name of her sister
    On your question, ganun talaga since kasama ka sa loan they need your financial proof.

    if mag default yan sira credit ratings mo in case may future loan applications ka. Kaya ingat sa pagsama as co-borrower.

    My uncle has no idea na may kaso pala siya, nalaman lang niya nung kumuha siya NBI clearance. May officemate siya wayback 90s nag default sa loan, eh co-borrower siya ayun hassle diba.



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  14. Join Date
    Oct 2012
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    #354
    I thought your kuya left his wife for another man.

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  15. Join Date
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    #355
    Quote Originally Posted by StockEngine View Post
    I thought your kuya left his wife for another man.

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    No. We don't have the gay gene in our family This is his second annulment na nga e Kaya medyo magulo rin

  16. Join Date
    Nov 2009
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    12,364
    #356
    Quote Originally Posted by Jiggs View Post
    To all Legal Practicioner....pls bear with my queries.

    I live in a private village and just like most of private village here in the province there is a Tricycle Service that ply around the village. The Tricycle terminal is originally situated near the entrance of the Village and safely parked in a vacant lot. Now here comes the change the owner of the Lot will now build a building for Commercial purpose and the tricycle terminal now was asked to find a new terminal. My house is near the entrance/ main road of the village and the TODA boys are now parked infront of our fence/lwalkway and were told that they were allowed to park there by our Home owners President. Question now is what is my Legal rights to ask the TODA boys to leave the space ( Infront of my house ) Who has the prerogative to use that sidewalk is it the owner of affected house or the TODA boys awarded by our Home owners Pres?...Does the Home owners Pres. can just mandate to just decide it alone?..Bdway he's a lawyer too...tsk..tsk. My opinion is a walkway/road is a shared resource for all the village residents but putting a Tricycle terminal in front of your residence is not also proper di ba? Can I sue our Home owners Pres? Eh kung sa harap kaya ng bahay nya ilagay yun terminal ano kaya mafeel nya..I paid a lot of premium for that village kaso wala din pala...Pls. advice what is my Legal course for this..
    Before anything else nakausap mo na ba HOA niyo? Clear things up?


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  17. Join Date
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    #357
    Quote Originally Posted by cast_no_shadow View Post
    Eto dito ako naguluhan, kaya akala ko sa sister niya yung property



    On your question, ganun talaga since kasama ka sa loan they need your financial proof.

    if mag default yan sira credit ratings mo in case may future loan applications ka. Kaya ingat sa pagsama as co-borrower.

    My uncle has no idea na may kaso pala siya, nalaman lang niya nung kumuha siya NBI clearance. May officemate siya wayback 90s nag default sa loan, eh co-borrower siya ayun hassle diba.



    Sent from my iPhone using Tapatalk

    What would you do if you were in my place? Malaki kasi utang na loob ko sa kuya ko. He helped me get my first job at the bank. And their family was very generous to us during their economic peak (almost all our furniture are hand me downs from them) And he really is like a brother to me. Pero siyempre ang problems, allergic nga ko sa loan kaya until now wala pa kong sariling bahay at kotse. I should have gotten a Montero in 2014 but I was only given P1M cash and I refused to loan the P300k. Tapos eto pa, damay pala ako sa loan?

  18. Join Date
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    #358
    Quote Originally Posted by _Cathy_ View Post
    What would you do if you were in my place? Malaki kasi utang na loob ko sa kuya ko. He helped me get my first job at the bank. And their family was very generous to us during their economic peak (almost all our furniture are hand me downs from them) And he really is like a brother to me. Pero siyempre ang problems, allergic nga ko sa loan kaya until now wala pa kong sariling bahay at kotse. I should have gotten a Montero in 2014 but I was only given P1M cash and I refused to loan the P300k. Tapos eto pa, damay pala ako sa loan?
    Then say no, be honest about it. Mas mahirap if papaikutin mo pa and in the you will decline din naman.

    Ayaw mo may loan, lalo na ayaw mo magka utang at mamroblema nang hindi naman talaga ikaw ang uutang.

    Not that they will not pay for it pero who knows? Dame pwede mangyari dyan.

    And like you said she is unemployed no other means of income? how will she get approved? Laki ng weight the bank will be looking sa income mo




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  19. Join Date
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    #359
    Quote Originally Posted by cast_no_shadow View Post
    Then say no, be honest about it. Mas mahirap if papaikutin mo pa and in the you will decline din naman.

    Ayaw mo may loan, lalo na ayaw mo magka utang at mamroblema nang hindi naman talaga ikaw ang uutang.

    Not that they will not pay for it pero who knows? Dame pwede mangyari dyan.

    And like you said she is unemployed no other means of income? how will she get approved? Laki ng weight the bank will be looking sa income mo




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    Kuya cousin ko naman ang magbabayad ng lahat. Pero naisip ko paano nga maapprove as principal yung sister niya kung wala din trabaho? Pwede ba yun?

    It's hard for me to just say no outright. Para kasing sinabi ko na rin na baka mag default sila kaya ayokong mag co borrower. Saka ang gusto ko malaman kung hahabulin ba ko pag nag default sila.

  20. Join Date
    Nov 2009
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    #360
    That is what I am saying, yes the dude will pay in behalf of her

    Pero how will the sister get approved nga sa loan application. Unemployed and no other income.

    Eyes of the bank will be on you, credibility and capacity to pay lang naman tinitingnan ng bank if you passed that then approved yan.

    Congratulations!


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