Is it worthwhile bumalik sa Pinas?

[kuroy]

sali ako sa offroading dadalhin ko iyong jeepney ng tatay ko hehehe

[silverbx986]

ayan si silverbx, malapit lapit na din yan umuwi ng pinas. Kita na lang tayo dun sa offroading! :jump:

yeah offroading!, saka golf, saka bar hopping, attend ng EB tsikot,
saka massage...w/facial hehe

[Karding]

yan ang buhay, EB sa Tsikot, Off-Roading, at Facial

[oldblue]

medyo tagilid ka pa kuroy sa 8M para sa full peace of mind (financial security ninyo) kasi ang 5M time deposit diretso monthly interest sa ATM mga 20k php plus lang.take into consideration basic needs and the education of your kids.ang political atmosphere pa natin, kaya ba ng dibdib mo maglagay ng 5M time deposit sa pinas?what if it went kaboom! i mean na bankcrupt banko at nag kudeta.Brotherly advice kuroy, america na muna.

pwede naman maglagay ng 5M sa Pilipinas, kaya lang medyo higpit ang anti-money laundering d2 ngaun. nde dahil magtataka sila kumbakit laki ng pera mo, kundi pano ba nila aagawin sayo yun 5M if ever malaman na ganun kalaki pera sa bangko. dami na ko nabasa, even d2 lapit sa min, pagka-withdraw ng 500k to 1M, nahaharang kagad sa labas.
me bank insider ata yun mga bangko eh.


kung sa bangko din lang naman na paglalagyan ng 5M puede na yun BPI & Metrobank. kasi pag nag-bankrupt ang mga ito, sigurado bankrupt na P'nas.
Mas mayaman pa itong mga ito sa gobyerno sa tingin ko hehehe

[oldblue]

yeah offroading!, saka golf, saka bar hopping, attend ng EB tsikot,
saka massage...w/facial hehe

ah the dream life.

gising ka ng umaga, golf, tapos gym/sauna, 10am dalaw sa mga business like restaurants, pa-smile smile pa-tanung tanong, pa pirma pirma ng orderin.
sa tanghali meeting sa iba pang deals, sa hapon office work, pagdating ng 5pm, shopping or konting inuman with business associates. tapos sa gabi kolek money, then pag-uwi sa bahay, quality time with family while watching Plasma HDTV.

tapos next day ganun ulit.



sarappp ...

[voltes_V]

Is it worthwhile bumalik sa Pinas?
No doubt about it. Masarap talaga sa atin.

8M is already a lot of money but the only problem is that there are no businesses there worth investing in. Wala ka talagang assurance, not unless sa lupa ka magiinvest. For agriculture or residential man you'll be ok but it still depends on land location kung tataas agad ang value niya or not.

Kung ilalagay mo lang sa bank, medyo delikado din, kasi you'll never know kung mababankrupt siya. Insured man ang bangko, ang limit lang na makukuha mo is usually 100K no matter how many millions you have in your account.But still there are a lot of people who take their chances (myself included .)

I agree with the majority na it would be wiser for you to keep your job in the states and stay there for a while. Kung miss mo naman ang Pinas, pwede ka namang magbakasyon once a year. Oks na yon. Tapos gimmik tayo pagnagkita tayo doon sa Pinas hehe

[Flatfender]

Dyan ka muna kuroy! Bata ka pa naman. Invest ka na lang ng maraming real estate sa pinas(subdivisions/farmlands),lakas ng returns in a few years when you plan to come back at di pa delikado! Dami ka pang pamana sa kids mo!

While you are still there, plan what you really want to do pag balik mo sa Pinas. Now is not the right time na bumalik! Its a gamble! Sarap sa Pinas! But think again!!!!

[kuroy]

papaano nga pala nagtatago ng pera ang mga mayayaman sa pinas? i mean kung delikado sa bangko dahil mabankrupt...so nasa bahay lang nakatago ang cash or sa isang secured location?

pag walang pera problema pag may kaunti ka problema pa rin...hay buhay

[silverbx986]

papaano nga pala nagtatago ng pera ang mga mayayaman sa pinas? i mean kung delikado sa bangko dahil mabankrupt...so nasa bahay lang nakatago ang cash or sa isang secured location?

pag walang pera problema pag may kaunti ka problema pa rin...hay buhay

oo nga ano...pano nga ba.

