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  1. Join Date
    Aug 2005
    Posts
    375
    #41
    ako almost 3 years na walang credit card

    ngayon hirap akong kumuha kasi walang akong ITR.

    pero malapit na akong mag-aaply sa BPI. sana ma-approved kahit kulang docs ko

  2. Join Date
    Feb 2005
    Posts
    2,849
    #42
    dati naapprove ako principal card kahit walang ITR. nagtataka nga ako kung baket eh. hahaha

  3. Join Date
    May 2004
    Posts
    3,221
    #43
    Quote Originally Posted by ts1n1ta
    dati naapprove ako principal card kahit walang ITR. nagtataka nga ako kung baket eh. hahaha
    rich and famous ka kase kate b. .

  4. Join Date
    May 2005
    Posts
    689
    #44
    Okay sa alright ang CITIBANK Mastercard. Dalawa ang Citibank credit card ko. Isang Shell saka isang regular. So nakaka-ipon ako ng GAS rebates sa Shell. At meron pang 24-Hour Roadside Assistance Service.

    Wala pa naman akong na-encounter na hassles sa Citibank. Automatic nilang tinataasan yung credit limit ko without asking them. At ang pinaka-gusto ko sa lahat eh yung internet banking nila.

    Ang bad trip lang ako eh yung Cash Advance, meron kagad na minimum na P300 cash advance fee kapag nag-withdraw ka ng pera sa credit card account mo. Dati wala namang ganito. Di ko lang alam kung ganun din sa ibang banks. Hindi na tuloy ako nag-wi-withdraw ng pera sa credit card account. Ayos din yung mga ZERO % interest promos nila.

  5. Join Date
    Aug 2005
    Posts
    553
    #45
    The SCB credit card is practically one of the worst value credit cards out there.

    The rewards points sucks and the whole system behind is suspiciously run manually off an excel spreadsheet.

    The SCB Gold card is nothing more than "gold" but there's really nothing behind it.

    Get your statements and transfer to Citibank or HSBC.

  6. Join Date
    Jan 2006
    Posts
    1,264
    #46
    I would advice you to get Citibank..... and of course, for girls like me... HSBC... Well, if you have BPI account, oks lang.

  7. Join Date
    Jan 2004
    Posts
    3,362
    #47
    Ang advice ko...

    Cash is King!

    No paper trails. No one can query for buying patterns and upsell related stuff.

    Downside is takaw holdap, but this can be prevented.

  8. Join Date
    Oct 2002
    Posts
    2,307
    #48
    bpi na yan. hehehehe

    sakin dami tumatawag ang standard chartered asking for application of credit card..sabi ko "si satanas yang credit card e, and i prefer paying in cash. thanks anyway" :D
    Got Mazda?-http://www.MAZDAtech.org [SIZE="1"]est. 2000[/SIZE]
    got mazda 2? -> mazda2ners

  9. Join Date
    Jan 2006
    Posts
    1,264
    #49
    Quote Originally Posted by caloyski5
    bpi na yan. hehehehe

    sakin dami tumatawag ang standard chartered asking for application of credit card..sabi ko "si satanas yang credit card e, and i prefer paying in cash. thanks anyway" :D
    harass.... hahaha... no, I'm kiddin'.... cash is better pero tama yung sinabi ni .....sino na ba yun ???? problem mo lang is hold-up

  10. Join Date
    Oct 2002
    Posts
    2,307
    #50
    yup, hold up nga lang..hehehe

    pero seriously, sobra kung tumawag yung mga standard chartered tele marketers, nagkapoint every other day ako tinatawagan!
    Got Mazda?-http://www.MAZDAtech.org [SIZE="1"]est. 2000[/SIZE]
    got mazda 2? -> mazda2ners

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