Is it worthwhile bumalik sa Pinas?

**Karding** · June 25th, 2005 08:23 AM

Originally Posted by silverbx986

2040 pa pala eh.. in that case, i'm safe..hehehe

....tuloy ang facial!!! :bwahaha:

pa facial ka kay Julie, malamang mabagsik magpa 'facial' yon :naughty:

**badkuk** · June 25th, 2005 01:01 PM

pero nakakatakot naman... halimbawa si Jose Pidal 60m deposit sa isang bangko biglang mabankrupt...so 100k or so lang makukuha sa pdic?

250k, actually. nothing's stopping you from chopping up that 60m into 200k chunks and having lots of accounts...hassle lang nga kung iaupdate

**5Speed** · June 25th, 2005 01:49 PM

offshore banking is the way to go kung marami kang pera....you can even buy bonds and other securities using that offshore bank na pinaglaanan mo ng pera....or you can put your money to a big lending investors....that way kumikita pa rin yung pera mo...yun nga lang there is also a chance na malugi ka ng konti, depende kung saan mo invest yung pera mo....

If I have that big amount of money I will do invest it into those big investing firm....or buy bonds or stocks....let my money work for me and not the other way around....I am working for the money all of my life and if I have enough of it let it work for me.....hehehehe

then I can go with you guys in offroading, eb's and of course.....PESYALLLL!!!! harharahrahrahrahrar

**niwde11** · June 25th, 2005 02:23 PM

kuroy, tama sila kahit 8m or 10m ang dala mo dito kung hindi ka prepared sa business environment ng pinas, mahihirapan ka. pero kung buo ang dedikasyon mo na mabuhay dito, di mo rin masasabi kung matutulad ka dun sa kaibigan ni hens. nasa desisyon mo yan. para sakin lang kung san ka magiging masaya maging ang pamilya mo, e dun ka.

Originally Posted by silverbx986

very interesting responses!!! ma-iprint nga ito...might take some of your advises, kse i'm planning to ga back w/in 2 yrs (or less).

OT. psst, wait mo ko next year. pasyal mo pa ko sa porshe mo

. Bawi na lang ako sayo pag punta mo dito, me discount card ako AF1 and clasmates, heheehehehe. (sori mods sa sobrang OT).

**kuroy** · June 25th, 2005 03:23 PM

Originally Posted by M54 Powered

why don't you invest most of your cash in the states? mas stable ang stock, bond, and fund markets dito, and you'll get far better returns than a time deposit. i don't know if transferring your spending money from your offshore accounts to a local bank account would be a problem, but this is what i would plan to do if i ever decided to live in the philippines.

yeah tama kayo dyan ...

medyo nag paplay din ako sa stock market dini...kaya nga a great portion ng salary ko ay napasok sa stock options kasi may company matching dini ika nga...kung magkano ang hulog mo sa stocks ay bibigyan ka ng kapatapat na value ng company so x2.

kaya lang very cautious ako kasi nga ang stock ay pwedeng malugi...

well sa hirap talaga ng buhay ngayon sa pinas dati kapag may 1M ka malaking bagay na...ngayon bumili ka lang ng bahay at lupa...pasok na halos ang 1.5M mo. hay nako...

noong araw napasok ako ng elementary ang baon ko lang ay piso sa maghapon...at 50 pesos lang sa maynila pa from probinsya commute..

**oldblue** · June 25th, 2005 05:55 PM

Originally Posted by kuroy

papaano nga pala nagtatago ng pera ang mga mayayaman sa pinas? i mean kung delikado sa bangko dahil mabankrupt...so nasa bahay lang nakatago ang cash or sa isang secured location?

pag walang pera problema pag may kaunti ka problema pa rin...hay buhay

baka pinahhahandle na nila sa business managers ng bangko. lam ko meron parang gani2 service ang bangko eh, Bank managers invest on businesses like those found in the Malls etc. tapos kolek na lang kokek mga rich.

delikado magtago ng pera sa bahay, lalo na pag may vault. sa katulong, driver, boy lang hirap magtiwala.

kung dami ka cash such as 8M makipag-usap ka sa bank manager ng BPI.
dami naman business interest nyan, kanila globe, honda, isuzu, ayala, burger king etc. bago hatiin na lang dun pera mo for investment. liquid pa.

**badkuk** · June 25th, 2005 07:56 PM

you coud diversify your investments para mas matibay; it just means invest ka sa iba't ibang bagay, i.e. not putting all your eggs in one basket.

you could save some in a bank account, t-bills, stocks, bonds, precious stones/metals, maybe even buy a house/condo by installment.

dunno kung me financial planners dito; pero ang alam ko e para sa mga super rich na yan. basta bigay mo pera sa kanya, sya bahala mg invest para yo(with your consent of course), tapos me percentage sya makukuha or something. pero ingat din, kahit anong profession meron talagang gago B)

i think this is why Big John Gokongwei hired Gabriel Singson(former BSP head) for -- syang bahala mg invest sa pera nya.

add ko rin pala: like what was mentioned above, meron mga so-called investment funds ang mga bangko ngayon(BPI for one). sort of like the same setup i mentioned above.

pero like i said, you need to be super rich to tap financial planners/ investment funds.