Remittance service from the US?

[Lemon]

Hello

Meron ba kayo marerecomend na money remittance service papunta dito sa Pinas from the US? Madalas kasi ang pagpapadala, kaya OK un mababang service fee at in $$$ sana makukuha un pera. Puro kasi in Peso na un pagdating dito plus mahal pa bayad sa service fee kaya malaki ang total na nawawala. Check deposit ang ginagamit ko, 100pesos per check ang bayad, kaya lang it takes 45 working days para ma-clear ang cheke. Matagal.

Western Union - mataas ang service fee.
Wire/bank transfer - mas-mataas ang service fee.
xoom.com - the transactions are getting cancelled. No clear reason why.

Any other recommendation?

Thanks in advance!

[mantoy]

have you tried SMART-padala? mas mababa yata charges.

mukhang mahirap yata yang dollars din mare-receive. possible lang yan kung ang beneficiary account is dollar din and this is only possible thru the methods you just mentioned above.

[theveed]

PNB gamit ng kaibigan ko...

[Karding]

mukhang mahirap yata yang dollars din mare-receive. possible lang yan kung ang beneficiary account is dollar din and this is only possible thru the methods you just mentioned above.

tama kapatid. kung dollar-to-dollar, dapat may dollar bank account din ang recipient.

PNB ang gamit namin noon. the fee is $7.00 per $100 sent yata.

[the_wildthing]

Mahal talaga ang dollar to dollar kasi hindi na sila kikita sa conversion.

[NightRock]

sobrang mag charges yang mga banko na yan. lalo na sa dollar may bayad kana nga sa pag pa transfer babawasan pa per 100$ ang pera mo.. Saan ka sa US gusto mo door to door..

[BoEinG_747]

pero di ba pag bank to bank

wala na charges ang mga bank sa pinas

ang alam ko lang ay mga door to door .

may charge na doon sa nag padala ..bawas pa pagdating sa pinas ang per 100 dollar

[empy]

alam nyo, eto naisip ko:

if you want to remit regularly, could the OFW open up a checking account with a bank with a presence sa Pilipinas, like Citi or HSBC...and then give his debit card to his family in the philippines? then the family could use the ATM back home to withdraw the money. i guess the only drawback would be that you couldn't withdraw large amounts immediately (but then maybe you could wire money or use the teller), or if the fees for this type of ATM usage would be huge.

would this work?

[Karding]

Good idea M54. Usually $500 ang limit per day, but you can ask to get at least $700 a day from the US bank.

[NightRock]

pero di ba pag bank to bank

wala na charges ang mga bank sa pinas

ang alam ko lang ay mga door to door .

may charge na doon sa nag padala ..bawas pa pagdating sa pinas ang per 100 dollar

meron din bawas pag bank to bank sa BPI pag nag de deposit ako via telegraphic transfer sarili ko ng account yon may bawas pa in every 1000$ ang bawas nila 15$..

[NightRock]

Tip ko lang kung gusto mo walang problema sa padala sa Phil. ng walang charges ganito ginagawa ko.

Nag Open ako ng 2 peso ATM account at 1 dollar account sa BPI. Both under my name so yung isang ATM hawak ko yung isa nasa beneficiary sa Pinas. Pano ako nag transfer Im doing it online banking http://bpiexpressonline.com So basically yung ATM na hawak ko may pondo na yung ATM na nasa pinas wala maintaiing balance lang or some few hundreds para hindi ma closed. So you can do it online pag transfer mo ngayon with in a seconds lang pwede na nila kunin.. Pwede ka din mag schedule transfer like every week,daily or depende sa gusto mo kahit monthly. So walang charges every month or every week kung mag papadala ka sa pinas.. Actually hindi naman talaga padala ang tawag don its the way of controlling yung pera sa pinas. But atleast once ka lang mag pondo sa Account mo so isang charges lang lets say every 3months ka mag lagay ng fund sa account mo. so makakatipid pa rin. Yung dollar account naman pwede ka din mag Palit ng $ to peso online then pasok naman sa ATM account mo so kung emergency hindi na mag hihintay yung nasa pinas kung kelan dadating ang pinadala mo...And I'm doing it for the last 5years na yata.. almost pioneer na ko sa Online banking ng BPI..Meron pang isa silang features parang E-cash pero may expiration ang card every 2years lang at may bayad nag card 100 lang naman..Ideal for students allowance. Meron din sila online bill payments, pati tuition sa school

Well sana lang hindi maisip ng mga banko satin na bigyan ng charges ang online banking lalo na sa transfer of fund,

[c0zee]

i use east west bank here ni LA.
$20 lang ang fee($8 lang pag US$ tp PHP). irregardles kung $100 or $5,000 ang ipapadala mo.
next day nasa account na sa pinas.

the money can be deposited to any bank in the philippines, pwedeng i-pick up and pwede din i deliver sa bahay!

[slamtaz]

you may want to check out this site as an option...

https://www.wellsfargo.com/per/intl_remittance/philippines

[Karding]

slamtaz, very good alternative din ang link na binigay mo kapatid

[Poops]

try mo
www.philrem.com

[kuroy]

magkano naman charge sa wells fargo? say magpadala ka ng $300 from US to phil?

nag babank to bank kasi ako sa WF and $35 ang bayad any amount...sa pinas ang pera ay sa Peso na

[Karding]

kuroy, sa WF bali ang mangyayari fund transfer. Bale $5.00 fee per daily deposit lang. Kung once a month of any dollar amount ka mag deposit, I belive its still $5.00.

Set up the account:

1. You open an International ATM Remittance Account to the Philippines, and provide the name of the authorized cardholder who will withdraw the money in the Philippines.
2. Wait 7 to 10 days for your Wells Fargo ATM Card and the Remittance ATM Card. Also wait for your Personal Identification Number (PIN), which allows you and the authorized cardholder to use the ATM. For security reasons, the ATM card and PIN are sent separately.
3. Send the Remittance ATM Card to your authorized cardholder in the Philippines. Once he or she receives the card, send the PIN for the card. Do not send the card and PIN together.

Transfer money:
Make a deposit to your account. The next business day, your authorized cardholder can withdraw pesos from any ExpressNet or MegaLink ATM in the Philippines.

wire transfer yata ang ginawa mo kaya $35.00, not sure tho.

[hunk_dansen]

Tol try mo sa Banco de Oro, maganda ang service nila, monthly don ako nag pipick up nang pera ko from states, mababa ang charge nila only $16 ang charge sa $1000, then dollars pa makukuha dito sa Philippines, thru Banko de Oro, di sila nag chacharge pag pinik-up mo ang pera in dollars, kahit wala kang dollar account walang problema, maganda pa ang banking hours nila, pwede mo ma pick up kahit holidays, Saturdays, and Sundays, fron 10 am to 7 Pm local time, punta ka lang sa mga SM Malls dito sa Pilipinas, don may mga braches sila, ginagawa ko to for several years now, sulit ang service nila, try this! www.bancodeoro.com.ph

[kuroy]

hah...wire transfer nga kaya $35...subukan ko nga to..malimit kasi kaming magpadala din eh

[hunk_dansen]

yes tol try mo yan very cheap, makukuha pa kaagad nang beneficiarry mo in a matter of minutes, after your succesful transaction,