What Are You Thinking About?

[kagalingan]

Galing umarte ni claire danes sa homeland...

[EQAddict]

If i can pirate Jut from his day job......... i have a bigger role now in the org and i could really use someone like him. And yes, we have met before, so i've seen first hand his intelligence.

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[jut703]

If i can pirate Jut from his day job......... i have a bigger role now in the org and i could really use someone like him. And yes, we have met before, so i've seen first hand his intelligence.

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Bro this came 2 months late, as I've just transferred companies. 😔

Though just to satisfy my curiosity (and fill me with regret), could you PM me the role you were eyeing to fill?

BTW, congrats on the promotion! 👍

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[Wh1stl3r]

Watching Ateneo vs Lasalle. Man, Fajardo is a beast at the service line. Ang macho, nakakalalake hehe

[_Cathy_]

Maybe I should have pursued my assignment in HQ. My Mom has not talked to me in over a week. What the hell does she want me to do? Burn myself? I have so many issues going on in my life right now. My heart was shattered into pieces and then I have a mother who makes things harder for me. And then she guilt trips me into she only has a few years left in this world. I swear to God, one day I will be pushed to suicide! Mauuna pa ko.

[shadow]

Maybe I should have pursued my assignment in HQ. My Mom has not talked to me in over a week. What the hell does she want me to do? Burn myself? I have so many issues going on in my life right now. My heart was shattered into pieces and then I have a mother who makes things harder for me. And then she guilt trips me into she only has a few years left in this world. I swear to God, one day I will be pushed to suicide! Mauuna pa ko.

Tama naman siya. She just wanted to spend more time with you while it last.

Sooner or later hinde na pwede yun lalabas laying dalawa.

Diba sabi mo she had you when she in her 40s na. So there, just spend more time with her.


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[_Cathy_]

Tama naman siya. She just wanted to spend more time with you while it last.

Sooner or later hinde na pwede yun lalabas laying dalawa.

Diba sabi mo she had you when she in her 40s na. So there, just spend more time with her.


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She had me in her late 30s. Saan ka kasi nakakita ng nanay na hindi kakausapin anak ng ilang linggo? I don't even know what the heck I did wrong. Dad ko pag nagalit NEVER lalagpas ng ilang oras. Apparently she got mad at me kasi sinagot ko siya in front of her friend. Pinahiya ko daw siya. Wow! That was last week pa. Then why didn't she tell me?

I want to pack my bags and leave this house. But I can't because I can't leave her alone at home. She will just guilt trip me into causing her blood pressure to shoot up.

[sphinxz]

Are these legitimate police escorts?

[dr. d]

Are these legitimate police escorts?

from what i understand, the President, Vice president, Chief Justice, Senate president, Speaker of the House, DND and DILG chiefs... are entitled.
also entitled are former Presidents and their spouses, former VP and former PNP.
all others, they have to file for one from the PNP.

but the most commonly encountered ones, the Charons (escorts for the dead)... are they even filed for?

heh heh.

[jut703]

Very interesting piece on wealth accumulation:

Why do people think saving is the key to wealth when the most wealthy people didn't get to the top by saving?

- Zuckerberg didn’t save money because either his parents or grandparents did the saving. The saving by spending less every month and having discipline with putting away 10% or more of their salary and reinvesting it carefully, one small bit at a time.

- Almost all billionaires take hundreds of thousands from their parents/families to get their companies off the ground. That’s the only way to maintain enough control of the company to become a billionaire when it IPOs. Zuckerberg’s dad loaned enough money to Facebook early on to have his debt convert to 2,000,000 shares by the time of IPO.If you’re starting from 0, the only way to get the ball rolling is to save, spend less each month, and reinvest all those savings to maximize your income coming in. That’s the only way to build wealth from scratch.

- Zuckerberg didn’t build wealth from scratch. He and his family were already well-off enough for his parents to afford Philips Exeter (one of the most exclusive private high schools in the U.S., $46,000/yr tuition) and Harvard (one of the most exclusive private colleges in the U.S., $63,000/yr tuition) long before he ever thought of starting Facebook.

