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  1. Join Date
    Mar 2010
    Posts
    2,204
    #41
    Quote Originally Posted by alainroyce View Post
    Oo nga, bakit kaya?
    Para sa mga simpleng tao katulad ko, mas madali kumuha ng kotse compared sa H&L. Yung H%L bayaran mo for 15 years. Yung kotse 5 years lang. Kung may kotse ka na, pwede ka na tumira sa medyo malayong lugar na may nice house na hinde mo iniisip ang pag commute.

    sorry. OT.

  2. Join Date
    Feb 2008
    Posts
    5,179
    #42
    hindi ko alam kung OT pero if your buying the condo or H&L get a life insurance na rin to cover the amount that your about to loan. safety and stability lang for the family.

  3. Join Date
    Feb 2008
    Posts
    5,179
    #43
    Quote Originally Posted by robot.sonic View Post
    Para sa mga simpleng tao katulad ko, mas madali kumuha ng kotse compared sa H&L. Yung H%L bayaran mo for 15 years. Yung kotse 5 years lang. Kung may kotse ka na, pwede ka na tumira sa medyo malayong lugar na may nice house na hinde mo iniisip ang pag commute.

    sorry. OT.
    practicality to buy 2nd hand for transport. i believe sinasabi nila is yung may blackberry, itouch, macbook, etc etc tapos utang oto ng matagalan and nakatira sa small apartment na rent.

    as what uls said, its a portable status symbol. but in reality, they spend what they earn and only think of showing off rather than investing and having financial stability.

  4. Join Date
    Nov 2005
    Posts
    7,515
    #44
    Quote Originally Posted by uls View Post
    pero usually nauuna ang car eh

    hehe
    tumpak, naku ang daming ganito...pero gusto nila eh :showoff:

    Quote Originally Posted by testament11 View Post
    I'll go for a new house. Its a basic need for survival. Mabubuhay ka naman ng walang kotse eh
    tumpak rin pero maraming hindi ata mabubuhay ng walang tsikot............na sasakyan

    Quote Originally Posted by shadow View Post
    kulit niyo eh. house and lot kayo ng house and lot and TS knows na mas maganda pag H&L ang bibilhin niya but the thing is he still can't afford a nice house, kaya condo, so walang comparison na dapat H&L bilhin niya.

    no brainer naman na H&L>condo. ano pang pinaguusapan?

    dagdagan niyo na lang kaya yun pera niya para makabili na siya ng H&L.
    :rofl:

    Quote Originally Posted by uls View Post
    portable status symbol

    yan ang nakikita ng tao

    di naman nakikita kung saan nakatira

    hehe
    :showoff:

  5. Join Date
    Sep 2003
    Posts
    21,346
    #45
    Quote Originally Posted by archie123456789 View Post
    practicality to buy 2nd hand for transport. i believe sinasabi nila is yung may blackberry, itouch, macbook, etc etc tapos utang oto ng matagalan and nakatira sa small apartment na rent.

    as what uls said, its a portable status symbol. but in reality, they spend what they earn and only think of showing off rather than investing and having financial stability.

    tapos sa iskinita lang ipaparada yung brand new car (walang garage eh), w/ matching "kulambo" pa......:hysterical:

  6. Join Date
    Jul 2010
    Posts
    1,114
    #46
    Quote Originally Posted by Mguy View Post
    Problem with condos now is that most people who buy condos ay mga OFWs. So yun swimming pool and other amenities, maraming tumatambay na kamag-anak ng tenant. Tuloy, you would see a jeepney load of people swimming sa pool, parang ginawang Pansol tuloy.
    hahaha natawa ako dito. pero totoo 'to. sa condo namin hindi na nga ako nag-swimming kase mga jologs ang nag-swimming, minsan nangangati pa ako

  7. Join Date
    Jul 2010
    Posts
    1,114
    #47
    Quote Originally Posted by foresterx View Post
    i've been checking lot for sale every once in a while pag walang ma gawa for 2 years now, pag may nakikita na gusto yon compute agad kung pasok sa budget at kaya mag patayo ng bahay pero di talaga pasok sa budget.

    regarding the OFW naman, one of the reasons why i want to move my family from where i live right now. sobra dami kamag anak ng OFW dito binababoy yung condo, dami basura pakalat kalat tapos yung lobby ginagawang tambayan nila pati parking lot. tapos kung umasta pa kala mo kung sino. pero the new condo, i doubt they could afford to own one. there's a difference between being able to buy one and afford to own one. palagay ko kahit nga buy one lang di parin kaya ng regular OFW.



    it's a lot further to my work but closer to my wife's work and every thing else. also magaganda ang mga school na malapit, so in the future pag mag aaral ng daugther ko another bonus for me.

    to everyone else thanks for the help, i still have 2 weeks to decide pa naman since my flight to los angeles is tonight and i'll be there for 2 weeks. when i get back don pa lang ayusin lahat.
    eto contribute ko sa'yo


    para sa'kin mag-invest lang ako sa mga ganito

    - CRDi vehicle (except chinese) - hindi mabilis bumagsak value ng vehicle mo

    - guarded house and lot village - para maiwasan ang mga drug addict sa streets na nagpapababa ng value ng lot

    - guarded commercial condo space - para may cashflow ka pa, kasi kumikita investment mo

    - or a Jimny -if you can't beat them by being big, beat them by being small and agile and yet durable


    pero one day, i'll buy my own big residential condo with all the works and the interiors. luho na talaga yun, at ready ako tanggapin na money pit.

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nice house or nice car?