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  1. Join Date
    Oct 2002
    Posts
    40,068
    #31
    Just what I have thought. Napakahirap mag abroad ng walang credit card chochuck.

    You'll realized that pag nag a-abroad ka na.


    Posted via Tsikot Mobile App

  2. Join Date
    Aug 2013
    Posts
    805
    #32
    Actually with the current retail setup, unless the vendor will give you discount if you pay cash, lugi ka if you don't use a credit card. Kasi lahat ng establishments na tumatanggap ng credit card nakapatong na sa product price nila yung card surcharge (patong ng credit card to make money). Makakabawi ka lang sa surcharge through points on your credit card (converted points is the same as discount). Kung cash ibabayad natin walang discounts (points) na makukuha. Kaya mas nakatipid yung nagbayad ng card kaysa cash.

    Posted via Tsikot Mobile App

  3. Join Date
    Apr 2013
    Posts
    1,363
    #33
    The real advantage of having a cc is you don't have to carry large amount of cash

  4. Join Date
    Dec 2005
    Posts
    39,162
    #34
    Quote Originally Posted by cardict View Post
    The real advantage of having a cc is you don't have to carry large amount of cash
    Iyan naman ang problema, kapag may issue ang POS ng isang tindahan, at cash lang... Wala ka halos dalang cash,- e nasa counter ka na.... Hindi lang minsang nangyari ito sa akin... :grin;

    Pang-enrol ng panganay namin- iyong CC na sa kanyang pangalan na rin....

    Pati pambayad ng life insurance (na hindi investment-insurance),- card na rin....

    Basta puwede card,- mas madali ang desisyon...
    (Deferred payment pa....)

    “The measure of a man is what he does with power”
    24.0K:fuzzy:

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