- At some point in the Zuckerberg family tree, either his parents or grandparents did the tough work of building up from little to nothing by being budget conscious and making small investments to get themselves and their family into the millions they had by the time that Zuckerberg was in high school.

- Almost all billionaires are like this, from Elon Musk (Dad owned a large regional engineering firm) to Warren Buffett (Dad was U.S. Congressman, owned a large regional stock brokerage) to Donald Trump (Dad owned and managed thousands of apartments in Queens and Brooklyn) to Bill Gates (Dad was a partner at a major law firm, grandfather was a president of a national bank) to Jeff Bezos (grandfather was a very successful scientist, businessman, landowner).

- Very few are pure something from nothings like Steve Jobs. Guys that are something from nothing have to walk over people and openly take advantage of/manipulate people like Steve Wozniak to get there. It takes a certain grit to build up from near nothing to billions. Jay-Z has hundreds of millions now, from essentially nothing. But I’m fairly sure at some point very early on, he broke the law to make ends meet. He dealt drugs to people that may have got addicted or something along those lines (made deals/collaborated with people that committed crimes for profit).The others that do it without the grit and grind just use the natural law of exponential growth.

- Back to the case of normal people like you and I, I’d say, just focus on how to optimize the rate of return on your equity/wealth based upon where you start.

- You and your family may start in the millions like Zuckerberg and Buffett and Gates and Bezos and go the startup route into billions for an effective 25% return on equity. Or you may start in the thousands, starting with nothing but the value of your car, your clothes, and a simple job that has no signing bonus, go with the extreme budget saving & cautious small, safe investment route, and end up with 3 or 4 million for the same effective 25% return on equity.

- In my opinion, you’ve been equally successful as a Zuckerberg and all the other billionaires if you return 25% on your family’s wealth and go from having a $5,000 net worth to having a 3 or 4 million dollar one by the time you retire. You’ve opened up the opportunity for your kids to have a legitimate shot at becoming a billionaire.It takes several generations of doing well economically to create wealth. Realistically, as a rule of thumb: you’re doing well if you add one “zero” to your family’s net worth each generation. You’re doing amazing if you add two “zeros” to your family’s net worth. The Mark Zuckerberg’s out there that are adding three “zeros” to your family’s net worth are essentially doing everything right and making the most of every break they come across.Think long, that’s what it takes to create wealth. Whether you’re Mark Zuckerberg or you’re the millionaire next door as described by all those books by Robert Kiyosaki and others, that’s the mindset it’ll take.

- It isn’t easy. If it were, everyone would add 3 zeros to their family’s wealth each generation.

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[sphinxz]

from what i understand, the President, Vice president, Chief Justice, Senate president, Speaker of the House, DND and DILG chiefs... are entitled.
also entitled are former Presidents and their spouses, former VP and former PNP.
all others, they have to file for one from the PNP.

but the most commonly encountered ones, the Charons (escorts for the dead)... are they even filed for?

heh heh.

I noticed they don't have plates but they got "pulis" markings all over. Their bikes seem to be that of the police but how easy is it to acquire one for private use? No identifying marks on the uniforms. If my assumption is correct, they might be personal guards acting like police escorts.

[sphinxz]

Might be good if someone could create a carwash app. Pwedeng home service or geo fencing. Sabay mo na ang rating, availability, and booking. ☺️

[dr. d]

I noticed they don't have plates but they got "pulis" markings all over. Their bikes seem to be that of the police but how easy is it to acquire one for private use? No identifying marks on the uniforms. If my assumption is correct, they might be personal guards acting like police escorts.

we should really get tough on these plate-less or illegally-plated vehicles.

[_Cathy_]

I hate my life. What did I ever do.to deserve this. I'm not a bad person naman.

