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  1. Join Date
    Jan 2006
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    12,398
    #25921
    Quote Originally Posted by dr. d View Post
    it's easy to live from paycheck to paycheck, if one is sure that the paycheck days arrive with un-failing regularity.
    the united states is a nice place to live in, if one has a stable, good-paying job.
    I think you mixed up salaried worker (and pension) with living paycheck to paycheck. Living paycheck to paycheck is never good as uls have stated.
    Last edited by Jun aka Pekto; June 17th, 2019 at 01:24 PM.

  2. Join Date
    Jul 2015
    Posts
    9,583
    #25922
    Quote Originally Posted by KingoftheNorth View Post
    Hi Cathy. Yes, I have relatives in the US who lived from paycheck to paycheck. Lalu na noong nagka-recession (pre-Clinton Presidency). Our relatives in the PH had to send them money kasi they were laid-off from work. Eh yung pang toll fee nga hindi alam kung paano babayaran.

    Now they're doing a lot better pero ang hirap nung pinag-daanan. Savings was not part of their vocabulary.

    My cousins all went to serve in the US Armed Forces (Navy and Marines) so they could avail of free tertiary schooling.
    Why AMERICANS are BROKE and FAT - YouTube


  3. Join Date
    Nov 2005
    Posts
    45,927
    #25923
    ^^

    didn't watch the video

    but easy to explain why many poor people in America are obese

    it's coz it's expensive to eat healthy in America

    in low income areas you can't find fresh produce but fast food is everywhere

    fastfood is really cheap in America



    if you're a low income parent it's more affordable to feed your kids burgers and soda everyday

    in low income areas they only have convenience stores and dollar stores and the only food you can buy are packaged and processed food and soda which is really cheap

  4. Join Date
    Oct 2012
    Posts
    27,624
    #25924
    Quote Originally Posted by uls View Post
    ^^

    didn't watch the video

    but easy to explain why many poor people in America are obese

    it's coz it's expensive to eat healthy in America

    in low income areas you can't find fresh produce but fast food is everywhere

    fastfood is really cheap in America



    if you're a low income parent it's more affordable to feed your kids burgers and soda everyday

    in low income areas they only have convenience stores and dollar stores and the only food you can buy are packaged and processed food and soda which is really cheap
    guilty of this shyt... 1500calories for 250 pesos

    it lasts me 6hrs though lol.

  5. Join Date
    Sep 2014
    Posts
    8,492
    #25925
    laki pinayat ko ngaun kasi I stopped buyng 3in1 coffee for good na, mga one month na, I just drink black coffee then minsan may coffeemate or milk lang

    wag na kayo mag 3in1, delikado na iba na nakalagay di na katulad ng dati, puro transfats, yan yun nasa mga back belly at man boobs nyo as well as lawlaw na biceps triceps nyo , nanloloko na mga supplier natin,

    sa mga milk tea shops ganun na din, even the taiwanese ones are shifting ingredients nya, check nyo iba na lasa

  6. Join Date
    Mar 2008
    Posts
    54,620
    #25926
    Quote Originally Posted by minicarph View Post
    laki pinayat ko ngaun kasi I stopped buyng 3in1 coffee for good na, mga one month na, I just drink black coffee then minsan may coffeemate or milk lang

    wag na kayo mag 3in1, delikado na iba na nakalagay di na katulad ng dati, puro transfats, yan yun nasa mga back belly at man boobs nyo as well as lawlaw na biceps triceps nyo , nanloloko na mga supplier natin,

    sa mga milk tea shops ganun na din, even the taiwanese ones are shifting ingredients nya, check nyo iba na lasa
    hindi masarap sakin ang un-sweetened coffee.

  7. Join Date
    Mar 2008
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    54,620
    #25927
    Quote Originally Posted by Jun aka Pekto View Post
    I think you mixed up salaried worker (and pension) with living paycheck to paycheck. Living paycheck to paycheck is never good as uls have stated.
    i am confused.
    doesn't a salaried worker get a paycheck?

  8. Join Date
    Jul 2015
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    9,583
    #25928
    last night, fathers day, i noticed most titos are sporting onitsukas in favor of top siders..


  9. Join Date
    Mar 2008
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    54,620
    #25929
    Quote Originally Posted by MR_BIG18 View Post
    last night, fathers day, i noticed most titos are sporting onitsukas in favor of top siders..

    well, in yesterday's Sunday Mass, the ubiquitous adidas, swooshes, and onitsukas, simply weren't there in noticeable numbers.
    or maybe they're at the eating places...?
    Last edited by dr. d; June 17th, 2019 at 10:35 PM.

  10. Join Date
    Jul 2015
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    #25930
    Quote Originally Posted by dr. d View Post
    well, in yesterday's Sunday Mass, the ubiquitous adidas, swooshes, and onitsukas, simply weren't there in noticeable numbers.
    or maybe they're at the eating places...?
    yes...i saw 3 pairs at mary grace...a few at the vikings line


  11. Join Date
    Jan 2006
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    #25931
    Quote Originally Posted by dr. d View Post
    i am confused.
    doesn't a salaried worker get a paycheck?
    Yes. But, living paycheck to paycheck means you're totally dependent on getting the next paycheck because you don't earn much. Plus, you don't have anything else to pay your expenses with. One late paycheck and you're in trouble.

