alam nyo, eto naisip ko:

if you want to remit regularly, could the OFW open up a checking account with a bank with a presence sa Pilipinas, like Citi or HSBC...and then give his debit card to his family in the philippines? then the family could use the ATM back home to withdraw the money. i guess the only drawback would be that you couldn't withdraw large amounts immediately (but then maybe you could wire money or use the teller), or if the fees for this type of ATM usage would be huge.

would this work?