What Are You Thinking About?

[jut703]

Bro, it also pays to have a side hustle that you enjoy. Takes care of some of the bills and it doesn't feel like work if you enjoy doing it.

Hopefully I find something that's not too risky (because we're practically single-income for the next 6 years) and not too time-consuming (because I'm looking to climb the corporate ladder and it will take its toll time-wise). Sounds too ideal, but who knows...

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[ray_noel]

Pwede ring 90s.

But really, it's because I wanna enjoy the world while I'm young. I don't want to be 50 when I buy my first sports car, I don't want to wait until I'm a senior citizen with many aches in my body before I travel the world and see the great outdoors. But at the same time, I don't want to be YOLO like many my age who have not prepared for the future.

It's a lot to ask and it's a big balancing act. I have to work hard to fund my dreams, but I also can't be too much of a workaholic or my youth will pass me by.

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Goodluck sir jut! [emoji16] sana’y matupad mo ang pangarap mo sa buhay... [emoji106]


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[minicarph]

Pwede ring 90s.

But really, it's because I wanna enjoy the world while I'm young. I don't want to be 50 when I buy my first sports car, I don't want to wait until I'm a senior citizen with many aches in my body before I travel the world and see the great outdoors. But at the same time, I don't want to be YOLO like many my age who have not prepared for the future.

It's a lot to ask and it's a big balancing act. I have to work hard to fund my dreams, but I also can't be too much of a workaholic or my youth will pass me by.

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try mo Mag-outang juts, Yes outing + utang, if you want to travel the world young,

[badkuk]

Pwede ring 90s.

But really, it's because I wanna enjoy the world while I'm young. I don't want to be 50 when I buy my first sports car, I don't want to wait until I'm a senior citizen with many aches in my body before I travel the world and see the great outdoors. But at the same time, I don't want to be YOLO like many my age who have not prepared for the future.

It's a lot to ask and it's a big balancing act. I have to work hard to fund my dreams, but I also can't be too much of a workaholic or my youth will pass me by.

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Few people are able to achieve success at a young age. Oftentimes it is a fortunate intersection of ability and circumstance.

Go for your dreams, but at the same time, don't be too hard on yourself. Luck plays a larger role than people are ready to admit.
Always remember who you are *really* working for [emoji3]

[dr. d]

it'll be "napakabilis ng panahon" only if you look back after 20 years.
during the "panahon", it's an uphill climb every step of the way.

[Wh1stl3r]

Hopefully I find something that's not too risky (because we're practically single-income for the next 6 years) and not too time-consuming (because I'm looking to climb the corporate ladder and it will take its toll time-wise). Sounds too ideal, but who knows...

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Was thinking you could give rich titos some racing lessons on the weekends.

Me, I enjoy snapping up stuff from clearance sales when we travel. We resell them when we get home. If something doesn't sell it becomes a gift to family so it's low risk hehe.

[jut703]

Few people are able to achieve success at a young age. Oftentimes it is a fortunate intersection of ability and circumstance.

Go for your dreams, but at the same time, don't be too hard on yourself. Luck plays a larger role than people are ready to admit.
Always remember who you are *really* working for [emoji3]

The "success" I set for myself isn't very lofty actually. I'd say it's a modest middle class life. I don't wanna set myself up for disappointment by having grandiose but unachievable goals, though of course if the opportunity presents itself I'd gladly work for it.

Was thinking you could give rich titos some racing lessons on the weekends.

Me, I enjoy snapping up stuff from clearance sales when we travel. We resell them when we get home. If something doesn't sell it becomes a gift to family so it's low risk hehe.

Oh I got your point bro. That's actually one of the things I need to work on - I have to develop an eye for things that I could make money out of. It just doesn't come naturally for me as it does for you, but hopefully in time I get there...

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[shadow]

The "success" I set for myself isn't very lofty actually. I'd say it's a modest middle class life. I don't wanna set myself up for disappointment by having grandiose but unachievable goals, though of course if the opportunity presents itself I'd gladly work for it.Oh I got your point bro. That's actually one of the things I need to work on - I have to develop an eye for things that I could make money out of. It just doesn't come naturally for me as it does for you, but hopefully in time I get there...

