80% of my expenses are also via credit card. Tapos from my payroll account nililipat ko lahat sa checking account every payday. Nagiiwan lang ako 5k yung pwede ko withdrawhin for cash sa ATMs, tapos kung kailangan transfer na lang via online transaction. Para isang ATM lang ang exposed. Manakawan man yung 'disposable cash account' maliit lang.
And oh, may rebates and rewards pa sa credit card transactions. Favorite ko yung BPI promo na papalit mo ng jollibee or chowking yung receipt. Downside lang ng CC para saken is yung annual fees, which I can always waive easily.
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August 7th, 2014 06:49 PM #17Last edited by leodawesome; August 7th, 2014 at 06:53 PM.
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