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  1. Join Date
    Dec 2005
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    #1
    Quote Originally Posted by vinj View Post
    And waiting for the eventual inheritance i guess.

    *C4U, my salary isn't that great but i still manage to send two kids to good schools. I'm sure it's the same for most married tsikoteers here. I have friends who live with their parents and take home twice my salary and yet they still find it hard to save up as well, with no real assets to show for their expenses. It's different when you have the cushion of home as against being thrown at the fire immediately to fend for one's self.
    That is why I am telling my kids that as soon as they graduate from college,- "they can do whatever they want,- relocate abroad or move out of the house"... it pains me I admit, but I need to impress that on them... The earlier they become independent, the better for wifey and myself....

    Of course, we are thinking ahead,- like buying properties (for them- which they are not aware of) so that they can start their married life pretty well...

    Looking back, the biggest financial challenge that we encountered was buying our first house (and it was a good thing that I saved enough money for this). And so, with that experience, we hope that we can augment their financial capability when they go through that same stage in life... Of course, we will ask them to pay for the property but without the oppressing interest rate of the lending institutions....

    20.0K:lollipop:

  2. Join Date
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    #2
    Hindi ba bigay na lang yung property?

    This reminds me of my cousins which were each given condos by their parents for them to live independent when they get married. The problem is they sold it off naman when things got bad. So really discipline is important for the children.

  3. Join Date
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    #3
    Quote Originally Posted by Cathy_for_you View Post
    Hindi ba bigay na lang yung property?

    This reminds me of my cousins which were each given condos by their parents for them to live independent when they get married. The problem is they sold it off naman when things got bad. So really discipline is important for the children.
    That's the problem kung walang discipline. The mindset should be that they still work as if they won't be getting anything from their parents/family. Parang bonus na lang if they get any...

  4. Join Date
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    #4
    Quote Originally Posted by Cathy_for_you View Post
    So really discipline is important for the children.
    Thats what im talking about.

    hindi kasi nakikita yung value nung pinaghirapan.

    same scenario, yung pinsan ni esmi spolied mga anak

    bigay luho mga magulang.

    ngayon buhay pa parents pero nanghihingi na ng mana.

    i'm like WTF?! buhay pa magulang nanghihingi na ng mamanahain.

  5. Join Date
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    #5
    Quote Originally Posted by vinj View Post
    That's the problem kung walang discipline. The mindset should be that they still work as if they won't be getting anything from their parents/family. Parang bonus na lang if they get any...
    I have so many cousins that just stay at home living off of their parents, the worst ones are living off of my 85 year old Lola! I really do not call that a life.

    Quote Originally Posted by cast_no_shadow View Post
    Thats what im talking about.

    hindi kasi nakikita yung value nung pinaghirapan.

    same scenario, yung pinsan ni esmi spolied mga anak

    bigay luho mga magulang.

    ngayon buhay pa parents pero nanghihingi na ng mana.

    i'm like WTF?! buhay pa magulang nanghihingi na ng mamanahain.
    Pero better nga to transfer the properties while the parents are still alive to do away with estate tax. But that has to come from the parents. What others do, they insure their parents enough to pay for estate tax.

  6. Join Date
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    #6
    Quote Originally Posted by Cathy_for_you View Post
    But that has to come from the parents.
    Kaso anak mismo nanghihingi, tigas nga eh nagtampo pa nung hindi binibigay yung hinihingi.

  7. Join Date
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    #7
    Quote Originally Posted by cast_no_shadow View Post
    Kaso anak mismo nanghihingi, tigas nga eh nagtampo pa nung hindi binibigay yung hinihingi.
    Kung ako magulang nun lalong hindi ko ililipat. Baka bigla ako ilaglag pag transgferred na lahat. hehe.

  8. Join Date
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    #8
    marami ng parents na giangawa bumibili na lang ng malaking lot and then lahat ng anak and their families may kanya-kanyang bahay s compound...

    a buddy of mine since grade school ganun set up nila...they bought an 7 or 8k squaremeters sa isang subdivision then nagpagawa na lang sila magkakapatid ng bahay sa compound nila...then yun parents nila meron din sariling baha...

    kapatid naman ng lola ko ganun din style, they built a 20+ floor building...top 4 floors sila gumagamit then the rest of the units eh binenta...so lahat ng anak at pamilya doon na rin sama-sama nakatira...

  9. Join Date
    Dec 2005
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    #9
    Quote Originally Posted by shadow View Post
    marami ng parents na giangawa bumibili na lang ng malaking lot and then lahat ng anak and their families may kanya-kanyang bahay s compound...
    a buddy of mine since grade school ganun set up nila...they bought an 7 or 8k squaremeters sa isang subdivision then nagpagawa na lang sila magkakapatid ng bahay sa compound nila...then yun parents nila meron din sariling baha...
    kapatid naman ng lola ko ganun din style, they built a 20+ floor building...top 4 floors sila gumagamit then the rest of the units eh binenta...so lahat ng anak at pamilya doon na rin sama-sama nakatira...
    I do not share their styles.