    A salaried worker will not necessarily depend on the next paycheck because the take-home pay could be more than enough to cover all expenses and still have plenty of leftover funds. A late paycheck wouldn't be a problem.

  12. Join Date
    Nov 2005
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    #25932
    Quote Originally Posted by dr. d View Post
    i am confused.
    doesn't a salaried worker get a paycheck?
    sabi na nga iba ang interpretation ni doc sa "paycheck to paycheck"

    para kay doc lahat ng tao na swelduhan paycheck to paycheck so kahit CEO paycheck to paycheck parin

    When Americans say a person lives paycheck to paycheck that means the person doesn't have extra money so he's entirely dependent on the next paycheck

    usually one should have an emergency fund equivalent to 3-6 months of living expenses in case something comes up but those living paycheck to paycheck don't have such a fund

    --

    ung mga magaling magtipid di nila nauubos ang sweldo nila so pagdating ng sunod na sweldo may tirang pera pa sila

    di nila gagalawin ang bagong sweldo pag di pa nauubos ung naunang sweldo

    kaya madami sila natatabing pera

    ung ganyan di natin matatawag na living paycheck to paycheck
    Last edited by uls; June 18th, 2019 at 03:19 AM.

  13. Join Date
    Jul 2009
    Posts
    10,310
    #25933
    Quote Originally Posted by Jun aka Pekto View Post
    Yes. But, living paycheck to paycheck means you're totally dependent on getting the next paycheck because you don't earn much. Plus, you don't have anything else to pay your expenses with. One late paycheck and you're in trouble.

    A salaried worker will not necessarily depend on the next paycheck because the take-home pay could be more than enough to cover all expenses and still have plenty of leftover funds. A late paycheck wouldn't be a problem.
    I think sa Pinoy ang term eh "isang kahig isang tuka"?

    Sent from my ONEPLUS A6003 using Tapatalk

  14. Join Date
    Jul 2007
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    57,760
    #25934
    If I should start selling online (bags, shoes, make up and toiletries etc) It's so cheap sa Wisconsin, baba ng tax hehehe.

    Sent from my SM-N960F using Tapatalk

  15. Join Date
    Mar 2008
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    #25935
    Quote Originally Posted by uls View Post
    sabi na nga iba ang interpretation ni doc sa "paycheck to paycheck"

    para kay doc lahat ng tao na swelduhan paycheck to paycheck so kahit CEO paycheck to paycheck parin

    When Americans say a person lives paycheck to paycheck that means the person doesn't have extra money so he's entirely dependent on the next paycheck

    usually one should have an emergency fund equivalent to 3-6 months of living expenses in case something comes up but those living paycheck to paycheck don't have such a fund

    --

    ung mga magaling magtipid di nila nauubos ang sweldo nila so pagdating ng sunod na sweldo may tirang pera pa sila

    di nila gagalawin ang bagong sweldo pag di pa nauubos ung naunang sweldo

    kaya madami sila natatabing pera

    ung ganyan di natin matatawag na living paycheck to paycheck
    i think i should have stuck to my original statement,
    "the us is a nice place to live in, if one has a stable, well-paying job.".

  16. Join Date
    Mar 2014
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    #25936
    Quote Originally Posted by dr. d View Post
    i think i should have stuck to my original statement,
    "the us is a nice place to live in, if one has a stable, well-paying job.".
    I can’t get it. In the US, people there have very good education & inspite of that, there are so many people on welfare & homeless. I think the competition is so great, the pressure & expectation is so high that people eventually break. Is it true that among the homeless are professionals who lost everything?


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  17. Join Date
    Jul 2015
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    9,583
    #25937
    Quote Originally Posted by bloowolf View Post
    I can’t get it. In the US, people there have very good education & inspite of that, there are so many people on welfare & homeless. I think the competition is so great, the pressure & expectation is so high that people eventually break. Is it true that among the homeless are professionals who lost everything?


    Sent from my iPad using Tapatalk
    its the pressure of keeping up with the joneses..


  18. Join Date
    Mar 2014
    Posts
    5,975
    #25938
    I was talking to a filipina studying in the US for college. She wanted to move back since she didn’t like the idea of getting a Student Loan. She said usually, your’e way into your 40’s before you fully pay for it & only then can you be financially free.


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  19. Join Date
    Oct 2002
    Posts
    40,599
    #25939
    Quote Originally Posted by MR_BIG18 View Post
    its the pressure of keeping up with the joneses..

    Not necessarily


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  20. Join Date
    Oct 2002
    Posts
    40,599
    #25940
    Just got me thinking, mini and Kags never interacted ever here in the board. Never quotes each other's posts. Never addresses each other even. [emoji23]


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