as if, meron akong itatago...hahahha

hindi naman siguro kelangan dalhin mo lahat ang pera mo dyan sa pinas. open ka ng acct sa citibank dito sa us. (alam ko merong citibank dyan sa pinas - i think). tapos ikalat mo ang pera mo at mag open ka ng acct sa ibat ibang bank. tapos yung iba bigay mo sakin. :bwahaha:

[voltes_V]

papaano nga pala nagtatago ng pera ang mga mayayaman sa pinas? i mean kung delikado sa bangko dahil mabankrupt...so nasa bahay lang nakatago ang cash or sa isang secured location?

pag walang pera problema pag may kaunti ka problema pa rin...hay buhay

Karamihan naman sa bank pa rin, thats probably why above water pa rin ang mga bangko sa atin. Isipin mo na lang kung tanggalin ng mga richy rich ang pera nila sa isang bangko, eh d tagilid na yon. (I sure said the word 'bank' a lot of times )

[empy]

why don't you invest most of your cash in the states? mas stable ang stock, bond, and fund markets dito, and you'll get far better returns than a time deposit. i don't know if transferring your spending money from your offshore accounts to a local bank account would be a problem, but this is what i would plan to do if i ever decided to live in the philippines.

yeah offroading!, saka golf, saka bar hopping, attend ng EB tsikot,
saka massage...w/facial hehe

facial? yan ba yung tipong charmane star na facial?

[speedy]

I thought about the same concept myself, but why cash out? Silbx, take enough money home to purchase a house and vehicle, bring enough funds to support you and your family for a year and leave the rest in the US. Unless you have an absolutely guaranteed money making business to invest in, leave the bulk of your retirement in the us market, take the 4-10% returns in us dollars and avoid the fluctuations in the peso. Another thing is that with the current economical environment, the peso is more than likely to fall further than the us dollar. Most of one's banking could be done over the net or phone transactions. Now another questions is whether you are expecting SS pension. There is current talks in the house and senate to limit SS payments to retirees living in the US. If that pushes through, your liable to lose 1000 - 2000 dollars in SS payments by living in the philippines.

[speedy]

Oops! I guess M54 beat me to it! I guess great minds think alike

[kuroy]

pero nakakatakot naman... halimbawa si Jose Pidal 60m deposit sa isang bangko biglang mabankrupt...so 100k or so lang makukuha sa pdic?

well doon kaya sa mga taga greenhills, alabang and magallanes pano kaya sistema nila? baka naman may vault sa bahay nandon ang cash or baka nakadeposit sa abroad

[Karding]

facial? yan ba yung tipong charmane star na facial?

yun nga! facial sa AirForce1 etc... hahaha

[silverbx986]

I thought about the same concept myself, but why cash out? Silbx, take enough money home to purchase a house and vehicle, bring enough funds to support you and your family for a year and leave the rest in the US. Unless you have an absolutely guaranteed money making business to invest in, leave the bulk of your retirement in the us market, take the 4-10% returns in us dollars and avoid the fluctuations in the peso. Another thing is that with the current economical environment, the peso is more than likely to fall further than the us dollar. Most of one's banking could be done over the net or phone transactions. Now another questions is whether you are expecting SS pension. There is current talks in the house and senate to limit SS payments to retirees living in the US. If that pushes through, your liable to lose 1000 - 2000 dollars in SS payments by living in the philippines.

i'm not expecting any SS pensions, but i'm eligible to get social security when the time comes. medyo matagal pa yun. well, if i am going to lose that kind of money on my pension, i would probably retain my US address and have the pension check electronically deposited in a us bank. i'm not going to declare that i'm living outside the us. that is, kung meron pang funds ang social security....

[silverbx986]

facial? yan ba yung tipong charmane star na facial?

yes, that too!!!

[speedy]

i'm not expecting any SS pensions, but i'm eligible to get social security when the time comes. medyo matagal pa yun. well, if i am going to lose that kind of money on my pension, i would probably retain my US address and have the pension check electronically deposited in a us bank. i'm not going to declare that i'm living outside the us. that is, kung meron pang funds ang social security....

SS, I think, is solvent till 2040 when it goes broke. So if your retiring anytime soon, you may be in luck!

[silverbx986]

2040 pa pala eh.. in that case, i'm safe..hehehe

....tuloy ang facial!!! :bwahaha:

[speedy]

2040 pa pala eh.. in that case, i'm safe..hehehe

....tuloy ang facial!!! :bwahaha:

Oo nga! Siguro pwede narin and pedicure tska manicure!