2014 Honda City (Gen 4)

[marsha07]

To get the lowest interest rate without dealer's incentive, you can purchase the vehicle in cash and then apply for loan reimbursement. With this method, you can get a loan rate of about 4%+, sometimes even lower.

This is applicable if you have the actual money to buy in cash right? No can do if one can only shell out cash for downpayment?

I heard a similar method from my banker. She calls it back-to-back loan when you put your funds in a TD, then they give you a loan equivalent to the amount of your TD. The interest earned by your TD will be used to pay for the interest of your loan. Do i somehow get what you're sayin? Thats interesting.

[jakewise]

Just to give you an idea as it depends on what bank you are applying for back to back loan, rate that I last asked was savings rate plus 4%, about 4.5% is the interest rate for back to back loan in peso. I do not know if dollar Time Deposits are different though

This is applicable if you have the actual money to buy in cash right? No can do if one can only shell out cash for downpayment?

I heard a similar method from my banker. She calls it back-to-back loan when you put your funds in a TD, then they give you a loan equivalent to the amount of your TD. The interest earned by your TD will be used to pay for the interest of your loan. Do i somehow get what you're sayin? Thats interesting.

[Walter]

Yes, this is assuming you have the cash to purchase the vehicle. Back-to-back loan is another thing. Usually back-to-back loan is your TD interest + 1-2% add-on loan rate.

[marsha07]

Hmm. Thats a thing to consider. I will suggest that to my mom since she is more qualified for that. This is great business practice. Thanks!

[tr1ck5h07]

As of this week, the Honda City 1.5 V CVT has a discount of 25k.

[creeker]

guys, na-break in nyo pa ba ang CITY nyo? when we got my friend's city ang sabi ng SA its not applicable na daw. no need to break in. tapos i try to look on the manual about the break in period, wala nga nakalagay dun or baka di ko lang talaga nakita.. hehe!

[tr1ck5h07]

New engines have already been pre-"broken-in" in the factory.

Some people still recommend not to over-rev the engine for prolonged periods for the first 1000 KM. For my car, I personally limited revs to 3,000 RPM and drove the car at varying speeds on the highway (not maintaining a certain speed for a prolonged period).

[kandule]

Mga ka HondaCars Bulacan. Naisabit ni misis si City Vx Pagpasok sa gate ng house . Dinala niya kanina sa Honda Guiguinto . Papalitan daw yung buong pinto! yehey! ang tanong, magkano ang magiging damage ko? Standard Insurance po ako (Inhouse).
Salamat po...

[tr1ck5h07]

Mga ka HondaCars Bulacan. Naisabit ni misis si City Vx Pagpasok sa gate ng house . Dinala niya kanina sa Honda Guiguinto . Papalitan daw yung buong pinto! yehey! ang tanong, magkano ang magiging damage ko? Standard Insurance po ako (Inhouse).
Salamat po...

Babayaran mo yung participation indicated in your insurance contract.


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[JazzRwM]

Yung jazz din namen tumama naman sa bato yung bumper palitan na din kasi natupi tapos nagkagasgas sa rear door 35k di ang magastos bumangga kasi pag park din, sagutin kaya ng insutance to? Parcitipation lang ba bayaran namen? Sa honda guguinto din kami

[marsha07]

Sasagutin yan. Basahin mo insurance policy mo po about own damage.

[Walter]

When getting insurance, make sure to check your participation fee, some charge as low as 3,000, some will charge 0.5% to 1% of vehicle value.

[PonkanNaPonkan]

When getting insurance, make sure to check your participation fee, some charge as low as 3,000, some will charge 0.5% to 1% of vehicle value.

So parang mas maganda ba na ipunin mo na lang un damage before mag insurance claim? Para isang participation fee na lang? Just curious? Or per damage yang 1% na yan? TIA

[JazzRwM]

Per damage ata yun eh kasi samen nabangga yung likod tapos my gasgas kami sa rear right door sinisingil samen ni honda 4k daw sa bumper saka 4k din participation ng rear door total parcitipation 8k daw ganon ba talaga?

[Yuki13]

So parang mas maganda ba na ipunin mo na lang un damage before mag insurance claim? Para isang participation fee na lang? Just curious? Or per damage yang 1% na yan? TIA

you pay participation fee per damage/incident.

for damage prone panels (bumpers), ayun pwede mo ipunin.

[dct]

Per damage pero kung kaya mo gawan ng istorya na isang accident lang ang multiple damage, edi 1 participation lang


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[tr1ck5h07]

Promo for the City this week. If you test drive, reserve, and/or purchase a unit, you get a chance to win an iPad Mini.




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[boomshine]

May nabasa akong rust issues sa mazda 3 kaya mukhang balik honda city ako hahaha,

tanong lang pwede ba yung avail ko muna yung 20k discount sa honda alabang bago ko i-apply sa bank financing sa metrobank?

or kapag nag bank financing ako sa 880k price mag base si metrobank?

sulit kasi kung makukuha ko yung 20-25k discount then ipapasok ko sa bank financing ng metrobank then may free insurance pako kay metrobank (promo nila)

[jayren]

May nabasa akong rust issues sa mazda 3 kaya mukhang balik honda city ako hahaha,

tanong lang pwede ba yung avail ko muna yung 20k discount sa honda alabang bago ko i-apply sa bank financing sa metrobank?

or kapag nag bank financing ako sa 880k price mag base si metrobank?

sulit kasi kung makukuha ko yung 20-25k discount then ipapasok ko sa bank financing ng metrobank then may free insurance pako kay metrobank (promo nila)

Sa akin binawas muna yung discount bago calculation za bpi. May agent ka na sa Metrobank kasi bagal nung xa BPI 22 pa ako approve tas ngaun wala reply za emails ko.

[tr1ck5h07]

The discount will be applied to the SRP of the unit.

Example:
City E CVT SRP: 796,000
Discount: 25,000
Price: 771,000
DP: 300,000
Loan Balance: 471,000

HTH