Remittance service from the US?

[Lemon]

Hello

Meron ba kayo marerecomend na money remittance service papunta dito sa Pinas from the US? Madalas kasi ang pagpapadala, kaya OK un mababang service fee at in $$$ sana makukuha un pera. Puro kasi in Peso na un pagdating dito plus mahal pa bayad sa service fee kaya malaki ang total na nawawala. Check deposit ang ginagamit ko, 100pesos per check ang bayad, kaya lang it takes 45 working days para ma-clear ang cheke. Matagal.

Western Union - mataas ang service fee.
Wire/bank transfer - mas-mataas ang service fee.
xoom.com - the transactions are getting cancelled. No clear reason why.

Any other recommendation?

Thanks in advance!

[mantoy]

have you tried SMART-padala? mas mababa yata charges.

mukhang mahirap yata yang dollars din mare-receive. possible lang yan kung ang beneficiary account is dollar din and this is only possible thru the methods you just mentioned above.

[theveed]

PNB gamit ng kaibigan ko...

[Karding]

mukhang mahirap yata yang dollars din mare-receive. possible lang yan kung ang beneficiary account is dollar din and this is only possible thru the methods you just mentioned above.

tama kapatid. kung dollar-to-dollar, dapat may dollar bank account din ang recipient.

PNB ang gamit namin noon. the fee is $7.00 per $100 sent yata.

[the_wildthing]

Mahal talaga ang dollar to dollar kasi hindi na sila kikita sa conversion.

[NightRock]

sobrang mag charges yang mga banko na yan. lalo na sa dollar may bayad kana nga sa pag pa transfer babawasan pa per 100$ ang pera mo.. Saan ka sa US gusto mo door to door..

[BoEinG_747]

pero di ba pag bank to bank

wala na charges ang mga bank sa pinas

ang alam ko lang ay mga door to door .

may charge na doon sa nag padala ..bawas pa pagdating sa pinas ang per 100 dollar

[empy]

alam nyo, eto naisip ko:

if you want to remit regularly, could the OFW open up a checking account with a bank with a presence sa Pilipinas, like Citi or HSBC...and then give his debit card to his family in the philippines? then the family could use the ATM back home to withdraw the money. i guess the only drawback would be that you couldn't withdraw large amounts immediately (but then maybe you could wire money or use the teller), or if the fees for this type of ATM usage would be huge.

would this work?

[Karding]

Good idea M54. Usually $500 ang limit per day, but you can ask to get at least $700 a day from the US bank.

[NightRock]

pero di ba pag bank to bank

wala na charges ang mga bank sa pinas

ang alam ko lang ay mga door to door .

may charge na doon sa nag padala ..bawas pa pagdating sa pinas ang per 100 dollar

meron din bawas pag bank to bank sa BPI pag nag de deposit ako via telegraphic transfer sarili ko ng account yon may bawas pa in every 1000$ ang bawas nila 15$..