    Para sa akin,- out of sight,- out of mind!

    Babu!


    Quote Originally Posted by Cathy_for_you View Post
    ako din gusto ko paampon kay CVT
    Quote Originally Posted by shadow View Post
    paampon kami saiyo...
    Hindi ko kayang suportahan ang mga lifestyles ninyo, ha!?....

    Baka maging aliping saguiguilid na ako niyan at tumanggap na rin ako ng labada at maibenta ko na ang aking k*luluw* kung kanino!.....

    20.0K:lollipop:

  10. Join Date
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    #10
    Kawawa naman si CVT, nung una daming gustong mag-apply sa opisina niya, ngayon paampon na rin.

    Quote Originally Posted by cast_no_shadow View Post
    Thats what im talking about.

    hindi kasi nakikita yung value nung pinaghirapan.

    same scenario, yung pinsan ni esmi spolied mga anak

    bigay luho mga magulang.

    ngayon buhay pa parents pero nanghihingi na ng mana.

    i'm like WTF?! buhay pa magulang nanghihingi na ng mamanahain.
    Bad trip yun ah. It's one thing to plan the estate to minimize problems/hassles when the eventuality comes, it's another story kung ngayon pa lang, hinihingi na.

    Quote Originally Posted by Cathy_for_you View Post
    I have so many cousins that just stay at home living off of their parents, the worst ones are living off of my 85 year old Lola! I really do not call that a life.
    That sucks indeed.

    Quote Originally Posted by shadow View Post
    marami ng parents na giangawa bumibili na lang ng malaking lot and then lahat ng anak and their families may kanya-kanyang bahay s compound...

    a buddy of mine since grade school ganun set up nila...they bought an 7 or 8k squaremeters sa isang subdivision then nagpagawa na lang sila magkakapatid ng bahay sa compound nila...then yun parents nila meron din sariling baha...

    kapatid naman ng lola ko ganun din style, they built a 20+ floor building...top 4 floors sila gumagamit then the rest of the units eh binenta...so lahat ng anak at pamilya doon na rin sama-sama nakatira...
    Mas common yan with my Chinoy friends. Ultimo bahay sa Dasma at Wack Wack, compound style ang ginawa (creative design/layout nalang to get by the association rules/limitations).

    Hirap minsan ng ganyan if you ask me... that may lead to squabbles later on. One reason why my siblings and i don't live in the same house (save for my younger bro who's still single and stays with me) is because we all feel the need for our own private space and lives. We also look forward to seeing each other more now that we have our own places.
    Last edited by vinj; July 10th, 2013 at 12:21 PM.

  11. Join Date
    Jul 2007
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    #11
    Quote Originally Posted by CVT View Post

    Hindi ko kayang suportahan ang mga lifestyles ninyo, ha!?....

    Baka maging aliping saguiguilid na ako niyan at tumanggap na rin ako ng labada at maibenta ko na ang aking k*luluw* kung kanino!.....

    20.0K:lollipop:
    Kayang kaya mo yan. Tig isang bahay lang sa South

    Quote Originally Posted by vinj View Post
    Bad trip yun ah. It's one thing to plan the estate to minimize problems/hassles when the eventuality comes, it's another story kung ngayon pa lang, hinihingi na.

    That sucks indeed.

    Kawawa naman si CVT, nung una daming gustong mag-apply sa opisina niya, ngayon paampon na rin.

    Hirap minsan ng ganyan if you ask me... that may lead to squabbles later on. One reason why my siblings and i don't live in the same house (save for my younger bro who's still single and stays with me) is because we all feel the need for our own private space and lives. We also look forward to seeing each other more now that we have our own places.
    I also do not want to live in a compound with my family. Okay na sakin yung same village. Close enough for convenience, far enough for privacy.

  12. Join Date
    Oct 2002
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    40,599
    #12
    Quote Originally Posted by vinj View Post
    Kawawa naman si CVT, nung una daming gustong mag-apply sa opisina niya, ngayon paampon na rin.



    Bad trip yun ah. It's one thing to plan the estate to minimize problems/hassles when the eventuality comes, it's another story kung ngayon pa lang, hinihingi na.



    That sucks indeed.



    Mas common yan with my Chinoy friends. Ultimo bahay sa Dasma at Wack Wack, compound style ang ginawa (creative design/layout nalang to get by the association rules/limitations).