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Jut, quantify mo what's a modest middle class life for you?

Hinde ko na talaga alam ano ba ang Middle Class ngayon.


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[makelovenotwar]

Was thinking you could give rich titos some racing lessons on the weekends.

Me, I enjoy snapping up stuff from clearance sales when we travel. We resell them when we get home. If something doesn't sell it becomes a gift to family so it's low risk hehe.

I agree.
Items that does not spoil are very low risk and easy to store.
If it becomes slow-moving in your inventory for months/years, you can do a lot of things with it.
Can be a gift as Whistler said, a freebie for an item you are currently pushing, etc.

[pobre24]

I was thinking the same pero either Sun Life or Pru Life UK.


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haha uso pala to ngayon. I wonder why. I'm also thinking of this but with emphasis on the critical illness benefit than the life insurance.

[jut703]

Jut, quantify mo what's a modest middle class life for you?

Hinde ko na talaga alam ano ba ang Middle Class ngayon.


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Having your own place, cars, money for leisure and travel, money for expenses related to having kids, and a fair bit of savings and investments.

If you wanna be technical about it it will fall into the A/B socio economic stratification.

Although if you're not too particular with the place you live in, the car you drive, the school you send your kids to, the places you eat at or travel to - the aforementioned goals can be achieved by someone from the C/upper C income bracket.

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[uls]

Jut, quantify mo what's a modest middle class life for you?

Hinde ko na talaga alam ano ba ang Middle Class ngayon.


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parang buhay ng average american

[shadow]

parang buhay ng average american

I still go back to pag meron major expense dahil meron medical emergency sa family and hinde kayang bayaran bills ng mounting bills pero ganyan sa describe ni Jut ang buhay meron sariling bahay, 2-3 kotse, nakakapag Travel naman meron naman savings. Middle class pa rin tawag diyan?

[uls]

kaya kailangan may medical insurance middle class

--

rich is when kahit na-disable ka or may illness hindi magbabago ang lifestyle ng asawa't anak mo

coz you have business and/or assets that generate income

[minicarph]

The "success" I set for myself isn't very lofty actually. I'd say it's a modest middle class life. I don't wanna set myself up for disappointment by having grandiose but unachievable goals, though of course if the opportunity presents itself I'd gladly work for it.Oh I got your point bro. That's actually one of the things I need to work on - I have to develop an eye for things that I could make money out of. It just doesn't come naturally for me as it does for you, but hopefully in time I get there...

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juts share ko na lang sayo sinabi ni kapatid Brian Tracy:

Success is based on the law of averages. The more things you try, the more like it is that you will achieve greatly. The major obstacles to success always lie within the mind. They are not contained in external circumstances, situations or people. As soon as you win the inner battle, the outer battle seems to take care of itself.

Here is a key discovery: Your weakest important skill determines the height of your success. You could be excellent in six out of seven of you key areas, but your weakness in the 7th can hold you back for years. Make the effort to identify your most important skill and dedicate yourself in mastering that skill, one skill at a time. Once mastered, identify that one skill that could help you advance further, until the “compounding effect” takes over and you move rapidly upwards.

No success is possible without failure. All success is preceded by failure, usually great failure, repeated over a long period of time Double your rate of failure if need be. If you’re not failing, you’re not growing. Problems, setbacks, disappointments and troubles are inevitable realities in life.

and lastly I share to you the LAW

Law of Indirect Effort. You achieve more when you act indirectly rather than directly. The harder you try to achieve what you want, the less successful you will be.



so please juts, i care for you that why i shared to you this, dont mention success or you will never really get it. mention utang even if in our society utang is negative, the opposite of success. all people pursue success, but not all people pursue utang.

[_Cathy_]

I still go back to pag meron major expense dahil meron medical emergency sa family and hinde kayang bayaran bills ng mounting bills pero ganyan sa describe ni Jut ang buhay meron sariling bahay, 2-3 kotse, nakakapag Travel naman meron naman savings. Middle class pa rin tawag diyan?

Not necessarily. May middle class na may medical insurance kaya hindi issue ang illness

kaya kailangan may medical insurance middle class

My maternal Lola has medical insurance but it's in the US. She hated having to travel to the US annually for her healthcare. When my Lola got extremely sick, at least the gastos was one less thing to think about (thank God for medical insurance!)

