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  1. Join Date
    Oct 2017
    Posts
    3,328
    #18781
    I was thinking if i should join our company's investment fund.

    May monthly hulog tapos alam ko nasa 10% interest p.a. Not bad na no?

    Btw, i already have a VUL insurance. May life and investment side, and i also have investment in the stock market. Saan pa kaya pwedeng mag invest?

    Sent from my SM-G930F using Tapatalk

  2. Join Date
    Jan 2006
    Posts
    12,398
    #18782
    The uphills are tiring when riding a bike (unlike walking). Then, I realized my current mountain bike weighed 47 lbs while my old 10-speed road bike weight a little over half that.

    I'll stick with it. Most of the time, I bike to admire the scenery. It's just those uphills. I wish they were on the way out instead of on the way home. I rather suffer first and then relax.

    47 lbs.....


  3. Join Date
    Jan 2006
    Posts
    12,398
    #18783
    Quote Originally Posted by dreamur View Post
    50s may s3xual problem na?
    No mention of the women in his life? Personally, women should also know how to please a man and that means learning some "skills" and not just lie down like a slab of cement.

  4. Join Date
    Feb 2008
    Posts
    12,683
    #18784
    Quote Originally Posted by BlancNoir View Post
    I was thinking if i should join our company's investment fund.

    May monthly hulog tapos alam ko nasa 10% interest p.a. Not bad na no?

    Btw, i already have a VUL insurance. May life and investment side, and i also have investment in the stock market. Saan pa kaya pwedeng mag invest?

    Sent from my SM-G930F using Tapatalk
    Make sure it is legal and control/oversight is in place. 10% return is quite good so I am assuming your company is subsidizing the funds. Mind sharing the details bro? Is it being managed by an external party?

    Sent from my SM-N950F using Tapatalk

  5. Join Date
    Oct 2007
    Posts
    3,122
    #18785
    Quote Originally Posted by _Cathy_ View Post
    He told me this 40s pa lang siya. He said he can't get it up that easily compared to when he was younger LOL!
    Robust energy capsule ang sagot niyan hahahaha.

    Sent from my Nexus 7 using Tapatalk

  6. Join Date
    Feb 2008
    Posts
    12,683
    #18786
    Quote Originally Posted by vinrem View Post
    Robust energy capsule ang sagot niyan hahahaha.

    Sent from my Nexus 7 using Tapatalk
    Seriously he should have his prostate checked.

    Sent from my SM-N950F using Tapatalk

  7. Join Date
    May 2014
    Posts
    14,700
    #18787
    ano usual weight ng body kits na fibre glass, chin, side and rear skirts ?

  8. Join Date
    Oct 2017
    Posts
    3,328
    #18788
    Quote Originally Posted by dreamur View Post
    Make sure it is legal and control/oversight is in place. 10% return is quite good so I am assuming your company is subsidizing the funds. Mind sharing the details bro? Is it being managed by an external party?

    Sent from my SM-N950F using Tapatalk
    Sure bro.

    It is internally managed by our company. They use the money for loans ng mga workers. And yes, it is 100% legal since declared lahat sa government.

    Sent from my SM-G930F using Tapatalk

  9. Join Date
    Dec 2006
    Posts
    17,314
    #18789
    Quote Originally Posted by Jun aka Pekto View Post
    The uphills are tiring when riding a bike (unlike walking). Then, I realized my current mountain bike weighed 47 lbs while my old 10-speed road bike weight a little over half that.

    I'll stick with it. Most of the time, I bike to admire the scenery. It's just those uphills. I wish they were on the way out instead of on the way home. I rather suffer first and then relax.

    47 lbs.....

    That's surprisingly heavy. My mountain bike weighs 25 lbs and it isn't even high end yet.



    I could already feel the difference between my 25-lb bike and my old 28-lb bike before. Lightening up your bike will make those uphills much much easier.

    Sent from my SM-G935F using Tapatalk

  10. Join Date
    Feb 2008
    Posts
    12,683
    #18790
    Quote Originally Posted by BlancNoir View Post
    Sure bro.

    It is internally managed by our company. They use the money for loans ng mga workers. And yes, it is 100% legal since declared lahat sa government.

    Sent from my SM-G930F using Tapatalk
    Sounds like a coop. That would be good for the employees assuming you have competent board of directors and the cooperative is registered with NATCO. Dividends and patronage refund should be attractive if managed well. Just make sure those loans are collateralized or with a co-maker as the first challenge would be attrition after the members have taken out loans.

    Sent from my SM-N950F using Tapatalk

  11. Join Date
    Jul 2009
    Posts
    3,604
    #18791
    Quote Originally Posted by dreamur View Post
    Sounds like a coop. That would be good for the employees assuming you have competent board of directors and the cooperative is registered with NATCO. Dividends and patronage refund should be attractive if managed well. Just make sure those loans are collateralized or with a co-maker as the first challenge would be attrition after the members have taken out loans.