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[uls]

Very interesting piece on wealth accumulation:



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In relation to that, it's easier for rich kids to take risks

In the local Chinese community, a fresh grad can tell his parents he wants to start a business and the parents would provide him capital and advice

If the business fails he has his parents to fall back on

That safety net allows rich kids to take more risk and therefore more chances to increase wealth

We always hear rags to riches stories but those are actually quite rare compared to those who increased their wealth coz they already had wealth to begin with

[jut703]

In relation to that, it's easier for rich kids to take risks

In the local Chinese community, a fresh grad can tell his parents he wants to start a business and the parents would provide him capital and advice

If the business fails he has his parents to fall back on

That safety net allows rich kids to take more risk and therefore more chances to increase wealth

We always hear rags to riches stories but those are actually quite rare compared to those who increased their wealth coz they already had wealth to begin with

Yeah there's another article about that:

Entrepreneurs don’t have a special gene for risk—they come from families with money — Quartz

But what often gets lost in these conversations is that the most common shared trait among entrepreneurs is access to financial capital—family money, an inheritance, or a pedigree and connections that allow for access to financial stability. While it seems that entrepreneurs tend to have an admirable penchant for risk, it’s usually that access to money which allows them to take risks.

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[_Cathy_]

It's weird but financial success was never a driver for me. Maybe my backstabbing officemate was right when she told our local dept head wala ako ambition sa buhay.

I would consider myself a success if I were a housewife with a happy family, good health and just a little upgrade from my lifestyle. Yun kasi gusto namin lahat ng friends ko bata pa lang kami (to be a housewife hahaha) Currently I am a big failure.

I will not be like my Mom who insisted on working when my paternal Lola wanted her to stay home. So she should not be jealous that I'm attached to the person who really took care of me since I was a baby.

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[uls]

It's weird but financial success was never a driver for me. Maybe my backstabbing officemate was right when she told our local dept head wala ako ambition sa buhay.

I would consider myself a success if I were a housewife with a happy family, good health and just a little upgrade from my lifestyle. Yun kasi gusto namin lahat ng friends ko bata pa lang kami (to be a housewife hahaha) Currently I am a big failure.

I will not be like my Mom who insisted on working when my paternal Lola wanted her to stay home. So she should not be jealous that I'm attached to the person who really took care of me since I was a baby.

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Maybe there really are girls who were bred to be housewives he he

My friend (or ex friend) Rowena comes from a wealthy Chinese family but all the women in their family aren't allowed to work in their company

All she does is spend her dad's money

Talaga bred to be a housewife

Goal is mag asawa ng isang Chinese guy na kasing yaman o mas mayaman and spend the husband's money

May Chinese term dyan... Tay tay (woman of leisure)

Ito ung mga misis na makikita mo wala na ginawa kundi mag shopping, mag spa, mag travel using husbands' credit card

[dreamur]

Yeah there's another article about that:

Entrepreneurs don’t have a special gene for risk—they come from families with money — Quartz



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*Jut: This reminds me to ask you about Sorrento Oasis. Is this a good location for investment?

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[_Cathy_]

Maybe there really are girls who were bred to be housewives he he

My friend (or ex friend) Rowena comes from a wealthy Chinese family but all the women in their family aren't allowed to work in their company

All she does is spend her dad's money

Talaga bred to be a housewife

Goal is mag asawa ng isang Chinese guy na kasing yaman o mas mayaman and spend the husband's money

May Chinese term dyan... Tay tay (woman of leisure)

Ito ung mga misis na makikita mo wala na ginawa kundi mag shopping, mag spa, mag travel using husbands' credit card

I'd feel guilty to be a "woman of leisure" spending my husband's money on shopping etc.. Plus I'd make sure to I have my own money para di ako apihin

I'm just happier staying at home, cooking, going to the grocery, decorating the house, organizing parties etc. I've been working for almost 10 years so I could say that I know the feeling of having a career. I like domestic duties better.

Kaya napakaswerte ng mga babae who have husbands who earn enough that they can afford to be housewives. Happy na ko basta I get to maintain my lifestyle now as a single person

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