Ang problema sa Pilipinas wala naman ata medical insurance for those over 65. And if you do have one NAPAKARAMING PRE EXISTING CONDITIONS that practically disqualifies you from claiming anything. My Mom has to buy her maintenance medicine in the US dahil ginto ang presyo ng gamut sa Pilipinas Unicorn friend ko buys her allergy meds in Thailand. Umiinit ulo ko when I thinking about it kasi bakit yung mahirap na bansa pa mahal ang gamut.

[dreamur]

Middle income is when you split your gross pay in the middle and save the other half, eventually you'll get there.

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[jut703]

juts share ko na lang sayo sinabi ni kapatid Brian Tracy:

Success is based on the law of averages. The more things you try, the more like it is that you will achieve greatly. The major obstacles to success always lie within the mind. They are not contained in external circumstances, situations or people. As soon as you win the inner battle, the outer battle seems to take care of itself.

Here is a key discovery: Your weakest important skill determines the height of your success. You could be excellent in six out of seven of you key areas, but your weakness in the 7th can hold you back for years. Make the effort to identify your most important skill and dedicate yourself in mastering that skill, one skill at a time. Once mastered, identify that one skill that could help you advance further, until the “compounding effect” takes over and you move rapidly upwards.

No success is possible without failure. All success is preceded by failure, usually great failure, repeated over a long period of time Double your rate of failure if need be. If you’re not failing, you’re not growing. Problems, setbacks, disappointments and troubles are inevitable realities in life.

and lastly I share to you the LAW

Law of Indirect Effort. You achieve more when you act indirectly rather than directly. The harder you try to achieve what you want, the less successful you will be.



so please juts, i care for you that why i shared to you this, dont mention success or you will never really get it. mention utang even if in our society utang is negative, the opposite of success. all people pursue success, but not all people pursue utang.

Wew a useful post from you. Thanks for the tips!

You're right about indirect effort. The mindset shouldn't be focused on the destination alone, but rather on the daily grind and the journey towards it.

Having an overarching goal gives a general direction of where you're headed, but it's the day-to-day hustle and continuous cycle of improvement that you should focus on.

Interesting points as well about the weakest skill and the importance of trying many things. These things are actually easily evident in sports, but also broadly applicable in life. Will work on my weaknesses. [emoji106]

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[shadow]

Not necessarily. May middle class na may medical insurance kaya hindi issue ang illness



My maternal Lola has medical insurance but it's in the US. She hated having to travel to the US annually for her healthcare. When my Lola got extremely sick, at least the gastos was one less thing to think about (thank God for medical insurance!)

Ang problema sa Pilipinas wala naman ata medical insurance for those over 65. And if you do have one NAPAKARAMING PRE EXISTING CONDITIONS that practically disqualifies you from claiming anything. My Mom has to buy her maintenance medicine in the US dahil ginto ang presyo ng gamut sa Pilipinas Unicorn friend ko buys her allergy meds in Thailand. Umiinit ulo ko when I thinking about it kasi bakit yung mahirap na bansa pa mahal ang gamut.

Meron limit medical insurance natin dito.


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[MR_BIG18]

Not necessarily. May middle class na may medical insurance kaya hindi issue ang illness



My maternal Lola has medical insurance but it's in the US. She hated having to travel to the US annually for her healthcare. When my Lola got extremely sick, at least the gastos was one less thing to think about (thank God for medical insurance!)

Ang problema sa Pilipinas wala naman ata medical insurance for those over 65. And if you do have one NAPAKARAMING PRE EXISTING CONDITIONS that practically disqualifies you from claiming anything. My Mom has to buy her maintenance medicine in the US dahil ginto ang presyo ng gamut sa Pilipinas Unicorn friend ko buys her allergy meds in Thailand. Umiinit ulo ko when I thinking about it kasi bakit yung mahirap na bansa pa mahal ang gamut.

Invest in a nearby hospital, ask kayo sa acctn dept if someone is selling shares...free rooms/50% discount on doctors fee and tests, operating room, etc

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