Quote Originally Posted by Monseratto View Post
Wala pa rin kwenta yan. Just to be clear I'm not in favor of not paying one's debt. But the RA 8484 is useless for CC debtors it can't be used against them.

The geez if I remember correctly 8484 is when you applied for CC you used a fictitious name etc.

But iba naman Ang defaulter eh. They applied using their real name hinde lang nakabayad. Panakot Lang ng mga CA yabn