Some question regarding part replacement cost and insurance

**cast_no_shadow** · August 9th, 2016 11:05 AM

Originally Posted by red_one

*TS: Eto nakalagay sa paper ko. I think standard naman ito sa lahat ng car insurance.

AUTHORIZED DRIVER:

Any of the following:
(a.) the insured
(b.) Any person driving on the Insured's order or with his permission

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with a valid DL

**red_one** · August 9th, 2016 11:06 AM

Originally Posted by cast_no_shadow

with a valid DL

Yes, given na yun. [emoji1] Otherwise, rejected ang claim.

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**x.mayor** · August 9th, 2016 11:08 AM

from car insurance company here...

hehehe! just kidding.

TS: i suggest have it repaired at your own cost... ganyan talaga, mahal ang tuition fee nowadays! so better learn your lessons quick!

**dr. d** · August 9th, 2016 11:42 AM

my thoughts..
TS has a car. TS's car met an accident. the accident's name is "cousin". TS did not authorize cousin to drive his car.
TS expects insurance to compensate him for damages to his car.
what happens between insurance and cousin, is not his concern.
harsh.

**Altis6453** · August 9th, 2016 12:02 PM

Originally Posted by _Cathy_

TS can you show us the pictures of the damage?

Also I hope your cousin pays for it.

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This. TS, why not have your cousin or his parents pay for the damage? Siguro naman mahihiya yung tito o tita mo sa mga parents mo.

Also, this is just some unsolicited advice: FIRE YOUR DRIVER.

**cast_no_shadow** · August 9th, 2016 12:17 PM

Originally Posted by Altis6453

This. TS, why not have your cousin or his parents pay for the damage? Siguro naman mahihiya yung tito o tita mo sa mga parents mo.

Also, this is just some unsolicited advice: FIRE YOUR DRIVER.

The notion na insured naman yan!

Oh missed the part that says your driver let your cousin drive the car

so irresponsible of him, hati sila sa repair dapat.

**_Cathy_** · August 9th, 2016 12:54 PM

Originally Posted by Altis6453

This. TS, why not have your cousin or his parents pay for the damage? Siguro naman mahihiya yung tito o tita mo sa mga parents mo.

Also, this is just some unsolicited advice: FIRE YOUR DRIVER.

Tinakas lang ng cousin yung auto nung gabi. It's totally the cousin's fault. Dapat talaga mahiya sila

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**red_one** · August 9th, 2016 01:35 PM

Based on page 1, tinakas ng pinsan ang car. Hindi kasama ang driver.

Yes, yung pinsan ang dapat magpa-repair or his parents.

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**Walter** · August 9th, 2016 01:40 PM

Don't think the cousin can afford to pay for the damages. If he's old enough, don't think his parents should be involved.

**Altis6453** · August 9th, 2016 04:46 PM

Originally Posted by Walter

Don't think the cousin can afford to pay for the damages. If he's old enough, don't think his parents should be involved.

Not a valid reason why he shouldn't pay. So, quits nalang dapat? Eh yung oras at perwisyo na dadalhin mo ang sasakyan sa talyer, hindi magamit ng may-ari?

When I used my brother's car and it got damaged, I paid for the repairs even if the car was insured --- and even if I was having cash flow problems.

I mean, it is common decency to offer to pay for the repairs, right? Kung ibang tao siguro yun, baka nakasuhan pa siya.