    Hirap minsan ng ganyan if you ask me... that may lead to squabbles later on. One reason why my siblings and i don't live in the same house (save for my younger bro who's still single and stays with me) is because we all feel the need for our own private space and lives. We also look forward to seeing each other more now that we have our own places.
    ganun nga layout ng bahay ng barkada ko...parang isang super laking bahay pag tiitngnan mo sa labas pag pasok parang townhouse pala dahil 4 na magkakatabi para sa kanilang magkakapatid...

    ang daming tao sa kanila...dahil mga maids 1:1 ang ratio...kung ilan sila sa pamilya ganun din yun maids nila then meron pa kaniya-kaniyang drivers...

    ang nakikita ko lang problema eh hinde sa mga magkakapatid sa mga asawa nila ang children, magkakaingitan

  13. Join Date
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    #13
    Quote Originally Posted by vinj View Post
    Hirap minsan ng ganyan if you ask me... that may lead to squabbles later on. One reason why my siblings and i don't live in the same house (save for my younger bro who's still single and stays with me) is because we all feel the need for our own private space and lives. We also look forward to seeing each other more now that we have our own places.
    Yung family ni esmi ganyan.

    Well provided ng lolo and lola niya yung mga anak (kapatid ng ermats niya)

    may compound dito sa manila and province.

    may kanya kanyang bahay yung magkakapatid sa compound.

    Hindi maiwasan may magkaaway, meron hindi na nag kikibuan

    ang ending nagsuklian sila. Yun mga gusto magpaiwan sa compound binili yung property ng gusto umalis.

    later on umalis na din in-laws ko dun sa compound na yun bumili ng sariling bahay.

    ngayon mas peaceful silang magkakapatid mas masaya pag may gatherings.

  14. Join Date
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    #14
    Quote Originally Posted by vinj View Post
    Mas common yan with my Chinoy friends. Ultimo bahay sa Dasma at Wack Wack, compound style ang ginawa (creative design/layout nalang to get by the association rules/limitations).
    yes typical sa chinoys

    meron malaking lote na may 3 or 4 houses

    meron nakatira sa building kanya kanyang floor

    meron yung business nasa ground floor residences nasa itaas (sarap no? hindi kailangan mag drive to work hehe)

  15. Join Date
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    #15
    Quote Originally Posted by uls View Post
    yes typical sa chinoys

    meron malaking lote na may 3 or 4 houses

    meron nakatira sa building kanya kanyang floor

    meron yung business nasa ground floor residences nasa itaas (sarap no? hindi kailangan mag drive to work hehe)
    Pero dami pa rin kotse...


    Sent from my iPhone using Tapatalk 2

  16. Join Date
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    #16
    Quote Originally Posted by shadow View Post
    Pero dami pa rin kotse...


    Sent from my iPhone using Tapatalk 2
    haha ay oo

    puro toyota and honda hehe

  17. Join Date
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    #17
    Quote Originally Posted by uls View Post
    yes typical sa chinoys

    meron malaking lote na may 3 or 4 houses

    meron nakatira sa building kanya kanyang floor

    meron yung business nasa ground floor residences nasa itaas (sarap no? hindi kailangan mag drive to work hehe)
    Neighbor namin garments factory sila, tagatahi ng mga damit for bench.

    1st 4 floors for business 5th floor pataas residential na.

    pagbukas nung gate sa ground floor dame tsikots at delivery truck

    kakilala ko nga anak nung may ari sabi ko buti ka pa mag mumog lang after bumangon diretso na sa opisina.

    gym - bahay lang siya. Gandang lalaki sumali sa mr chinatown kaso natalo.

  18. Join Date
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    #18
    Quote Originally Posted by shadow View Post
    Pero dami pa rin kotse...
    Sent from my iPhone using Tapatalk 2
    Hindi naman MS or Fortuner na naka-park lang sa kalye?

    Hirap lang pag isang building, pag naga-aberya, lahat may damay din.

    Yung isang friend namin, parang self-sufficient mini-city na yung bahay/building nila. (Generator, malaking food storage, office, warehouse, mini-theatre, etc.).

    Quote Originally Posted by cast_no_shadow View Post
    gym - bahay lang siya. Gandang lalaki sumali sa mr chinatown kaso natalo.
    Hindi kaya si OB yung neighbor mo?

  19. Join Date
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    1,136
    #19
    Back to the OT.

    Yung mga taga sa amin mga nasa 20's and 30's na nila. Ang sasarap ng buhay. Pagkagising, kain tapos tambay. Pagdating ng Lunch, kain tapos nood ng TV, Pagdating ng Hapunan, kain tapos tambay with inom. Inaabot pa ung mga un ng hanggang 3am ng madaling araw. Everyday ganun ang ginagawa nila. Natatawa na lang ako kc buti pa sila hindi nahihirapan mag budget.

  20. Join Date
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    #20
    Quote Originally Posted by wezz_zzew View Post
    Back to the OT.

    Yung mga taga sa amin mga nasa 20's and 30's na nila. Ang sasarap ng buhay. Pagkagising, kain tapos tambay. Pagdating ng Lunch, kain tapos nood ng TV, Pagdating ng Hapunan, kain tapos tambay with inom. Inaabot pa ung mga un ng hanggang 3am ng madaling araw. Everyday ganun ang ginagawa nila. Natatawa na lang ako kc buti pa sila hindi nahihirapan mag budget.
    ano ba buhay nila? baka naman mga squatters?

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