    Sent from my SM-N950F using Tapatalk
    He works at one of the bigger multinational banks, kaya may ganung klaseng fund.

  12. Join Date
    Oct 2017
    Posts
    3,328
    #18792
    Quote Originally Posted by dreamur View Post
    Sounds like a coop. That would be good for the employees assuming you have competent board of directors and the cooperative is registered with NATCO. Dividends and patronage refund should be attractive if managed well. Just make sure those loans are collateralized or with a co-maker as the first challenge would be attrition after the members have taken out loans.

    Sent from my SM-N950F using Tapatalk
    Ah yes bro. Everything has papers naman kaya mejo na engganyo ako sumali.

    Thanks for the advise bro!

  13. Join Date
    Jul 2007
    Posts
    57,760
    #18793
    Bakit kaya ang aga aga nag text sakin VP ko at pinapa akyat ako sa office niya Mukhang good mood naman kasi may "happy easter" at smiley. I hope hindi ako papalipatin sa floor nila kasi I am alone sa old floor namin. I like it better na mag isa lang ako

  14. Join Date
    Oct 2017
    Posts
    3,328
    #18794
    Quote Originally Posted by mda View Post
    He works at one of the bigger multinational banks, kaya may ganung klaseng fund.
    Actually, I work for a family owned local company. hehe

    I used to work for a multinational bank before. All they have is a share-buying program. They set aside a portion of your salary and use it to buy their share. Last time i heard dami daw nalugi. hehe I shorted the share on my broker. wait, does that make me a bad person?

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    Quote Originally Posted by _Cathy_ View Post
    Bakit kaya ang aga aga nag text sakin VP ko at pinapa akyat ako sa office niya Mukhang good mood naman kasi may "happy easter" at smiley. I hope hindi ako papalipatin sa floor nila kasi I am alone sa old floor namin. I like it better na mag isa lang ako
    AVP promotion na yan. hehehe

  15. Join Date
    Jul 2007
    Posts
    57,760
    #18795
    Quote Originally Posted by vinrem View Post
    Robust energy capsule ang sagot niyan hahahaha.

    Sent from my Nexus 7 using Tapatalk
    Like a Viagra? hehe

    Quote Originally Posted by dreamur View Post
    Seriously he should have his prostate checked.

    Sent from my SM-N950F using Tapatalk
    Age daw. 50 yr olds can't last as long as 30 yr olds na lang talaga. I asked my ex (40s health buff) if that is true and he said it's really not the same anymore.

  16. Join Date
    Feb 2008
    Posts
    12,683
    #18796
    Quote Originally Posted by mda View Post
    He works at one of the bigger multinational banks, kaya may ganung klaseng fund.
    I see. Not familiar with bank operations though but thanks for the info. My company could be one of his corporate clients.

    Sent from my SM-N950F using Tapatalk

  17. Join Date
    Feb 2008
    Posts
    12,683
    #18797
    Quote Originally Posted by BlancNoir View Post
    Ah yes bro. Everything has papers naman kaya mejo na engganyo ako sumali.

    Thanks for the advise bro!
    Nada bro. MN banker ka daw bro sa baka client mo kami.

    Sent from my SM-N950F using Tapatalk

  18. Join Date
    Nov 2005
    Posts
    45,927
    #18798
    Quote Originally Posted by BlancNoir View Post
    I used to work for a multinational bank before. All they have is a share-buying program. They set aside a portion of your salary and use it to buy their share. Last time i heard dami daw nalugi. hehe I shorted the share on my broker. wait, does that make me a bad person?


    that's insider trading hehe

    you shorted the stock coz you knew something not good about the company before the street did

  19. Join Date
    Oct 2017
    Posts
    3,328
    #18799
    Quote Originally Posted by uls View Post
    that's insider trading hehe

    you shorted the stock coz you knew something not good about the company before the street did
    Nope. They didn't disclose anything naman.

    I shorted lang kasi daming bumibili ng shares nila, kaya i decided to short the shares.

    My main concern is not insider trading or not, but it's what i did.

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    Quote Originally Posted by dreamur View Post
    Nada bro. MN banker ka daw bro sa baka client mo kami.

    Sent from my SM-N950F using Tapatalk
    Ah no bro. Not a MN banker. well, not anymore.

  20. Join Date
    Nov 2005
    Posts
    45,927
    #18800
    Quote Originally Posted by BlancNoir View Post
    Nope. They didn't disclose anything naman.

    I shorted lang kasi daming bumibili ng shares nila, kaya i decided to short the shares.

    My main concern is not insider trading or not, but it's what i did.


    yes i understand the part where you feel disloyal or something coz you shorted the stock of the company you work for

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